Lexin

Lexin is a leading online consumption and finance platform in China. Established in 2013, the Company leverages a deep understanding of Chinese consumers and ad

[Lexin @LexinFintech]

Wins "Outstanding AI Application Enterprise" at Gelonghui Golden Grid Awards! Lexin’s AI technology covers risk control and customer service, enhancing operational efficiency with intelligent agent matrix—driving high-quality development via tech！

[Lexin @LexinFintech]

8th consecutive year as "Shenzhen Financial Business Card"! Lexin wins "FinTech Company with Outstanding Contribution to Consumption Promotion". Fenqile Mall’s Double 11 GMV up 38% YoY, daily necessities up 237%—empowering consumption upgrade with technology!

[Lexin @LexinFintech]

Lexin’s Q3 profitability gains reflect healthier users, stronger risk control, and a better product mix. By using big-data profiling, differentiated product strategies, and responsible lending, Lexin makes finance more accessible, transparent, and sustainable for young consumers.

[Lexin @LexinFintech]

Lexin delivered RMB 521M in net profit in Q3 2025, up 68% YoY. Powered by AI-driven risk engines and real-time data models, Lexin enhances efficiency across the full credit lifecycle. Technology and risk management have become the core drivers of sustainable, high-quality growth.

[Lexin @LexinFintech]

Lexin Q3 2025 Highlights:
- Revenue: RMB 3.42B
- Non-GAAP EBIT: RMB 675M (+1.5% QoQ)
- Users: 240M (+7.7% YoY)
- 90+ delinquency rate -15 bps QoQ
- Net profit margin improving for 7 straight quarters
Lexin keeps moving forward with a resilient multi-business ecosystem.

[Lexin @LexinFintech]

Our Q3 2025 unaudited results are out!
With a resilient multi-business ecosystem, Lexin continues to strengthen its differentiated competitive edge and long-term growth momentum. https://t.co/EyUIIQ9sek

[Lexin @LexinFintech]

Fenqile upgrades AI anti-fraud system ahead of Double 11! Powered by Lexin’s Qidian AI model & multi-agent matrix, its 3-in-1 protection blocks financial fraud. Teaming up with police and industry allies, it’s fully committed to safeguarding consumers’ rights!

[Lexin @LexinFintech]

Lexin re-enters Guangdong Top 500 Enterprises & Top 100 Private Enterprises, the only fintech to make both lists! Driven by AI innovation, we upgrade services to empower consumption and micro-enterprises, fueling Guangdong’s high-quality development!

[Lexin @LexinFintech]

Lexin balances business growth and social value through technology. In 2025, its “Predictive” protection system achieved 99.2% response, prevented RMB 750M in losses, and maintained zero data leaks.

[Lexin @LexinFintech]

Driven by technology, Lexin achieved RMB 670 million profit in Q2 2025, marking 14-quarter highs and five consecutive quarters of growth. Powered by self-developed “Singularity” AI model, business launch cycles shortened 60%, coding efficiency rose 35%, and user value grew 18%.

[Lexin @LexinFintech]

We focus on users, with diversified services (installment retail, etc.), Fenqile Mall (lowering purchase barriers, offering guarantees), inclusive finance, and AI to boost efficiency. It benefits users with good experiences and supports consumption and the real economy.

[Lexin @LexinFintech]

Lexin got listed in 2025 "Top 500 Chinese Service Enterprises", becoming the only fintech enterprise to make the list for six consecutive times. The list is ssued by the China Enterprise Confederation (CEC) and China Enterprise Directors Association (CEDA).

[Lexin @LexinFintech]

This National Day, we celebrate with China’s economic dynamos: micro/small businesses and young dreamers. As a tech-driven financer, Lexin turns policies into growth—1-minute micro-loans, flexible installments for youth, plus AI risk control.

[Lexin @LexinFintech]

A great holiday trip needs good travel products. Fenqile Mall data (as of May): smart digital sales up nearly 40% month-on-month, DSLR buyers up over 30%. Smart products add social fun; diverse outdoor scenes drive outdoor gear sales. What travel items do you gonna buy? Tell us.

[Lexin @LexinFintech]

Organized by The Asian Banker, 30 bankers from 13 countries visited Lexin’s Shenzhen HQ on Sept 11, discussing AI with its VP Xue Kai and AI Director Dustin.

[Lexin @LexinFintech]

Our risk indicators have improved for coutinuous 4 quarters.Our AI anti-fraud system blocked many malicious applications H1 2025; off-balance-sheet growth eases bad debt provision pressure. It will increase tech investment for better risk protection.

[Lexin @LexinFintech]

As a key supplement to traditional finance, fintech firms drive inclusive finance from "coverage" to "benefit". Lexin has its Fenqile Inclusive launch a 10-billion program. Leveraging big data/AI, offline teamsand county "physical + mobile" model, it disburses loans in 10 mins.

[Lexin @LexinFintech]

In May, China's financial regulator urged inclusive finance to deepen coordination and match needs accurately. Lexin's Fenqile has supported micro-enterprises in 330+ counties across 30 regions, linked 4.69b yuan in loans this quarter.

[Lexin @LexinFintech]

Lexin actively responds to China's policy, aiding consumption conversion via better products and services. In Q2, Fenqile Mall upgraded supply chains, added top brands, boosted "Zhenpin Hui" and "Factory Store" models. With promotions, our GMV, up 139% YoY during "6·18".

[Lexin @LexinFintech]

In Q2, Lexin Group saw its highest profit in 14 quarters. Transactions hit 52.86b yuan, managed loans 105.78b yuan, users 236m. Asset quality improved: new asset FPD7 down ~5%, overall delinquency ~2%, 90+ day NPL ~6% QoQ. Profit margin rose 34bps from Q1, with >20bps growth.