Milner

[Tom Fitton @TomFitton]

RUSSIA HOAX: Obama knew. Clinton knew. Biden knew. Comey knew. Brennan knew. McCabe knew. Strzok knew.Clapper knew.Schiff knew.FBI knew.DOJ knew. Mueller knew. They all knew Trump was innocent but they smeared and spied on him. Worse than Watergate. Trump is a crime victim!

[QUANTUM GUARD ™️ @QuantumGuard17]

🚨 BREAKING: Outrage has erupted after a radical judge in Democrat Hennepin County MN REVERSES the conviction of Abdifatah Yusuf, despite stealing $7.2 million taxpayer dollars.

Others could be let free now.

JUROR: "I am SHOCKED. It was OBVIOUS guilt!"

[Commentary | Global Ivermectin Research Hub @Ivermectinkart]

Two dads. Two cancers. One hope.
I never thought I'd be writing this.

First, my dad.
Colon cancer. We caught it late.

Five weeks ago, I put together a protocol – I called it "The 4 Horsemen of Tumor Shrinkage."

72mg Ivermectin

444mg Fenbendazole

4,000mg Vitamin C

32oz Hibiscus Tea

Plus fasting, sun exposure, low-inflammatory food.

Yesterday, his new CT scan came back.

Tumor shrinkage.

The nurse cried. My mom cried. I just stood there, staring at the screen.

But here's the second part. My father-in-law.
Just a few months ago, he was fine. Mowing the lawn. Laughing at his own jokes.

Then came the aches. The exhaustion.

Bloodwork: PSA 141. Months earlier it was 3.4.

Stage 4 prostate cancer. Gleason 9. Widespread bone metastases.

We didn't waste time. Along with hormone blockers and chemo, we added:

Ivermectin 24 mg/day

Fenbendazole 222 mg/day

Three months later? PSA dropped from 141 to 0.25.

That's a 99.8% drop.

His oncologist was bewildered. He just kept saying, "I don't understand."

And me?
I've been taking Ivermectin and Fenbendazole myself – 24mg + 444mg – just to see what happens.

My sleep fixed itself. I wake up without an alarm.

I don't crave sugar anymore. I don't overeat.

I feel… calm.

Two dads. Two different cancers. One medicine.

I'm not a doctor. I'm just a son and a son-in-law who refused to give up.

Healing is always possible. Even when it looks crazy.

💚

[hunter @hxxntrr]

The car dealership showed you 8.9% APR on your auto loan

The bank approved you at 4.2%

The dealership added 4.7% on top and kept the difference. That's an extra $4,800 on a $40K loan that goes straight into the finance manager's pocket as commission

It's called a dealer reserve markup and it's the single biggest legal scam in American consumer finance

Here's how it works. You sit in the F&I office (Finance and Insurance). The finance manager pulls your credit. The bank (let's say Capital One Auto) comes back with an approval at 4.2% APR. The finance manager never shows you this number. Instead he tells you "great news, we got you approved at 8.9%"

You think 8.9% is your rate. It's not. It's your rate plus his commission. The 4.7% spread between 4.2% and 8.9% gets split between the dealership and the finance manager. On a $40K loan over 72 months that spread is worth $4,800 in pure profit

The finance manager makes more money on the markup than the salesman makes on the car itself. The salesman negotiated with you for 3 hours over $500 off the sticker price while the finance manager was in the back office adding $4,800 to your interest rate in 30 seconds

"Isn't that illegal?"

