Most people use AI to get answers.
Power users use AI to improve how they think.
These 20 @NotebookLM prompts are essentially a shortcut to:
• Understand complex topics faster
• Find hidden assumptions in research
• Build study notes in minutes
• Generate flashcards & quizzes automatically
• Identify research gaps others miss
• Turn knowledge into action plans
My favorites:
✓ Deep Dive Breakdown (#3)
✓ Research Gaps (#11)
✓ Debate Both Sides (#12)
✓ Executive Briefing (#16)
✓ Action Plan (#20)
The difference between average learners and exceptional learners is rarely intelligence.
It's the quality of the questions they ask.
AI doesn't replace critical thinking.
It amplifies it.
Which prompt would you use first?
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$SOFI CEO Anthony Noto said at J.P. Morgan conference that SoFi now has 15M members, 22M products & 85% of products are non-lending.
He also said SoFi processes 8B transactions per year through Galileo ACH and wants those transactions to eventually run through SoFiUSD.
Noto is clearly trying to reposition SoFi from a one-stop financial shop into a “digital financial everything app.”
WHY $SOFI IS A TOP 3 POSITION FOR ME
The market is overpricing the credit fear and underpricing the platform optionality when it comes to SoFi which is why I think it's one of the weirdest setups in the market right now.
The business is still executing very well but the stock is stuck in one of the worst sentiment buckets since the market clearly doesn't want exposure to credit-sensitive stocks in a higher-for-longer rate environment and SoFi still gets treated like a bank-like lender even though the business is becoming much broader than that.
The Loan Platform Business (LPB) is more important than people realize since SoFi originated $3B of personal loans on behalf of third parties through LPB in the quarter and added another $3.6B of capital commitments from three new partners. That matters because it gives SoFi flexibility so they can choose which loans to keep on the balance sheet and which loans to push through partners for fee revenue without taking the same balance sheet risk (very different model than being a traditional lender that is stuck holding everything).
This is also why the private credit fear looked less scary if you listened to the actual earnings call. One of the biggest bear arguments was that funding partners would pull back if credit conditions weakened but Noto said they're not seeing issues in performance or partner demand and LPB demand was actually above what they chose to fulfill.
The member flywheel is still the main reason this is a top 3 position for me because this is a real moat the market is overlooking. SoFi added over 1M members in the quarter, ~45% of new products came from existing members and 50% of SoFi Plus sign-ups took another product. The more members they add, the more products they cross-sell, the more deposits they gather, the more revenue they generate per member and the more efficient the platform becomes (how SoFi becomes more valuable over time). SoFi Plus becoming a paid subscription is also great to see because recurring fee revenue on top of a growing user base can improve unit economics over time.
The biggest thing I want to see next is the Tech Platform turning around which is obviously the weakest link. Technology Platform revenue fell 27% YoY to $75M, contribution profit fell 61% and total accounts declined because of the large client that transitioned off the platform. Management is rebranding it as SoFi Tech Solutions and breaking it into processing, banking core ledgers, payment hub, and risk and fraud. If that platform starts growing again then great but I view this more as a free call option on owning SoFi.
I truly believe SoFi is a good business trapped in a bad sentiment bucket. The market is focused on rates, credit risk and the weak Technology Platform while I'm focused on members, deposits, cross-buy, loan platform flexibility, operating leverage and the long-term path toward becoming a top financial institution.
It can absolutely trade lower if the market sells off or if credit fears come back but I think the business is much stronger than the stock action suggests and I have no problem keeping this a top 3 position for me.
$SOFI is reportedly expanding into the U.K. by acquiring most of PrimaryBid which is a British fintech platform focused on retail investor access to IPOs.
PrimaryBid previously raised $250M from backers including SoftBank and LSEG.
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Lutnick just said U.S. needs a real nuclear arsenal & power capacity to anchor its future strength
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Perplexity is one of the top AI search tools.
The secret is knowing how to prompt it well.
With clear, structured prompts…
Perplexity becomes:
✓ Your research guide.
✓ Your strategy partner.
✓ Your decision coach.
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Here are 15 powerful prompts to try:
1. Market Research – Compare top companies on pricing, features, reviews, and USPs.
2. Trend Analysis – Summarize industry trends, adoption rates, and impact.
3. Competitor Benchmarking – Evaluate tools or companies across pricing, features, and scale.
4. Customer Insights – Spot common complaints, requests, and positive feedback.
5. Case Studies – Share real-world cases showing strategies with measurable results.
6. Industry Reports – Extract stats, challenges, opportunities, and takeaways.
7. Skill Development – Learn a concept with steps, resources, and tips.
8. Expert Opinions – Compare expert views to highlight insights and differences.
9. Content Ideas – Generate 10 LinkedIn post ideas for your niche.
10. Summarizing PDFs – Condense PDFs into clear, bullet-point insights.
11. Product Comparison – Create side-by-side comparisons with use cases.
12. Developing Strategies – List proven methods for goals and outcomes.
13. Event and News Summary – Compile highlights and impact of events.
14. Decision Evaluation – Outline pros and cons of options with cost and scalability.
15. Business Idea Validation – Evaluate ideas with market, risks, and growth.
Try these prompts to get more out of Perplexity.
Use it as an AI partner for work and everyday tasks.
📌 Learn 30 free AI tools in 30 days: https://t.co/7MJCwAPtaQ
👉 Follow me @AndrewBolis for more and 🔄 Repost this to help others use AI