Rob Garcia

Residential real estate finance expert
Eternal optimist
Closet perfectionist
Success is an ever evolving objective

[Rob Garcia @LoanproRob]

@piersmorgan The Balogun overturn is just. Lame that you see it as cheating. The overuse of VAR is a problem. It’s hurting the game. Felt the same about that ridiculous post play penalty given to Mexico for the Harry Kane foul.

[Rob Garcia @LoanproRob]

@LakersNation Appreciated LB. We missed his prime but still an unbelievable and durable generational talent. His departure is probably for the best though; it’s Luka’s time. Hang up the jersey in the rafters but no statue.

[Rob Garcia @LoanproRob]

@garydfaulkner @BMW The new 7 series has that vibe. If true, they should abandon and shift their inspiration to Porsche; a better comp for design and performance philosophy for “The Ultimate Driving Machine”

[Rob Garcia @LoanproRob]

@WesternLensman @SimonSaysKnow 😂

[jay plemons @jayplemons]

David Sacks just delivered an economics masterclass on Elon becoming the world’s first trillionaire.

@davidsacks: “People see the headline and imagine Elon suddenly has a trillion dollars in the bank. That’s not how it works. His balance sheet didn’t change overnight.”

Why?

The real point is deeper. Wealth isn’t in the “stuff” we consume. Food, shelter, clothes. Things that depreciate and disappear. It’s in the machines that create stuff for decades: tools, workflows, and corporations.
These are the true engines of human progress.

“If you create a machine that makes more stuff, then there’s a discounted present value for all the stuff in the future that machine might create. That’s where the wealth comes from.”

Elon started with nothing. An immigrant who slept on the floor building Zip2. He created these machines from vision and relentless effort. Thousands joined him, including a SpaceX welder who turned his labor into a million dollars in stock.

That’s the magic of tech and free markets: labor can become capital. It’s fluid.

The outrage misses this entirely. The people building machines that deliver medicines, energy, and abundance are creating lasting prosperity for everyone.

What do you think? Does viewing wealth as future productivity change how you see stories like this?

[Rob Garcia @LoanproRob]

@F1 He’ll return to form.

[The All-In Podcast @theallinpod]

David Friedberg: California’s Voting System Looks Fraudulent, But It’s Working Exactly as Designed

@friedberg believes California’s extremely loose election laws enable “appointments” not free elections.

Why? The voting data in LA makes no statistical sense.

“ Pratt's post-election mail-in ballots declined by 1/3.

So statistically, the population of people that send in their ballots late reduced for Pratt by 1/3, increased for Nithya Raman by 80%, and Karen Bass 10% less, if you just look at the mail-in ballots before and after election day as a comparison.

I don't know if there's a sociopolitical way that you can assess those statistics and assume that these are individuals casting their individual vote for who they think should be Mayor of LA.

Basically, the concentration of incremental votes that Nithya Raman got came around the Skid Row area in Los Angeles.

But when you look at the basic statistics of what happened in person, mail-in before, mail-in after Election Day, it becomes a real statistical quagmire on how did this sort of a sociopolitical shift happen in such a way that it did?

Now, there was a report published, and they highlighted the 2018 California midterm elections and the challenges that they saw arise in that midterm election because of some of the legislative changes that were made.

First, California Assembly Bill 1921 legalized the practice of unlimited ballot harvesting in the state. What that means is that any individual in the state of California has the right to go and collect ballots from any other individuals, regardless of relationship, fill them out, and send them in.

California, two years later, 18 months later, also passed a law that made it permanent that every person registered in the state of California would get a ballot, so tens of millions of ballots then get mailed out.

Then there was another series of laws that were passed that said anyone can register to vote. You don't need to prove your citizenship. You can use a gym membership card as an example.

So anyone can register to vote. There is no proof of ID when you get a ballot. There is no demonstration that the person who fills out the ballot has anything to do with the individual who's supposed to be voting that ballot, and it is legal for an individual to go out and collect hundreds or thousands of ballots, ship them in, and they will all qualify in these kind of mail-in ballot voting processes.

So there's nothing illegal or fraudulent going on. In fact, the system is operating exactly as intended.

It has been set up and structured in a way that with the right construct, you can get an individual appointed, not elected, but appointed to a particular role in government under a, quote, ‘free election’ in California.”

[Rob Garcia @LoanproRob]

@SenWarren Low IQ post.

[Rob Garcia @LoanproRob]

@Jason @CAgovernor 💯

[Rob Garcia @LoanproRob]

@Jason Ha! If this was an external computer storage solution, it would be a floppy disk. Brunson is a solid, durable athlete. Looks like he’s auditioning for a stunt double in that clip 😂

[Rob Garcia @LoanproRob]

I can’t imagine him driving for another team. It’s the right move and not surprising at all. Driving for Ferrari is the dream. Being their featured driver and spending a career with the Scuderia is almost the same as being a champion. What an incredible life he must have. Holding on to the hope they make a championship happen with Charles. He has the talent.

[Rob Garcia @LoanproRob]

@kobehighlight So good! 🙌
RIP 8️⃣ / 2️⃣4️⃣

[Sawyer Merritt @SawyerMerritt]

SpaceX’s first Starship V3 rocket has just successfully lifted off!

This is the first test flight of Starship version 3, which features thousands of upgrades from V2. With this launch, SpaceX is debuting a new launch pad, booster, ship, engines and much more.

[Nic Cruz Patane @niccruzpatane]

SpaceX is such a bad ass company. In their IPO filing, they wrote this:

• The first private company to develop and launch a liquid-fuel rocket to reach orbit (2008)

• The first private company to successfully dock a private spacecraft with the International Space Station (2012)

• The first to successfully propulsively land (2015) and refly orbital-class rocket boosters (2017)

• The first to begin deploying a large-scale LEO broadband satellite constellation (2019);

• The first private company to transport astronauts to orbit, returning America's ability to fly astronauts to and from the International Space Station (2020)

• The first to manufacture consumer-grade phased-array user terminals at scale (2022);
The first to deploy a large-scale LEO satellite-to-mobile constellation (2025)

• The first to build a gigawatt-scale Al training cluster and largest coherent supercomputer (2026)

• The first gigawatt-scale Megapack battery installation (2026); and

• The only company capable of building orbital AI compute at scale.

BOOM.

[Rob Garcia @LoanproRob]

@Geiger_Capital Savage 😂

[Rishabh @Rixhabh__]

This guy used AI to put himself in Game of Thrones and fix everything

[Tezlar @na_option]

$TSLA has increased 100% since this embarrassing moment

[Rob Garcia @LoanproRob]

@binance Alpha 🚀

[Rob Garcia @LoanproRob]

We’re in transformational times. There’s likely a number of ‘Amazon opportunities’ in the current environment.

Amazon (AMZN)
• Then (peak period): ~$3.35 per share (split-adjusted; unadjusted peak ~$113 in late 1999). Market cap at peak: roughly $25–30 billion range (exact varied by exact date; it had already started declining by March 2000).
• Now: $272.68 per share. Market cap: ~$2.85 trillion.
• Growth: Price ~81× higher; valuation ~95–114× larger. Amazon crashed >90% post-bubble but rebuilt into a global giant