No. Dealer reserve markups are legal in all 50 states. The bank explicitly authorizes the dealer to mark up the rate. The bank WANTS the dealer to charge you more because the bank gets a cut of the spread too. The bank approved you at 4.2% but keeps maybe 3.5% and lets the dealer inflate up to 8.9% and pocket the rest

The bank and the dealer are splitting the extra interest you're paying. They're partners in the markup. Neither one has a legal obligation to tell you the buy rate (the actual approved rate before markup)

The play to kill the markup:

BEFORE you walk into a dealership, get pre-approved at your own bank or credit union

Capital One Auto Navigator: pre-approval takes 5 minutes online. Tells you the exact rate you qualify for with no dealer involvement
Navy Federal Credit Union: if you're eligible, consistently 2 to 3% lower than dealer-marked rates
DCU (Digital Federal Credit Union): anyone can join, known for some of the lowest auto rates in the country
Your local credit union: almost always 1 to 3% cheaper than dealer financing

Walk into the dealership with your pre-approval letter. Don't mention it during negotiations on the car price. Let them settle the price first. Then when they send you to F&I, the finance manager will pitch his rate

When he says "we got you 8.9%," you put your pre-approval letter on the desk: "My credit union already approved me at 4.2%. I'll be using their financing unless you can beat it"

Two things happen:

Either the dealer matches 4.2% or goes lower (he can, because the buy rate was actually 3.8% and he has room). You save $4,800

Or the dealer says he can't match it and you use your pre-approval. You still save $4,800

There is no scenario where you lose by walking in pre-approved

The deeper play for people with damaged credit:

Dealers mark up subprime rates even harder. If your real approval is 12%, the dealer might tell you 18%. On a $25K car over 72 months that markup costs you $6,200. Subprime buyers get the biggest markups because the dealer knows they feel lucky to be approved at all and won't push back

If your credit is under 680, get pre-approved at a credit union BEFORE the dealership. Even subprime credit unions offer rates 3 to 5% below what the dealer will quote. You won't get 4.2%, but you'll get 11% instead of 18% and save thousands

The finance manager is the highest-paid person in the dealership. Not the GM. Not the top salesman. The F&I guy who sits in a back office and adds 3 to 5% to your interest rate while you sign documents you don't read

He makes $150K to $300K a year. Almost all of it from rate markups on people who never thought to get pre-approved

The entire auto lending system has a middleman who adds thousands to your loan and provides zero value. Eliminate the middleman. Get your own rate. Walk in knowing what the bank actually approved you for instead of what the dealer decided to charge you

You negotiated the price of the car for 3 hours and felt proud saving $800. The finance manager made $4,800 off your interest rate in the time it took you to sign your name lmfaooo

(i fix credit so you qualify for the lowest auto rates before you walk in. link in bio)

[Valerie Anne Smith @ValerieAnne1970]

Azodicarbonamide: This chemical is used in American bread but is banned in Europe.

It is an ingredient in plastics, shoes & yoga mats.

Companies that used it were McDonald’s, Subway, Burger King, Wendy’s, Chick-fil-A.

Companies that STILL use it
~Arby's
~Dunkin' Donuts
~Burger King

It’s also in your grocery store bread, with common brands such as...
~Arnold
~Kroger
~Little Debbie
~Pillsbury
~Sara Lee
~Five Roses
~Robinhood, and MANY store brand breads

[Wall Street Apes @WallStreetApes]

New Jersey Democrats announce $20.2 million dollars in funding to pay for legal fees for illegals

New Jersey Governor Mikie Sherrill recently announced a $12 million increase for the Detention Deportation Defense Initiative, bringing total state funding to $20.2 million

The funding is intended to provide legal assistance to individuals facing deportation and detention proceedings

Who needs enemies when you have Democrats

[Cardio Arena @CadioArena]

If you can hold these for just 1 minute daily… you’ll:

• Fix forward head posture
• Relieve lower back pain
• Reverse slouching

Simple. Effective. Life-changing.

Your future posture is waiting 💫

Save & try it today!

