Founder at @PensionBox | Amazon Prime's Mission Startab | Backed By Zerodha's Rainmatter | Building Future of Retirement Benefits For Private Workforce
In FY25, around 72% of taxpayers chose the New Tax Regime. At @zerodha , that number was over 90%.
This shift makes sense. The new tax regime trades deductions for simpler filing and lower tax rates. For many—especially younger salaried taxpayers, avoiding paperwork-heavy exemptions matters more than maximising deductions.
With most deductions removed, salaried employees are left with the ₹75,000 standard deduction and one meaningful tax-saving option: the employer contribution to NPS, commonly called Corporate NPS.
Corporate NPS allows employers to contribute up to 14% of an employee’s basic salary (up to ₹7.5 lakh a year), which is fully deductible. It can be structured from existing salary, so employers don’t have to pay extra while employees still get the tax benefit. Employers may also choose to contribute on top, but it isn’t mandatory.
We’ve partnered with @PensionBox to make Corporate NPS fully digital, simplifying onboarding for HR teams and allowing employees to easily choose contribution levels and equity–debt allocation.
What do we really need from EPF/ @officialepfo ?
1. Let people opt out or stop EPF contributions
2. Let people move funds to NPS (100%)
3. Open EPFO APIs for people (Top 3 needs)
- UAN Balance API
- Raise Claim API
- Claim Status API
What else?
#EPFO#epforeforms
Everyone hates 40% annuity exit in NPS? Watch & Learn!
Disclaimer: I am not an influencer, just a founder building pension startup for last 3 years sharing his learnings without any upsell/mis-sell/sponsored content! 🙌
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Product Feature: Introducing @PensionBox Rewards
Every time you take an action which will help you retire better!
✅ We help someone who needs help in their retirement
Video by @KuldeepBox!
Salary > 12 lakhs with New Tax Regime?
Ask your HR/Employer to do this!
NPS can help you save taxes in new & old tax regime with a twist!
@KuldeepBox started series on explaining everything we have learned in pension space!
Follow for more videos!
#NPSZaruriHai#NPSQuest
@PFRDAOfficial is inviting you to submit comments or suggestions on NPS withdraw rules
(Last date to submit: 17 Oct 2025)
Proposed changes:
✅ Annuity reduced from 40% to 20%
✅ 6 Partial Withdrawals
✅ Keep money till 85 age
& more
Thoughts?
#PFRDA#NPS2025
Life in an hour glass ⏳
There are many ways to plan your retirement, NPS being the simplest way to do it!
Important part is, you are planning it before it's too late!
Linkedin: https://t.co/Zr6ONMrteh
@PFRDAOfficial#NPSZaruriHai
You can soon invest 100% in equities in NPS. Yesterday, the PFRDA issued a circular with some major changes to its current structure: "Introduction of Multiple Scheme Framework."
It allows fund managers to launch new schemes, permits users to invest 100% in equity, and provides the option to withdraw early.
Here's a Varsity explainer with inputs from @PensionBox 👇