Wait⊠someone actually brought student loans on-chain?
And made them investable??
Pencil Finance might be the weirdest (and smartest?) RWA Iâve seen in a minute.
> Lenders tokenize real student loans
> Investors pick a tranche (fixed vs high yield)
> Capital goes to students
> Repayments stream back transparently
> Everyone wins (except TradFi lol)
Youâre not farming cartoon tokens.
Youâre funding real people. Getting real yield. Backed by real-world debt.
First loanâs already live. $10M committed.
Built on EDU Chain. Backed by Animoca, HackQuest, and Open Campus.
This might actually be what RWAs were supposed to be.
@NCheron_bourse J'ai comme l'impression qu'on est encore loin de la panique đ€ Je recharge en DCA un peu plus que d'habitude mais j'attends la panique avec impatience