[Joe Tippens @JoeTippen]

Remember when the media laughed and told you that Ivermectin was only for horses and cows? They knew it was made for humans since 1987...
This is what they didn't want you to know...
1 – Prevents damage caused by drugs created with mRNA technology, blocks the entry of the Spike Protein into cells and, if the person was vaccinated, can treat the damage already produced through Ivermectin.
2 – It only has beneficial effects and no harmful effects in the treatment of the C virus. In fact, even before entering the cell, it has already destroyed the virus in the blood.
3 – It has a very potent anti-inflammatory action and has a powerful impact on traumatic and orthopedic injuries, strengthens muscles and has no side effects like corticosteroids.
4 –Treats autoimmune diseases such as: rheumatoid arthritis, ankylosing spondylitis, fibromyalgia, psoriasis, Crohn's disease, allergic rhinitis.
5 – Improves immunity levels in cancer patients and treats Simple Herpes and Herpes Zoster, plus reduces the frequency of sinusitis and diverticulitis.
6 – Protects the heart in case of cardiac overload. In an embolism, for example, it prevents cardiac hypoxia, as it stimulates the production of basic energy to avoid tissue destruction and, therefore, improves cardiac function.
7 – It is antiparasitic and antineoplastic (anticancer). Supposedly, it suppresses the proliferation and metastasis of cancer cells, preserving healthy cells and improving the efficacy of chemotherapy treatment.
8 - Can kill chemotherapy-resistant cancer cells, overcoming resistance to multiple chemotherapeutics that tumors develop, and combined with chemotherapy and/or anticancer agents, provides an increase in the effectiveness of these treatments.
9 – It is antimicrobial (bacteria and viruses) and increases immunity.
10 – Reaches the Central Nervous System and regenerates nerves.
11 – Helps regulate glucose, insulin metabolism, cholesterol levels and reduces liver fat in steatosis.
12 - Can be used as a prophylactic agent and has been associated with a significant reduction in C-19 infection, hospitalization and mortality rates.
🚨🚨 The untold story of a «miracle drug»...
• Discovered on a golf course in Japan
• Has brought river blindness to the brink of elimination.
• Won the Nobel Prize in 2015
• Recognized, after penicillin, as having the greatest impact on human health.
• More than 3.7 billion doses...
• This parasite killer now also turned tumor terror...
12 Known Anticancer Actions:
1. Inhibits the WNT/β-catenin pathway: stops the proliferation of cancer cells.
2. Induces apoptosis: triggers programmed death of cancer cells.
3. Blocks importin α/β transporter proteins, preventing replication of cancer cells.
4. Inhibits the PAK1 enzyme: reduces inflammation and tumor progression.
5. Antiangiogenic: stops the formation of new blood vessels in tumors.
6. Immune system modulator: improves recognition of cancer cells.
7. Autophagy disruptor: interferes with cancer cells' survival strategies.
8. Targets glioblastoma stem cells: effective in brain cancers.
9. Inhibits mitochondrial respiration: cuts off energy supply to tumors.
10. Disrupts mTOR signaling, slowing cell growth.
11. Overcomes chemotherapy resistance: makes chemotherapy more effective.
12. Antiviral properties: potentially useful for virus-related cancers (like HPV

[Lara Logan @laralogan]

Oh so maybe it wasn’t just revenge?

[Catturd ™ @catturd2]

FAFO!

[hunter @hxxntrr]

The credit score was invented in 1989 by a company called Fair Isaac that sold it to banks as a way to automate loan denials

Before 1989 a human being looked at your file and made a decision. After 1989 a number between 300 and 850 controlled whether you could buy a house, rent an apartment, get a job, or finance a car

The entire system that controls your financial life is younger than The Simpsons

FICO doesn't work for the government. FICO is a private company traded on the NYSE under ticker symbol FICO. Stock price: $2,000+ per share. Market cap: $48 billion. They make money every single time a lender pulls your score. Every mortgage application, every car loan, every credit card, every apartment screening, every insurance quote, every employment background check

That's roughly 100 billion score pulls per year across the 3 bureaus. At $1 to $3 per pull FICO generates billions in revenue from a formula they've never fully disclosed to the public

You are not the customer. You are the product. The banks are the customer. FICO built a scoring system that serves the banks, sold it to the banks, and let the banks convince you that the number defines your worth as a human being

The score punishes you for:

Paying off debt too fast (average age of accounts drops)
Closing old cards you don't use (credit history shortens)
Checking your own credit too often through certain services (hard inquiries)
Having too few types of debt (thin file penalty)
Paying cash for everything (no credit activity = no score)

