The 9-to-5 banking model just doesn't cut it anymore. ⏰
We're partnering with @Payward to bring real-time 24/7 USD settlement to institutional clients via the SoFi Exchange Network, plus listing SoFiUSD on @KrakenPrimeHQ.
Read more: https://t.co/qvSLt9nUab
#2 people will still take loans out and SoFi will still collect their profits on their products. People still go to college, people still need home loans and personal loans. Money will still compound interest in SoFi saving accounts. Not sure why everyone panics on SoFi ticker
Not sure of the overrreaction on the possible rate hikes $SoFi makes more money on higher rates, which these rates will stay unless refinance after rate cuts.. which these majority of people don’t do.
The higher rates = more interest = higher profit margins. pretty simple math
The election notice date for the settlement of the 2026 convertible notes was on April 15th, 2026. We included more details on our election in the recent 2Q 2026 10-Q in Note 9, where we stated that, "we will settle any conversions by a combination of cash up to the aggregate principal amount of the 2026 convertible notes, and shares of our common stock for any conversion consideration in excess of the principal amount of the 2026 convertible notes, based on the applicable conversion rate(s)."
At the current share price, this would mean we would settle all of the 2026 convertible notes in cash. We encourage investors to look at Note 9 and Note 10 of the 10-Q for additional information. https://t.co/h3IPNX2BKg
Anthony Noto ended the $SOFI earnings call with one of his strongest statements yet:
“I am often asked why I buy the stock, and the answer is simple.”
He believes SoFi will eventually generate a 20% to 30% return on tangible common equity.
“It is just a matter of when, not if, the market can connect the dots.”
Until then, management will keep its head down and execute for members and shareholders.
That is exactly the confidence I want to hear from a CEO who continues buying the stock himself.