NEB

Taking it one day at a time.

[NEB @Kraba238]

Insane CV!!

[Kweku Tech @kwekutech]

There is a Ghanaian musician somewhere who just got paid by a platform in New York.

She earned it. The streams are real. The numbers are real.

But by the time that money crosses the Atlantic, clears an intermediary, survives a conversion rate nobody agreed to, and lands in her account, she is holding maybe 80% of what she made. Sometimes less. The rest disappeared into a system that was never designed with her in mind.

Kwadwo Owusu-Agyeman, (@KjOwusu) to most people who know him, spent a decade learning exactly how that disappearing act works.
Then he decided to end it.

KJ studied Computer Engineering at the University of Ghana. He graduated into a career that most engineers would not choose: investment banking. First at @icgroupofficial, an Africa-focused investment banking and securities firm. Then at Fincap Securities, where he rose to Vice President. For over five years, he sat at the intersection of capital and continent, learning where money moves freely across Africa, and more importantly, where it stops.

Most people learn that lesson and file it away.
KJ filed it under "problem to solve."

In 2019, he co-founded and served as product lead on @cedimanagerapp, a digital investment platform. He was done observing the system from the inside. He wanted to rebuild pieces of it. That decision cracked open something in him that would not close.

In 2021, @paystack came calling. Not for a senior executive. For a Product Manager on Expansion. KJ took it. He understood exactly what that role was: a front-row seat to how payments infrastructure gets built at scale across Africa. By October 2022, he was CEO and Country Lead for Paystack Ghana. He spent nearly three years in that seat, helping establish Paystack as one of Ghana's leading fintech companies, moving billions in transactions, enabling thousands of businesses from early-stage startups to global brands to collect payments from everywhere.

He was also, simultaneously, co-founding @moonshotvp to back early-stage African tech and tech-enabled startups. Operator and investor. Builder and backer. Most people pick one. KJ structured his career so both kept sharpening each other.

Then, in 2024, the @StellarOrg Development Foundation brought him in as a Product/Project Consultant. Stellar's infrastructure is the kind that moves money across borders without the traditional banking system extracting a toll at every checkpoint. KJ was not just learning how it worked. He was helping shape what it could become.

By October 2025, he had a new title: CEO of @akunawallet

Akuna Wallet is a Stellar-backed payments platform co-founded by Idris Elba's Akuna Group. Its premise is not complicated. African creators, artists, musicians, designers, and digital workers produce enormous value for global platforms. The money those platforms owe them arrives late, shrinks in transit, and lands in formats that local financial systems barely recognise. Akuna Wallet is built to end that.

At SXSW London 2025, he described what they are building with a precision that only comes from someone who has seen the problem from every angle: a wallet purpose-built for the creative economy.

The creative economy in Africa is not waiting to be discovered. It already exists, already produces, already earns. The only thing it has been missing is payment infrastructure that treats it as the primary user, not an afterthought.

That is what changes now.

For every Ghanaian creator who has accepted friction as the cost of doing business globally: it was never a cost of doing business. It was a gap in the infrastructure.

KJ is closing it.

KJ will be on stage at the One Vecta AI Summit 2026, September 8 and 9, in Accra. If this story moved you, being in that room is the next step. Registration link in the first comment.

[NEB @Kraba238]

Fellow Baatsonians how’re we doing?? The dumsor seems like a personal attack @ECGghOfficial

[NEB @Kraba238]

@zubaidah_x @also_kwophy The way you decide to do something and then actually do it is so admirable 👏🏽👏🏽

[NEB @Kraba238]

@MsKwashie Girl! Congrats to you fr 🎂🥂

[Zubaidaaaa💕🦋 | traveling foodie, trusted adult @zubaidah_x]

People like me. I love train rides.

[Zubaidaaaa💕🦋 | traveling foodie, trusted adult @zubaidah_x]

Shared my thoughts on travel within Africa vs outside on @BBCWorld 🥰

https://t.co/jAKzqocaiN

[NEB @Kraba238]

I dunno what events have been planned for this Christmas but guys please respect yourselves. These organisers and artists who constantly disrespect you don’t deserve your HARD-earned money.

[#TV3GH @tv3_ghana]

[On this day 2 years ago] Patrons leaving the Accra Sports Stadium at 2:40 am after waiting hours for Wizkid to show up

#TV3GH

[NEB @Kraba238]

We must never forget

[Ab. @AbeikuLytle]

Oppong Nkrumah go try use the next 4 years whitewash ein body.

[NEB @Kraba238]

@_pauldavid_ The “It is finished” finished me 😂😂

[thousand. @oneman1000_]

To everyone who is curious, this is what @JDMahama & the @OfficialNDCGh have promised to do in their first 120 days in office.

Accountability starts now. ⬇️
https://t.co/HUz2Ry8UkY

[NEB @Kraba238]

Anyone else experiencing dumsor-esque power outages?

[NEB @Kraba238]

@_styno Disappointed but not surprised

[Andrew Annan Rx 💊 @Apothecary_Andy]

#StopGalamseyNow #FreetheCitizens

[Weffrey Jellington @jeffwellz]

#StopGalamseyNow

[NEB @Kraba238]

He’s lying! My waakye seller now starts from 10 cedis. In 2022 it was around 4 cedis. The economy is NOT back to normal!

[Marc Perelman @mperelman]

Ghana’s President @NAkufoAddo @FRANCE24: ”the debt restructuring agreement is a sign of confidence the creditors have in our economy. We‘re talking about some $10 billion of debt cancelled in total. Ghana’s economy is back to normal.”

[hashim🌼 @_hasheem]

its still #FreetheCitizens till they are free

[Pickle Rick Sama @Prem_peh]

Crazy how it took a Whiteman to get him to speak on the current situation. Dance for massa

[Gary Al-Smith @garyalsmith]

Good morning. The news at 0800 GMT.

This is the Koforidua Water Works, around where the River Densu enters the Weija Dam, which feeds potable water to most in the western parts of Accra.

#StopGalamseyNow

[Mr Dei @TheMrDei]

#FreetheCitizens #StopGalamaseyNow

[NEB @Kraba238]

“People misconduct themselves…”
“Their behaviour is what lands them in problem with the police…”

Peaceful protest is now considered misconduct and punishable behaviour??

#FreetheCitizens

[Weffrey Jellington @jeffwellz]

That’s what your president could say when asked about the protestors in jail #FreetheCitizens