Read that list again. The system penalizes you for being financially responsible. It rewards you for staying in debt longer, keeping accounts open you don't need, and maintaining multiple types of loans simultaneously

A person with $200K in debt making minimum payments on 12 accounts has a higher FICO than a person with $0 in debt who paid everything off and closed the accounts. The debt-free person has a thin file. The indebted person has "healthy credit utilization and account diversity"

The game is designed so the only way to win is to stay in debt. The banks need you in debt. FICO built the scoring system to reward it

But here's what they don't want you to know. The score is EDITABLE

Every negative item on your report is there because a company REPORTED it. That company must PROVE the item is accurate if you challenge it. If they can't prove it within 30 days, federal law says it comes off

FCRA Section 611: the bureau must investigate any item you dispute. If the furnisher (the bank, collector, or servicer that reported the data) cannot verify the item within 30 days, the bureau must delete it

FCRA Section 623: the furnisher itself has a legal obligation to investigate disputes and correct or delete inaccurate information

The bureaus investigate disputes by sending an automated electronic form called an ACDV to the furnisher. The furnisher has a low-paid employee check a database and click "verified" or "deleted." The entire "investigation" takes 90 seconds. They don't pull your original contract. They don't review payment records. They click a button

When you send a detailed dispute with specific documentation proving an error, and the bureau responds with "verified" in 3 days, they didn't investigate shit. They sent a form and someone clicked a button. That's a violation of FCRA Section 611(a) which requires a "reasonable investigation"

The play:

Step 1: pull all 3 reports at annualcreditreport .com

Step 2: list every negative. Late payments, collections, charge-offs, public records

Step 3: send written disputes via certified mail to each bureau. Don't use the online portal (it limits your legal rights by forcing you into an arbitration clause). Certified mail preserves your right to sue

"I dispute the following account: [account name, number, reported balance]. This information is inaccurate. Per FCRA Section 611, conduct a reasonable investigation and provide the method of verification, the business name and address of the furnisher contacted, and the telephone number of the furnisher if reasonably available"

Step 4: wait 30 days. If the bureau deletes, you win. If the bureau says "verified," send a follow-up: "Please provide the method of verification per FCRA Section 611(a)(6)(B)(iii). 'Verified' is not a method. Describe the specific steps taken to investigate"

Step 5: file CFPB complaints on anything still standing after 2 rounds. The CFPB is the only regulator the bureaus actually fear. Complaint investigations produce deletions at 2 to 3x the rate of direct disputes

Step 6: for accounts where the original creditor is the problem, send a direct dispute to the creditor under FCRA Section 623. Most people only dispute with the bureaus. The creditor has a SEPARATE legal obligation to investigate and the penalty for ignoring a direct dispute is $1,000 per violation

A 35-year-old company built a number that controls whether you can participate in the American economy. That number is calculated using a secret formula, reported by companies that make errors on 1 in 4 files, and maintained by bureaus that have been sued by every state attorney general in the country for negligent data practices

And they told you the number was permanent lmfaooo

(i fix credit in 30-90 days. link in bio)

[Mary Talley Bowden MD @MaryBowdenMD]

When Dr. Mark Brody sent a cautionary email to his patients urging them to wait for better vaccine data before getting the COVID shots, Rhode Island suspended his license. When forced to choose between renouncing his medical opinion or failing a board-imposed ethics course, he surrendered his license voluntarily, now practicing integrative medicine without prescriptions.

Dr Brody is one of six plaintiffs suing seven medical boards for violating the free speech of physicians whose medical opinions differ from other physicians.

[Commentary | Global Ivermectin Research Hub @Ivermectinkart]

🚨 My dad was diagnosed with Stage 4 Prostate Cancer out of nowhere.

Just a few months ago, he was completely fine. His physical 5 months earlier showed normal labs. Then suddenly he started feeling achy and exhausted.

They ran bloodwork and his PSA came back at 141. It had been 3.4 just months earlier.

