“BATANES ANO? TARA?” The Official TikTok Account of Department of Tourism (@TourismPHL) Region 2 posted Philippine Tourism Ambassador from BINI (@BINI_ph) #BINI_Maloi, #BINI_Aiah and #BINI_Colet as they revealed that their ideal travel destination in the Philippines is Batanes. We couldn't help but design an itinerary based on the locations and activities they would undoubtedly enjoy.
They shared some places to visit in Batanes such as:
��️📍Naidi Hills and Basco Lighthouse
🗺️📍Basco Rolling Hills
🗺️📍Tukon Chapel
🗺️📍Valugan Boulder Bay
🗺️📍House of Dakay
🗺️📍Honesty Coffee Shop
🗺️📍Racuh a Payaman
🗺️📍Tayid Lighthouse
🗺️📍Chavayan Stone House Village
🗺️📍Ahaw and Morong Beach
🗺️📍Vunung Meal
🗺️📍National Museum — Batanes
🔗:(https://t.co/KzXZ3Kjbo7)
📸: DOT Region 2 Official Tiktok Account
#BINILoveThePhilippines #BINI
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محمد ﷺ
MUHAMMAD
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محمد ﷺ
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محمد ﷺ
MUHAMMAD
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محمد ﷺ
MUHAMMAD
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محمد ﷺ
MUHAMMAD
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محمد ﷺ
MUHAMMAD
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محمد ﷺ
MUHAMMAD
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محمد ﷺ
MUHAMMAD
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محمد ﷺ
MUHAMMAD
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محمد ﷺ
MUHAMMAD
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محمد ﷺ
MUHAMMAD
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محمد ﷺ
MUHAMMAD
OF THE $1,130,000 YOU END UP WITH, ONLY $180,000 IS YOUR OWN MONEY. THE OTHER $950,000 CAME FROM SITTING STILL.
naval ravikant grew up with almost nothing in queens, new york, after his family immigrated from india. he studied computer science and economics at dartmouth, then built and sold several startups before co-founding angellist, the platform that reshaped how startups raise angel money. he's still chairman there today, but that's not why millions of people quote him. he's quoted because he explains wealth better than almost anyone alive.
"all the returns in life, whether in wealth, relationships, or knowledge, come from compound interest."
"wealth is having assets that earn while you sleep."
those two lines are the foundation of everything naval teaches about money, and the math behind them isn't theoretical. 10% isn't a random number, it's the long-term historical average annual return of the s&p 500 itself.
here's what that actually looks like over 30 years. put $500 a month into an index fund averaging that same 10% a year. you deposit $180,000 total across three decades, one paycheck at a time. the account doesn't end at $180,000, it ends at $1,130,000.
that means 84% of your final number never came from your own paycheck. it came from money making money, then that money making more money, year after year, without you doing anything else.
naval never called this a secret. he called it a decision, the decision to stay invested during the years the graph looks completely flat.
most people quit around year 3, right when it feels like nothing's happening. the ones who get rich are the ones who don't.
His coworker found the invoice printout on his desk. Four subscriptions, highlighted in yellow.
“You pay for all of these?”
Cam, 31, ML engineer in Columbus. $20 here, $50 there, one forgotten transcription tool nobody cancelled. Stack hit $340 a month without him noticing.
He bought a $599 Mac Mini on a Saturday.
Three commands to install. One weekend to wire it up. Local models handling memory, routing, simple reasoning.
Claude called only when the job actually needed it.
Most jobs don’t.
Month two his API bill dropped to $23.
“What changed?” his manager asked on a standup.
“Moved some things local.”
By month nine the hardware had paid for itself. The cloud subscriptions were gone except one.
The Mac Mini sits silent on his desk next to his monitor. Pulls 5 watts at idle. His coworker still pays $340 a month and doesn’t know there’s another way.
Cam hasn’t mentioned it.
Life the Album 💥 my gym playlist 😎 on Spotify/Apple/YouTube music search V@B or hit the link. Play it the way it was released 😉 the journey 🤩https://t.co/Nl1MflThAb