@crapner Hahaha all good bud, hopefully you start soon with a credit card. I got first financial bank as my first card and am an authorized user for an amex gold card for a few years now. Chase freedom is also a good beginners card.
@crapner You gotta understand buddy that's only if you don't pay it off, I spend everything with my credit cards, I have multiple, and pay them in full before the end of the month, and it is the same exact I would have spent with debit. This tells lenders they can lend you money and you..
@DiamondChanel__@gjohnson8620 @thejetplane718 You literally said "it is literally in the constitution" which means it is directly in the constitution which it isn't. Lol saying literally but not being literal