Lady_Bitz

I basically just repost things that I intend to read later.. but then I forget. 🔮💰⚡️macro investor of DOOM

[Alex Becker 🍊🏆🥇 @ZssBecker]

If you stuck it out through this crypto bear.

Congrats. You deserve more than literally anyone in the history of anything to "make it".

You're a psycho. A fucking psycho.

[the solana investor @thesolanainv]

$BITCOIN will 3x

$SOL will 10x

$CATE will 100x

[Nala @ItsNala]

if you’re reading this, you’re making your first $500k, $1M or $5M this bull run.

LOCKED IN

[Lady_Bitz @Lady_Bitz]

@DonWedge Cate

[Lady_Bitz @Lady_Bitz]

The second new wild cats been discovered in 2 days.

I think it’s clear it’s the year of solana:Ai66LHZG9MCzg1WKdawwqduVAXpNDUuV8M3uyq5ppump

[hunter @hxxntrr]

The longest 0% loan in America comes from a tractor company

Kubota will finance a $68,000 mini excavator at 0% for up to 84 months. Then the IRS lets you deduct the whole $68,000 this year, before you've made the second payment

A kid with that machine and a YouTube education charges $1,500 a day to dig French drains for suburban dads. Booked 3 days a week that's $18,000 a month against a payment of $810

Everybody knows Section 179 from the G-Wagon post. The same law works at the equipment dealer. Equipment a business uses more than half the time gets written off 100% in the year you put it in service, up to $2.5 million of purchases. Financed equipment counts exactly the same as cash. You deduct $68,000 in 2026 while owing Kubota $68,000 at 0% until 2033

At a 37% federal bracket plus state, the deduction hands back roughly $28,000 in April. That's 34 monthly payments the government made for you. The machine makes the other 50

Who else runs 0% for years, for a business, on a personal credit score:
John Deere, 60 months on compact tractors and skid steers
Bobcat, 60 months
Toro and Exmark, 48 to 60 on commercial mowers
Ford Pro, 0% quarters on Transit and F-series work vans
Every one of those runs through the manufacturer's finance arm and gets decided by your FICO, your entity, and whether the dealer needs to hit his month

The stack:

Down payment, trailer, insurance and the first two months of fuel go on 0% business cards. The machine goes on manufacturer 0%. The deduction lands in April and pays the cards. The jobs pay the machine. You've bought a $90,000 operation with no interest anywhere in it and a tax refund funding the first year

"0% financing means they marked up the price"

Sometimes. The 0% usually replaces a $2,000 to $4,000 cash rebate. Ask for both prices. On 84 months the 0% still wins by about $20,000 of interest you'd have paid a bank at 9%

What to do before December 31, because the deduction only counts if the machine is delivered this year:

1. Pick the machine you can bill for on day one. Mini excavator, skid steer, commercial mower. Rentable stuff
2. LLC, EIN, business checking. The finance app asks
3. Ask the dealer for the 0% program by name and the down payment on it. Apply through Kubota Credit or Deere Financial, not the dealer's bank
4. Put the down payment and the trailer on the cards
5. Keep a use log. Over 50% business or the deduction shrinks

The dealer wants you in before December 31 for the same reason the IRS does. Everybody's quarter ends

(link in bio if you're 700+. we build the card stack that covers the down payment, the trailer and the first 90 days)

[Lady_Bitz @Lady_Bitz]

@DavidVanKnapp11 Stock

[Lady_Bitz @Lady_Bitz]

@tiri_220 Gideon

[Lady_Bitz @Lady_Bitz]

@LBrown92395004 @Maya_X_0 I named my dog Gary

[Lady_Bitz @Lady_Bitz]

crypto is fun again

[EllioTrades @elliotrades]

crypto is fun again

[Lady_Bitz @Lady_Bitz]

@ZssBecker 🤣

[Makayla | Real Estate Investor @REIMakayla]

Dave Ramsey has made more Americans house-rich and broke than any man alive

My neighbor Gary paid off his house in 2019. Threw a party. Burned a paper copy of the mortgage in the fire pit. 58 years old, $410,000 house, owed nothing

In 2024 he got laid off. Roof started leaking in March. $22,000

He went to his bank, the one that had his mortgage for 22 years, and asked for a $25,000 home equity line against a house with $410,000 of equity in it

