@mmsmithlegal This is precisely why I file suit the first day after expiration for a response. It takes a while to build a reputation for following through, but it pays off once you have it.
@TobechiOgazi Over time I've learned that the shouting almost always means nothing more than the judge was having a bad day. The next time they're nice and seem to have no recollection.
@WifeFinance A lot of people are doing this (or a form of it). The insurance company is happy to collect premiums, but when the person dies they claim fraud and refuse to pay.