Nathan Long

Senior Analyst at Hargreaves Lansdown. Driving better client outcomes. Heavy cyclist. Retired cricketer. Mediocre Italian speaker. Dad of 4. All views my own.

[Simon Gilbert @TheSimonGilbert]

Think it’s fair to say the honeymoon period is over for Doug King after this. 😬
If whoever comes in isn’t an instant success, the owner is going to become very unpopular, very quickly.
This will define his tenure. Where do we go from here? Huge moment.
#PUSB

[David Robbins @David_J_Robbins]

Confirmation from @OBR_UK that it still assumes the extension of automatic enrolment first proposed in 2017 will not start to be phased in within the forecast period, ie not before April 2030.

[Nathan Long @LongPensions]

@JoeDabrowski1 @PensionsMonkey IFS estimates 1 in 5. I imagine much of this will be in DB.

[Nathan Long @LongPensions]

Would be good to see opportunities for co investment to extend to retail investors too.

[Mary McDougall @marymcdougall13]

Big investors managing a combined £1.7tn of assets are telling the govt to change the fiscal rules to usher in pension investment in UK infrastructure ‘at scale’ with ⁦@Sam1Fleming⁩ ⁦@GeorgeWParker⁩ https://t.co/QO0UW03QVN

[Nathan Long @LongPensions]

@PensionsMonkey The last increase was a spectacular car crash of complexity. Avoid.

[Nathan Long @LongPensions]

@dontdelay @PensionsMonkey I'd not considered minimum withdrawals as an option. I do agree that bringing forward some taxation through retirement decision changes would be attractive to Govt. What's the behavioural response to all this though? Food for thought cheers @dontdelay.

[Nathan Long @LongPensions]

@PensionsMonkey Although please let's hold on til the Pension Review to change death benefits if that is needed. Done properly, they could re-create incentives to buy secure income. Not just been a blindfolded tax grab.

[Nathan Long @LongPensions]

@reidremoney @elliotguthrie @TheFCA Agree with Rob. I honestly think you should flag this. It is so, so important.

[Nathan Long @LongPensions]

@HelloMcQueen ����

[Nathan Long @LongPensions]

@PensionsMonkey Absolutely magnificent.

[Nathan Long @LongPensions]

My tried and trusted method of talking pensions when on a 🚴 ride with Tom until he gives in and invites me on the @thelangcat pod!

[Tom McPhail @PensionsMonkey]

Have a listen to this podcast in which the excellent @LongPensions talks about the government’s pension review, about adequacy in retirement saving, financial resilience and the @HLInvest Barometer and we talk about the forthcoming Budget https://t.co/pCT8Hjcs7t

[Nathan Long @LongPensions]

@dontdelay Wait til the Lifetime Pension is introduced and then vote with your feet!

[Nathan Long @LongPensions]

@PensionsMonkey Happy to be the poster child for this…

[Nathan Long @LongPensions]

@dontdelay 80% of UK workers in companies that provide benefits via salary sacrifice maybe. There are loads of smaller that don’t.

[Nathan Long @LongPensions]

Report here for those wanting the detail 👇

https://t.co/MOxByqDo8V

[Nathan Long @LongPensions]

@HLInvest’s Savings & Resilience Barometer out today.
A divide across the Nation.
I wonder what changes we may see in the next 5 years with a new Government?

[Nathan Long @LongPensions]

@FelicityHannah Minus 10 mum points

[Nathan Long @LongPensions]

@HigherEdActuary Not universally