Denied

Then a second bank. Denied. Then a credit union. Denied

Here's the part nobody explains at the debt-free scream: banks lend on INCOME. Equity is collateral. Collateral is what they take when you can't pay, and they'd rather never take anything. No paycheck, no loan, no matter what the house is worth. Gary had $410,000 he couldn't touch and $6,000 in checking

His options at 58: sell the house he just finished paying for, or wait until 62 for a reverse mortgage, or put a $22,000 roof on a credit card at 27%

He put a tarp on it

I flip and hold houses. Here's how the same $410,000 sits in my life:

Every house I own carries a mortgage, on purpose. The equity gets pulled out while I have the income to qualify, and it goes to work. It's in the next house, or it's a HELOC sitting open at a $0 balance until the day I need it

The move Gary needed, in order:

1. Open a HELOC while you have a job. The application dies the day the job does. A HELOC costs nothing to hold at $0. It's a $100,000 emergency fund the bank holds for you, approved while your W-2 still exists

2. If you're going to pay the house off anyway, keep 6 months of expenses in cash first. Gary made $2,300 extra principal payments for 9 years and kept $6,000 liquid. The house ate every dollar of cushion he had

3. A 3% mortgage is the last loan you should ever pay off early. Every extra $1,000 you send to a 3% loan is $1,000 you can't get back that could sit in a savings account paying 4.5%. You're paying the bank to hold your money

4. If you're already paid off and working: open the HELOC this month. Approval is income-based and you have income. That's the whole window

The debt-free scream is real and it feels incredible for about 4 years. Then the roof leaks, or the job ends, or the knee needs replacing, and the biggest number on your net worth statement is a thing you live inside and can't spend

Gary's house is for sale now. He's 60. It'll sell for about $395,000 because of the roof. He'll rent

He did everything the radio told him

[hunter @hxxntrr]

A cop quit the force to cremate dogs in a trailer funded by $68,000 in 0% business credit and he makes more on a Tuesday than he made in two weeks writing tickets

Every vet clinic in America has the same problem. A family's dog dies on the table, the family is sobbing, and someone has to deal with the body. The clinic doesn't have a crematory. So they call a company that picks up the dog, cremates it, and returns the ashes in a little box. The family pays $250 to $450 for that box

He is the company. In a trailer. In a county with 14 vet clinics and zero pet crematories

Here's the business

A small animal cremator costs $45,000 to $65,000. It runs on propane, fits on a trailer or in a 400 square foot shop, and does 6 to 12 pets a day. The state wants an air permit, the county wants a business license, and that's the entire barrier to entry, which is why most areas have one operator and he's 68

The prices:

Communal cremation, no ashes back: $95
Private cremation, ashes in a box: $275
The nice wooden box with a paw print: $350
Pickup from the clinic or the family's home: $60

Vets are the sales force. He walked into all 14 clinics with a brochure and a price sheet 20% under the company they were using from two counties away. 11 of them switched in a month. Vets don't want to think about this. They want the guy who answers the phone

His Tuesday: 9 pets. 6 private at $275, 3 communal at $95, 4 pickups. $2,175. Propane cost: $60. He was making $2,100 every two weeks with a badge and a bulletproof vest

The month, now: 160 to 190 cremations. About $38,000 in revenue, $6,000 in costs, and he's paid one part time driver. Net: roughly $28,000 a month from a trailer

What the bank funded: the cremator ($54,000), the trailer, the permits, the van, and the brochures. $68,000 on two Chase Inks and an Amex at 0%. He'd paid the cards off from clinic invoices by month 7

"That's dark"

Somebody's dog dies every 4 seconds in America. Every one of them needs to go somewhere. The family wants a kind man in a clean van and a box with a paw print, and they'll pay whatever he says because nobody negotiates on the day their dog died. He used to give people the worst day of their year. Now he gets paid $275 to make it slightly less bad, and Chase funded the switch

(we get 700+ score business owners $150K to $500K in 0% intro APR business credit. link in bio)

[Bluntz @Bluntz_Capital]

126k delusional $cate holders now.

no amount of new chains and liquidity vamps are stopping the cate train

[Lady_Bitz @Lady_Bitz]

@Lifeinvestmoney Not buying solana:Ai66LHZG9MCzg1WKdawwqduVAXpNDUuV8M3uyq5ppump

[Julia @CryptoJulzss]

If your boyfriend is into Crypto to make generational wealth, and then he panic sells after a little price drop, you have a girlfriend.

