Kristan Ward

Independent Financial Adviser, love playing golf at Broadstone, & love it when the Saints win!

[Kristan Ward @Kriswardy]

@abmarkman It looks amazing! Would love it👍

[Tim Burgess @Tim_Burgess]

Retweet for a chance to win!

We are giving away 4 Charlatans bucket hats

They will be available to order from our online store from 10am Friday May 29th to 11pm Monday June 1st (winners announced 9am Friday)

[Tim Burgess @Tim_Burgess]

Retweet for a chance to win!

We are giving away 4 pairs of Sproston socks (one pair each to 4 winners)

They will be available to order from our online store from 10am Friday May 29th to 11pm Monday June 1st (winners announced 9am Friday)

[Kristan Ward @Kriswardy]

@SouthamptonFC

[Kristan Ward @Kriswardy]

@henrywinter They must have spied more than 3 times, why on Oxford and not others higher up the league. Disgusting and sackings need to be made. Sad thing also is that some of our top players will now be off elsewhere.

[Kristan Ward @Kriswardy]

@AdamBlackmore They must have spied on way more than 3 games, so it was probably happening most of the season. Disgusting! Apart from the financials, I suspect some of our top players will be off now.

[Kristan Ward @Kriswardy]

@SkySportsNews Geez, if Boro were so concerned, why didn’t they have a closed training ground with high fences! Open for the public to see serves them right.

[Kristan Ward @Kriswardy]

@SFCMart Just arrived on my app 2 minutes ago👍

[Kristan Ward @Kriswardy]

@grumpyoldmoo @MartinSLewis @itvMLshow Aviva have a drawdown pension so just transfer it internally. I don’t think you have grounds to complain to them if you are currently in a personal pension. And, if its an old personal pension, drawdown might not have been available then.

[Kristan Ward @Kriswardy]

@AnnT2 @MartinSLewis @itvMLshow No excuse. Log a complaint to them about the delays. Most pension providers subscribe to electronic transfers so can easily transfer the capital within days.

[Kristan Ward @Kriswardy]

@Katie_Lam_MP As an investment adviser to a workplace pension fund, I hate the idea of the Government dictating where some of the assets are invested. Equities offer the best long-term returns. Imagine if your pension fund was invested in HS2😳

[Callaway Golf Europe @CallawayGolfEU]

🌺 GIVEAWAY 🌺

Win a dozen of our Limited Edition April Major Chrome Tour golf balls.

To enter:
• Follow @CallawayGolfEU
• Repost this

Good luck 🤞

T&Cs: Ends 20 April, 23:59 BST. One winner selected at random. 18+. UK & EU only. No purchase necessary.

[Total Saints Podcast @TotalSaintsPod]

✨ WEEKEND GIVEAWAY ✨

If #SaintsFC win today, we’re giving away a ‘YELLOWS’ t-shirt to one lucky winner! 🔴⚪️

To enter:
💪 Follow @TotalSaintsPod
❤️ Like & RT this post
🕺🕺 Tag your mates in the comments!

Use code freedelivery (UK Only 🇬🇧)

https://t.co/e8tqRKe3dY

[LinksNation @LinksNation]

🚨🚨🚨 #GIVEAWAY!!!
We've joined w/ #GolfPride to celebrate the launch of their new Zero Taper putting grip. We're gifting a Med Blue ZT to a winner, and a Lg Red to another. RT this post + follow us & @golfpridegrips to be eligible. Winner announced 7pm Sunday. #RespectTheGrip.

[Kristan Ward @Kriswardy]

@MartinSLewis I would ask regarding the reduction on tax relief on VCT’s from 30% to 20%. People will now stop or reduce their investment. These small and start up companies are vital for the UK economy so investors will now look elsewhere as the risk premium is simple not worth it.

[Kristan Ward @Kriswardy]

@MartinSLewis If the Cash ISA allowance is reduced, investors can open a £20k investment ISA and pop the whole lot into a money market fund eg the L&G Cash fund. They could even do that, then eventually do an ISA transfer to a cash ISA provider.

[Kristan Ward @Kriswardy]

@MartinSLewis If the cash ISA limit is reduced, cautious investors can still open a £20k investment ISA and just use a money market fund like the Legal & General Cash Fund. Minimal risk and similar returns to cash ISA’s👍

[Kristan Ward @Kriswardy]

@MartinSLewis @RachelReevesMP If this does happen, people can invest £20k in a cash fund, eg Legal & General Cash fund, which although has some risk, its very low.

[Kristan Ward @Kriswardy]

@RamonesOfficial I was at the Poole Arts Centre gig in May 1986. I always remembered that they played Wart Hog twice! The Prisoners were really good too👍

[Jonathan Wall @jonathanrwall]

Debated keeping these…

@TaylorMadeGolf TP5 pix 🎯 balls are ridiculously cool. Just RT and be following for a chance to win a dozen.

I’ll DM the winner on Monday. Good luck!