This is why I went with ARM's Aggressive Growth Fund for the riskier slice of my portfolio same logic, growth over dividends. Keeps the Money Market Fund as the steady side.
True survival mode and building wealth aren't even the same conversation. Most people I see investing small amounts monthly aren't doing it from a place of greed they're doing it because waiting for the right time never comes.
This is the real return on investment people don't talk about. I'm nowhere near that level yet, but it's the long term goal not just growing money, but being able to do this for someone."