Marie Macneill

Screenwriter; Writer; Director; Producer; Script Editor, Mentor,Consultant; Optimist .

[Martin Lewis @MartinSLewis]

STUDENT LOAN NEWS: The Treasury Committee of MPs has put out its report into student loans. Here's my view:-

I’ve long condemned the Chancellor’s planned freeze of the student loan repayment threshold next April as immoral and a breach of natural justice. So today is an important moment, as the cross-party Treasury Committee of MPs echoes this language in calling out a “moral obligation” for this to be reversed.

Changing terms for future students is a political choice, but that’s not what is planned next year. Freezing the threshold on existing Plan 2 loans effectively increases the amount those with those loans must repay each year. It is a retrospective, one-sided contractual change that would not be allowed in almost any other circumstance or sector. Worse, those hit often signed these contracts while just 18, with little or no explanation of what they were getting into.

This has to stop, and never be allowed again. That’s why one of the Committee’s most important proposals is that the Government should effectively be bound by the same Consumer Duty for student loans as a commercial lender, backed by proper fairness rules. Though it is only taking about student loan promotions, I think it should be for all student loan behaviour.

I have been pushing for this for over a decade. In 2016 we even got Wes Streeting, then a new MP, to propose FCA regulation of student loans and place restrictions on negative changes as a parliamentary amendment. It was rejected. Had that protection been in place, it could have stopped successive governments tinkering with the system, resulting in a horrific degradation of the original terms.

I hope this report, feeding into a new administration, means there is now a realistic chance of stopping the planned freeze and any future freezes.

Yet let’s be clear: that alone will not fix the Plan 2 student loan crisis - it’ll just stop it getting even worse. The report is titled "Student loans: broken and unfair?". There is no need for the question mark. The repayment threshold should be many thousands of pounds higher, interest should be reduced, maintenance thresholds need uprating, and the whole system, including the way it is communicated, needs a fundamental reset.

Here is the report: https://t.co/MPIOFE7mjy
Here is the MSE submission to the report: https://t.co/RIUPRO2svQ

[Marie Macneill @MarieMacneill]

Some blue today.

[Marie Macneill @MarieMacneill]

#13cornishghoststories for Halloween. How very pertinent. 👻👻👻👻👻👻👻👻👻👻👻👻👻

[Marie Macneill @MarieMacneill]

@JillMansell @susanpenhaligon The Sloop - I recognise the phone box!

[Marie Macneill @MarieMacneill]

@KatieFforde Alas! But soon! Here, there, or someplace xxx

[Marie Macneill @MarieMacneill]

@JillMansell ⭐️

[Marie Macneill @MarieMacneill]

@KatieFforde I'm on the cheese oatcakes. Xxx

[Marie Macneill @MarieMacneill]

@JillMansell Looks amazing - appropriately occluded!

[Marie Macneill @MarieMacneill]

Ooh you're kinda quoting my play - The Coastguard. Xxx

[John Macneill 🏴󠁧󠁢󠁳󠁣󠁴󠁿 == @JohnMacneill2]

@MarieMacneill "out-of-town warehouses, where the customer is never, ever right'

[Marie Macneill @MarieMacneill]

@KatieFforde Good to see you - always xxx

[Marie Macneill @MarieMacneill]

@ProfaMAB @EmmaCowellBooks @liz_fenwick Exactly the right time of year to take a dip between these covers. Enjoy. 👻

[Marie Macneill @MarieMacneill]

@screenwritingrx @KateRiordanUK @Joparsons 👻 Enjoy 👻

[Marie Macneill @MarieMacneill]

@HenryDavies @BBCCornwall @radiowoodley Yes we do!!!

[Marie Macneill @MarieMacneill]

@KatieFforde You're mungling! - Sub-consciously plotting stories while you do something repetitive such as gardening, washing-up ... or in your case playing Patience!

[Marie Macneill @MarieMacneill]

@EmmaCowellBooks @NicolaKSmith740 My paper at the @HauntedLscapes 2023 Conference where @Joparsons and I decided to create #13cornishghoststories was about a paranormal experience at St Mawes Castle which ended with a dead battery @EnglishHeritage @FalmouthUni @falmouthbooks Just saying.👻

[Marie Macneill @MarieMacneill]

@Joparsons @TiffyTrus @BBCCornwall @cowelltweets @RozWatkins @NicolaKSmith740 @EmmaCowellBooks @stivesbooks @KateRiordanUK @JaneJohnsonBakr @liz_fenwick It was great to meet you @TiffyTrus

[Marie Macneill @MarieMacneill]

@nicolaupsonbook @Joparsons @TiffyTrus @BBCCornwall @cowelltweets @RozWatkins @NicolaKSmith740 @EmmaCowellBooks @stivesbooks @KateRiordanUK @JaneJohnsonBakr @liz_fenwick Fab. I hope you enjoy it too.

[Marie Macneill @MarieMacneill]

@JohnMacneill2 Does that mean you're paying for a trip to LA?