Mayank Bhut

Old school boy

[Mayank Bhut @MayankBhut]

@MrBeast 1723700

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[mememandir @mememandir]

Dear ministry of IT,
Scammers are reportedly using Slack & MS teams to leak NEET papers. Kindly issue a ban.

[Mayank Bhut @MayankBhut]

Why so much noice near KFC indiranagar (Snitch now)

Some major cricket event on going ?

[Gabbar @GabbbarSingh]

Indian chowmein tastes the best, when you are actually present, near the hawker, watching it get made.

Of course you are hungry. You see a chinese stall, with decent looking people wearing full sleeved shirts, with IT company lanyards around their necks, polishing off their plates. Enough positive signals for you to partake in.

You tell the wiry looking guy, you need one half plate, he barely registers your request, as he is busy murdering the noodles with hellfire. His forehead glistening with sweat, in the light of a petromax.

You patiently wait, as fumes of various spices enter your nostrils. Suddenly the guy throws a handful of veggies in his cauldron, they scream as they touch the red hot surface. Then he slaps the base of a bottle to emit questionable chilli sauce, while the stove hisses fire. Then all of it’s tossed with violence. Endlessly. You get hungrier.

Each time you think, maybe it’s done. He tosses it again. It’s less of cooking and more of a performance, a ticketed show, in which you get a complimentary plate of veg chowmein with a spelling mistake. Nothing elevates the taste of Indian street food more than a typo.

Everyone around the stall is just watches it get made, nobody is checking their phone. After JCB digging, this is the 2nd most watchable thing on the streets.

Then finally it’s done. Half plates come out from a tub, being manned by a teenage helper from the same village, then magically, the chowmein walah, distributes the Kadhaai-ful of noodles equally in all half-plates. Someone throws in some freshly cut onion on top. And then it’s served to you with a fork planted in it. Onions taste like apples, sweet, when had with this half plate spice bomb. Don’t miss.

[Mayank Bhut @MayankBhut]

@TeamYouTube Hey
Thanks for reply
Tried restarting device and updating the app
Its still happening

[Mayank Bhut @MayankBhut]

@YouTube
Whenever i am playing playlist, its getting stop automatically after sometime
Kindly check

[Mayank Bhut @MayankBhut]

Bro got Jay shah script

[Anuj Nitin Prabhu @APTalksCricket]

31st May 11:45 PM

GT chasing 240 need 4 off final ball

Sai Sudharsan batting on 115(61)

Romario Shepherd dishes absolute trash full toss outside off missing the wide line yorker.

Sai creames it over point and it races to the fence..GT players come charging out to celebrate..

Sai looks back and sees the bat has gone back to the stumps.

GT players collapse..rcb players start running.

Umpire calls it a no ball as Romario overstepped.

So rcb players collapse. GT players wake up and start dacning as it is a boundary off a no ball.

But the ball is actually dead the moment bat hits the stumps. So they go to third umpire to see if the ball reached the boundary before the bat hit the stumps..

The replays decide GT/RCB win

🥵🥵🥵🥵🥵

[Mayank Bhut @MayankBhut]

@bigbasket_com

Nhi chaiye bhai tera 20 rs
Dal le jaha dalna hai or band kr daily msg krna

[Gangadhar @gangadhar_11]

Not sure what RCB fans would choose.

[Gabbar @GabbbarSingh]

You will appreciate what life has to offer much better if you ever made a 36+ hr journey in 2nd class sleeper across India in peak summers.

If by any chance you fall asleep, the seat sticks to your skin. You are forever short of water, the window is like a 21 inch hair dryer. You wish to splash your face with water for some respite, the water in the sink is boiling. The only respite is the guys moving around with buckets with icy water, with an assortment of cold drink bottle submerged in it, sold at the rate of an arm & a leg. You settle for a chilled Frooti. It tastes so godly that you write about it on Twitter 20 years later :)

[Townhall.com @townhallcom]

UPDATE: Siraj has been fired and is now being escorted off the premises.

[Narendra Modi @narendramodi]

Upon landing in Rome, had the opportunity to meet Prime Minister Meloni over dinner followed by a visit to the iconic Colosseum. We exchanged perspectives on a wide range of subjects. Looking forward to our talks today, where we will continue the conversation on how to boost the India-Italy friendship.

@GiorgiaMeloni

[Patrones Humanos @PatronesHumanos]

Series que parecían imposibles de superar:
[Última versión 2026]

🥉 Muy buenas
・Prison Break
・Narcos
・Dark
・Peaky Blinders
・The Walking Dead

🥈 Legendarias
・Juego de Tronos
・Stranger Things
・Vikingos
・Better Call Saul
・Los Soprano

🥇 Otro nivel ↓↓

[Mayank Bhut @MayankBhut]

@edgaralandough It was money heist for me

[Mayank Bhut @MayankBhut]

@WakefitCo
Please stop spamming
Tried everything still getting spam messages

@TRAI

[Mayank Bhut @MayankBhut]

@SarangSood Spamming

[R A T N I S H @LoyalSachinFan]

Morning feels good after a Mumbai Indians win, even though we’re out of the tournament.

[Mayank Bhut @MayankBhut]

@Voiceofhindus 137

[Shivani @meme_ki_diwani]

Mumbai Indians will pretend to play cricket tonight💔