[KNIGHT @cryptoknight890]

$cate will pull up like $wif
and you will miss this as you missed $pons below 80M

[PoorGoat🐂🐈 @PoorGoat_]

Hey @Binance_intern 👀💛🐈

[Kevin Bass @kevinnbass]

I have conducted an audit of Anthropic's finances.

What I have found is so shocking that I am calling for a Congressional investigation.

Anthropic is not just seeking regulatory capture.

It has built a regulatory capture machine that cannot be turned off.

Structural financial incentives make it impossible for Anthropic -- I call it the Anthropic Network -- to turn off its own AI doom cycle.

It starts with METR.

Dario Amodei proposes "third-party evaluators" to assess the risk of Anthropic's models.

He proposes METR for this purpose.

But METR is financially dependent on the Anthropic's success -- specifically, on the explosive growth of more than $7 billion dollars in Anthropic stock.

Dustin Moskovitz invested this stock into Good Ventures Foundation, where it represents the majority of that organization's portfolio.

And GVF is the overwhelming funder of the entire Anthropic Network ecosystem.

This stock was worth $500 million early last year.

It is worth more than $7.7 billion just ~16 months later.

METR -- and all of those building a career its parent organizations -- cannot afford to disrupt that growth.

Because if Anthropic goes under, many of the organizations that fund METR go under as well.

But if Anthropic succeeds, METR and its parent organizations become more richly financed to regulate AI -- something those at METR want very much.

The "third-party evaluator" is not "third-party" at all.

The evaluator is on Anthropic's payroll.

If this were the end of it, that's bad.

But that isn't all.

The same organizations that fund METR also fund the many organizations, such as the Tarbell Center, that promote AI Doom.

The Tarbell Center publishes AI Doom articles in The Verge, Science, LA Times, The Dispatch, TIME, and others.

They are selling the problem, and then selling the solution to the problem -- from the same money pile: Anthropic's.

All of these organizations are financially dependent on the same exploding $7 billion money pile.

As Anthropic grows more and more powerful, its AI Doom Machine grows better and better financed -- louder and louder.

Meanwhile, the regulatory regime seeded in METR grows larger to solve the increasingly loud -- now hysterical -- problem of AI Doom that the Anthropic Network itself created.

From this standpoint, as Anthropic becomes more powerful, AI might be getting scarier, sure -- but the positive feedback loop also becomes more deafening -- independent of objective facts.

This itself is an objective fact.

The deafening AI Doom is part of an business model, that, as it expands, so too does the AI Doom messaging -- there is simply more money to do it.

But the problem also goes in the other direction:

If Anthropic dies, the Regulatory Regime and the AI Doom Machine are crippled or die.

Neither METR nor Tarbell nor the other organizations in the Anthropic Network can allow that to happen.

Hence, neither METR or the AI Doom Machine can be trusted to provide independent assessments of Anthropic's models or AI more broadly.

They simply are not organizations independent of Anthropic.

And Anthropic cannot detach itself from METR or Tarbell or countless other safety orgs (not shown here), either, because they drive hype for the models and the possibility of eventual regulatory capture, and Anthropic will not give that up willingly.

What's more, the people at all of these organizations are all the same ecosystem, the same community. They just shuffle between organizations.

The Anthropic Network is therefore, so long as it is successful, locked into a self-amplifying feedback loop inside an ideological monoculture.

And that feedback loop is winning.

That's what Jacob Coxon is.

China is keeping messaging tight. That is why optimism for AI is so high in China.

America has Anthropic: a massive company pushing anti-AI propaganda at a state level.

Anthropic will either create hysteria until American AI slows down and China wins, or it will create fractures throughout American society with severe political consequences.

Ironically, because of the structural financial incentives underpinning the Anthropic Network, it has become the same kind of self-amplifying virus that it fantasizes AI to become in the future -- while hiding its tracks just as carefully.

It is the mirror of the same AI virus that it hypothesizes to consume America.

Anthropic's business model, models itself after the very thing it claims to fear.

Except Anthropic's ideology infects humans, not computers.

Congress must investigate.

Evidence and Github in next post.

Then some supplementary figures.

[Gordon 🐂 @GordonGekko]

The Overbought / Oversold Oscillator has just turned blue.

Historically, when this happens we get a minimum of 18 months of bullish piece action.

Do you see?