Scans showed Gleason 9 Prostate Cancer with widespread bone metastases. Stage 4.

We didn’t waste time. Along with the hormone blockers and chemo, his oncologist started adding:

- Ivermectin 24 mg/day
- Fenbendazole 222mg / day

Three months later, his PSA dropped from 141 to 0.25.

That’s a 99.8% drop.

He’s feeling much better, has more energy, and the numbers are moving in the right direction fast. His oncologist is very happy with how he’s responding.

We’re still waiting on the next set of scans, but right now, we’re extremely grateful for how well things are going.

This isn’t medical advice, just sharing what happened with my dad. If you or someone you love is going through something similar, I hope this gives you a little hope.

[ⁿᵉʷˢ Barron Trump 🇺🇸 @BarronTNews_]

🚨 JUST IN: New leaked details are reportedly revealing more about President Trump’s U.S.-Iran peace deal, and the picture is becoming very clear: 47 is not trying to give Iran another weak Obama-style handshake, he is trying to build a deal that takes away nuclear leverage, calms the region, reopens critical routes, and keeps America out of another endless Middle East disaster.

This is why the old foreign policy crowd is panicking.

They spent years telling Americans that weakness was diplomacy, that paying off enemies was strategy, and that letting Iran drag the world from crisis to crisis was somehow “stability.”

Trump is moving differently.

He is using pressure, leverage, timing, allies, and direct negotiation to force a result instead of managing the same problem forever.

The details still matter, enforcement matters even more, and nobody should trust Iran without verification, but if this deal removes nuclear material, stops escalation, protects Israel, and brings the Strait of Hormuz back under control, then this could become one of the biggest peace-through-strength wins of Trump’s presidency.

No blind trust.

No weak surrender.

No Obama repeat.

Trump is trying to bring it home. 🇺🇸

[Wall Street Apes @WallStreetApes]

Los Angeles Democrats caught in a massive Gerrymandering Scandal in California

LA Democrats held a private meeting that was secretly recorded

They discussed a ‘once-a-decade redistricting process’ for LA City Council districts and discussed strategies to redraw district lines to expand Latino political power. They wanted to eliminate white and black people’s voting power

Every person involved was a Democrat

- Nury Martinez, The -City Council President
- Gil Cedillo, Councilmember
- Kevin de León, Councilmember
- Ron Herrera, President of the LA County Federation of Labor

They secret recording captured them

- Mocking White Councilmember Mike Bonin’s young Black adopted son
- Made remarks about Black Angelenos, Jews, Armenians and various groups

You know Democrats are doing this nationwide, they’ve gerrymandered America this exact way with secret meetings

[hunter @hxxntrr]

Your business has a credit score you've never seen and it's been sitting at zero since the day you formed your LLC

That zero is the reason banks keep approving you for $15K limits instead of $50K limits on the exact same application

It's called a PAYDEX score. It runs from 0 to 100. It lives on a Dun & Bradstreet profile tied to your EIN. Every business card issuer pulls it. You've never looked at it because nobody told you it mattered

A PAYDEX of 0 tells the bank: "this entity has no payment history, no vendor relationships, no operational footprint. It's a shell"

A PAYDEX of 80 tells the bank: "this entity pays vendors on time, has established trade relationships, and operates like a real company"

Same LLC. Same FICO behind it. The 80 PAYDEX application approves at 40 to 60% higher limits because the bank's business underwriting model scores the ENTITY separately from the human

Building a PAYDEX from 0 to 80 takes 90 days and costs under $500. The banks never tell you this because a lower PAYDEX means lower limits which means you max out faster which means you pay interest sooner

The 90-day build:

Week 1: claim your DUNS number at dandb .com (free, takes 5 to 10 business days). Every business already has a DUNS number assigned. You just need to claim it and verify the information

Week 2: open 3 net-30 vendor accounts. These are suppliers that extend you 30-day payment terms and report to D&B:

