Epstein employee exposes everything on a 4Chan board. He was never heard of again and some believe that he did indeed, harm himself.
This video is extremely graphic and disturbing. Please watch with caution.
Hours after this info was emailed to several news media stations, Ghistlaine Maxwell was arrested.
nephew started pirating movies so sister in law asked me for help to block all those websites but i don't even know any of the big ones anymore. can you guys help me?
you can delete $127,000 in debt from your credit report in 90 days
cost: $380 in stamps
165 letters. that's it
every credit repair company, every guru, every financial advisor says "only dispute a few items at a time or they'll flag you as frivolous"
that's a lie they need you to believe so you keep paying them monthly fees
here's what happens when you dispute everything at once:
day 1: send individual dispute letters for every negative account. one per account per bureau. 55 negatives x 3 bureaus = 165 letters
every letter says the same thing:
"I dispute this account. Please provide the method of verification used, the name and contact of the person who verified, and all documentation used in verification"
certified mail. return receipt. $380 in postage
day 14: first responses. equifax sends form letters for 12 accounts saying "verified as accurate"
but they didn't answer your question. you asked HOW they verified. they just said "we verified." FCRA Section 611 requires them to describe the procedure used to verify. "we verified" is not a procedure. it's a sentence
send follow-ups: "Your response did not comply with FCRA Section 611(a)
(6)(B)(iii). You failed to provide the method of verification. I am requesting reinvestigation"
day 30:
transunion deletes 9 accounts. gone equifax deletes 6 first round, 4 more after your follow-up challenging their weak response experian deletes 11. they're the worst at verifying because they outsource disputes overseas
day 30 total: 30 out of 55 deleted in the first round
day 45: round two. new disputes on remaining 25 items. different language this time: "Previous investigation was inadequate. Provide original signed contract, complete payment history from origination to current, and proof of proper notification of delinquency"
more documentation requested. different investigator reviews it
day 60: 14 more deleted. running total: 44 out of 55
day 75: round three. 11 remaining. file CFPB complaints for each: "Bureau failed to conduct reasonable investigation. Two previous disputes returned 'verified' without providing method of verification"
CFPB complaints go to a senior team, not the overseas dispute farm
day 90: final count
started: 55 items deleted: 49 remaining: 6 (legitimate, recent, actually verifiable) deletion rate: 89%
score: 471 to 684 in 90 days
the 6 remaining? settle for pennies on the dollar with pay-for-delete agreements
bureaus WANT you to think mass disputes are suspicious. that's propaganda to keep their workload down. the law says you can dispute anything, anytime, for any reason. there is no limit
the people disputing one account at a time over 18 months are playing the game at the wrong speed
dispute everything. overwhelm them. most creditors lose records, sell debts multiple times, and don't keep docs for old accounts
once your report is clean? 700+ qualifies you for $100K-$250K in 0% business funding
every negative sitting on your report is money you can't access
(i dispute everything on your report at once and delete it in 30-90 days. link in bio)