@SusanCifelli1 There is no real reason or opportunity cost to having 3 months of cash on hand. Having it is always better. The odds of complete societal collapse are extremely low. Cash is NOT a priority, though. Don’t sell useful items (sanitary, heating/cooking) for cash just because.
@Cernovich I rode the lightning until 39 hit. I am still trying to adjust mentally and metaphysically to a diff life. I have so many male friends that have lost that battle. I woke up 3 days ago w a health issue and had that demon hit me, “it won’t get better and no one cares”. It’s scary.
@vlucas Credit Cards will still exist. It would be interesting to see how it plays out, but processing fees are too profitable for them to disappear. No way Visa, MC, Amex, etc just let their entire business evaporate because everyone instead has a debit card without a visa (etc) logo.
@JoeBrunoWSOC9 Never mind. Looks like your newer post "solves" it. There is no teeth. No one paid the fine before and that is what will continue.
Thanks for the reporting.
@Cernovich Banned from Venmo, PayPal, Capital One, Chase, and had many payment processors block me and cancel contracts. It was and is hard out there. I admit it took its toll on me, but you keep fighting, just like you did, and find a way. (Praise God there was/is a way!)
@mattvanswol I know you just got here, Brother, but it’s going to get a lot worse before it gets worse. In all seriousness, GOP was a disaster before this election cycle even spun up. Build communities. I know you are. I’ve seen you at vigils and events. That’s the way through, for now.
@damongentry@UziCryptoo BofA did this to me back in the early 2000’s. Literally MADE me go to rent-a-center and rent a lamp for a month to “prove” I was reliable at paying bills before they let me put 20% down to buy a house. (I was younger with nearly no credit history.)
@NftCelestials@Kolten2TheM00N I grew up with a well and a creek. Power went out regularly. Wood stove and creek water to flush toilets. Drinking water was harder, but filters and boiling “good enough” to survive. Neighbors lived the same way. Nothing too crazy. Big city though, very different.
@TURBOPOSSUM I have to figure something out myself. Ours went from around $3000/mo and it going up 67% on Dec First. (Yes, to $5k for a family of four) at this point I think we’re better off at “cash price” but that scares me to death.
@Leonajardinho While I hate the potential reasoning behind this message and the math is not in the favor, failing upward is always the best choice from almost all people. Paying off the loan makes little difference for getting rich, massive wealth quality of life gain, tho.