Uline (shipping supplies): apply at uline .com, $50 minimum first order. Reports to D&B within 30 days of first paid invoice
Quill (office supplies): apply at quill .com. First order $50 to $100. Reports to D&B
Grainger (industrial supplies): apply at grainger .com. Reports to D&B. Slightly harder approval, established entities preferred

You don't need to buy thousands of dollars of shit. Buy $50 in boxes from Uline. Buy $75 in printer paper from Quill. Buy a $60 tool set from Grainger. Total: $185

Week 3 to 6: pay each invoice EARLY. Not on time. Early. PAYDEX scores 80 for on-time payment, but scores 100 for payment within the discount period (usually 10 days). Paying 20 days early on a net-30 term pushes your PAYDEX toward 100

Week 7 to 8: open 2 more reporting vendors to diversify the tradeline count:

Strategic Network Solutions (business essentials): reports to D&B
Summa Office Supplies: reports to D&B
Crown Office Supplies: reports to D&B

Pick any 2. Same play. Small orders. Pay early

Week 9 to 12: your PAYDEX updates. 5 vendor tradelines, all paid early, should push you to 75 to 80. D&B updates monthly

Week 13: apply for business credit cards. Your application now pulls a 75+ PAYDEX alongside your 720 FICO. The bank sees a real operating entity with established vendor relationships. Limits jump

The approval lift at 80 PAYDEX vs 0 PAYDEX on a 720 FICO:

Chase Ink at 0 PAYDEX: typical $20K to $30K
Chase Ink at 80 PAYDEX: typical $35K to $55K

Amex at 0 PAYDEX: typical $15K to $25K
Amex at 80 PAYDEX: typical $30K to $50K

The PAYDEX alone adds $40K to $80K in total credit capacity across a 4-bank stack. For $185 in office supplies paid early

And once the PAYDEX is established it unlocks the next tier: business lines of credit and net-60/net-90 vendor accounts that don't require a personal guarantee at all. The PAYDEX IS the ladder from personal-guarantee credit cards to entity-only funding

A client built his PAYDEX to 82 in 11 weeks using Uline, Quill, and Grainger. His first business card round with the PAYDEX: $186K across 5 banks. His buddy with the same FICO and no PAYDEX: $94K across the same 5 banks. Same score. Same income. $92K difference because one of them spent $185 on boxes and paper 90 days earlier

Your LLC has a credit profile the banks check every time you apply. It's been empty since the day you filed. Fill it lmfaooo

dm me "funding" and i'll show you how you can qualify for up to 250k in 0% APR funding (if you have a 700+)

[𝔉🅰𝒏 Karoline Leavitt @WHLeavitt]

Dana Williamson, former Chief of Staff to Gavin Newsom, took a plea deal and is turning state’s evidence against him and others. That’s why he’s so nervous!

Prosecute Newsom and his wife fully?

A. Yes
B. No

[Anthony Hudson @Hudson4Governor]

IS THE CONSTITUTION REAL OR IS IT JUST A PIECE OF PAPER?

OUR GOVERNMENT SWEARS AN OATH TO DEFEND IT YET THEY TRAMPLE ON IT EVERY SINGLE DAY.

OUR CONSTITUTION IS NOT UP FOR DEBATE AND OUR RIGHTS ARE NONNEGOTIABLE!

[Wall Street Apes @WallStreetApes]

Dr. Joseph Galati has been noticing a very alarming trend growing in the last 10-15 years in America

“Physicians are not examining their patients anymore? That's like a thing of the past. When I see patients, every single patient gets in a gown and they're examined from head to toe. And patients will ask, "What are you going to do to me?" And I'll ask them, "Hasn't your other doctors been examining you?" And they're like, "No, they just sit and talk to me."”

This is mainly driven by insurance companies

- Doctors have to have quick appointments, often times 10-15 minute slots
- Testing and medications have much higher reimbursement rates so they go with those over lengthy exams

We need to kick big money out of healthcare

[Concerned Citizen @BGatesIsaPyscho]

Yo @BBCNews

If you were a Real News, you’d report on Josh Hokit just standing in front of Trump & the entire World claiming Big Mike’s a Dude.