Matthew Gorham, ChFC®

Three Roads Financial | Retirement & Financial Planning
Securities offered through LPL Financial, Member SIPC

[Matthew Gorham, ChFC® @MatthewTGorham]

AI is great at answering financial questions.

Your retirement isn't a question. It's a situation.

There's a difference.

[Matthew Gorham, ChFC® @MatthewTGorham]

Every financial life has three roads: build it, protect it, live on it. Most people only plan for the first one.

[Matthew Gorham, ChFC® @MatthewTGorham]

Most people don't make a bad retirement decision. They just keep postponing the good one.

[Matthew Gorham, ChFC® @MatthewTGorham]

Inflation has been running hot since 2021. If your portfolio didn't keep pace, you lost ground. That's not a market story. That's a planning story.

[Matthew Gorham, ChFC® @MatthewTGorham]

Rates are high.

Your mortgage costs more. Your credit card balance costs more. Everything you borrow costs more.

And your bond portfolio is still underwater.

The Fed says they're winning. Ask your wallet if it agrees.

[Matthew Gorham, ChFC® @MatthewTGorham]

Most people spend 40 years saving for retirement and about 20 minutes planning how to actually live on it.

[Matthew Gorham, ChFC® @MatthewTGorham]

Your portfolio balance today is not your retirement number.

A portfolio built for growth looks very different from one built to generate income you can live on.

Most people don't make that shift until it's urgent.

#RetirementPlanning #FinancialPlanning

[Matthew Gorham, ChFC® @MatthewTGorham]

I've built my practice three times.

Different firms, different circumstances, same clients.

When you do right by people, they follow you.

#FinancialAdvisor #ThreeRoadsFinancial

[Matthew Gorham, ChFC® @MatthewTGorham]

The question I get most often isn't "how do I make more money?"

It's "will I be okay?"

That's what retirement planning actually is. Building enough certainty that you can stop worrying.

#RetirementPlanning #FinancialPlanning

[Matthew Gorham, ChFC® @MatthewTGorham]

X is now offering 6% APY and a cashback card. When a social media platform starts competing with your savings account, ask what they're getting in return.

[Matthew Gorham, ChFC® @MatthewTGorham]

Markets have been noisy lately.

Panic selling when things drop is how wealth gets destroyed.

But volatility cuts both ways. For prepared investors, it also creates opportunity.

The difference usually comes down to preparation, not reaction.

#Investing #RetirementPlanning

[Matthew Gorham, ChFC® @MatthewTGorham]

Most people spend more time planning a vacation than planning their retirement.

The ones who retire on their terms aren't the ones who made the most money. They're the ones who had a plan.

https://t.co/zIii1Z96jo #RetirementPlanning #FinancialPlanning

[Matthew Gorham, ChFC® @MatthewTGorham]

If you're thinking about retirement, managing what you've built, or simply want a straightforward conversation with an experienced advisor, I'd welcome the opportunity.

https://t.co/zIii1Z96jo

#FinancialPlanning #RetirementPlanning #ThreeRoadsFinancial #LPLFinancial

[Matthew Gorham, ChFC® @MatthewTGorham]

After more than two decades as a financial advisor, I'm taking a step I've been building toward for a long time.

Today I'm announcing the launch of Three Roads Financial.

[Matthew Gorham, ChFC® @MatthewTGorham]

I've had the privilege of walking those roads with clients for over 22 years. That work continues, just under a name that reflects what I actually stand for.

[Matthew Gorham, ChFC® @MatthewTGorham]

Berkshire Hathaway Stock (NYSE:BRK.B): Don't Panic Following Halving of Apple Stake https://t.co/Ysy2hve6Py

[Matthew Gorham, ChFC® @MatthewTGorham]

Google antitrust ruling may pose $20 billion risk for Apple By Reuters https://t.co/nZHprmCoRl

[Matthew Gorham, ChFC® @MatthewTGorham]

Airbnb forecasts lower third-quarter revenue as economic worries slow demand By Reuters https://t.co/0QNX7oyN3W

[Matthew Gorham, ChFC® @MatthewTGorham]

Why Intel Stock Slumped on Tuesday https://t.co/Fmac7DnBTf