Morpho 🦋

Building the open credit network for the world

[Morpho 🦋 @Morpho]

Predictability, now in your hands

Introducing Morpho Fixed Rate Markets on the new Markets App

Lend and borrow directly from fixed rate, fixed term markets

[Brian Foster @brian__foster]

Great discussion at @money2020 this week with @guywuolletjr from @a16zfrontier and @MuyaoShen from Bloomberg @business on the evolution of vaults and onchain credit markets.

We sat down with dozens of our partners over the last few days, and the message was clear: fintechs and brokerages want differentiated credit products with a mix of yield profiles, an easy integration path, and the ability to tap 3p lenders in a competitive market, rather than constraining their balance sheets.

@Morpho's technology hands all of that to them in a box - along with a new revenue stream.

And as tokenization brings every asset in the world onchain, more value than ever will be deployable through Morpho.

[Paul Frambot 🦋 @PaulFrambot]

Midnight is the most ambitious protocol we’ve ever built.

It’ll take months to reach its full potential, but today's $100m is a first milestone worth celebrating 🦋

[Morpho 🦋 @Morpho]

Explore fixed rate markets

https://t.co/8dgZZyfEHf

[Morpho 🦋 @Morpho]

Morpho Midnight has surpassed $100M in total deposits.

As users become familiar with a new market structure, the benefits of predictable rates and greater control over credit terms are becoming clear.

Onchain fixed rate markets are just getting started.

[Vault Summit @Vault__Summit]

Institutions joined the vault conversation at Vault Summit Singapore.

UBS, KGI Financial, Fidelity, Standard Chartered, Franklin Templeton, Galaxy, Bitwise, and more. They were in the room alongside the protocol teams building the infrastructure they evaluate.

Special thanks to our host @Morpho, co-host @DigiFTTech, and all our sponsors for their support.

Stay tuned for the next edition.

[Obligate @obligatecom]

oTFY is now live on @Morpho

Investors can use trade finance yield as collateral for liquidity, while keeping exposure to real commodity shipments.

Built with @TradeflowM (financing), @redstone_defi (pricing) & @RockawayX (risk).

[jesse.base.eth @jessepollak]

great to see @base featured in the ECB working paper on DeFi and monetary policy

[Cointelegraph @Cointelegraph]

⚡️ NEW: Robinhood Stock Tokens are live on Morpho, allowing users to use them as collateral to borrow stablecoins.

[Paul Frambot 🦋 @PaulFrambot]

Stock Tokens of @RobinhoodCrypto are now live on Morpho.

Holders can borrow stablecoins against their stock tokens, drawing on $1B+ supplied to Morpho on Robinhood Chain.

Much of that liquidity comes from the Robinhood App’s Earn feature powered by @Morpho, which started the flywheel: more stablecoins come onchain, liquidity gets deeper, and borrowing gets more competitive against new collateral.

(Not available to US persons or persons in other restricted jurisdictions)

[MSB Intel @MSBIntel]

BREAKING: Robinhood stock tokens are now live on Morpho.

Holders can borrow stablecoins against their tokenized stocks, drawing on over $1B supplied to Morpho on Robinhood Chain.

~$7M in deposits are already tied to Robinhood stock tokens on the protocol.

@Morpho

[Dennis Bree @dennisbree]

Maria lives in a country where opening a US brokerage account takes months, high fees, and endless paperwork. She wanted to own a piece of Apple, but it never felt realistic.

She bought a digital version of Apple stock instead and kept it in a simple wallet on her phone. When her mom needed surgery, she didn’t have to sell. She borrowed cash against the Apple token, got the money the same day, and still owns the upside if Apple keeps climbing. She’ll repay whenever she’s ready.

For people like Maria, this changes what’s possible.

[Steakhouse Financial @SteakhouseFi]

Steakhouse is onboarding Robinhood Stock Tokens as collateral in Morpho Vaults on @robinhoodcrypto Chain.

Initial supply caps are set for an observation period, allowing integrators to build on these markets while demand develops.

Powered by @Morpho. Curated by Steakhouse.

[Johann Kerbrat @JohannKerbrat]

A meaningful step forward for what Stock Tokens can do onchain. Excited to see what gets built on top.

[Merlin Egalite 🕛 @MerlinEgalite]

More tokenized stocks, more borrowing opps on Morpho 🦋

@RobinhoodCrypto Stock Tokens can now be used as collateral to borrow stables, without needing to sell your stocks.

Morpho will make all tokenized assets productive.

(Not available to US persons or in other restricted jurisdictions)

[Robinhood Crypto @RobinhoodCrypto]

Robinhood Stock Tokens can now serve as collateral on Morpho: a new use case beyond trading.

Robinhood Chain brings the rails, Morpho brings their credit layer, enabling holders to borrow against their Stock Tokens.

Any eligible wallet can plug in and any app can tap into these markets, unlocking a new building block for open lending and borrowing — and a new way to put Stock Tokens to work onchain.

[Morpho 🦋 @Morpho]

Markets with Stock Tokens, their parameters and any compliance controls are deployed & set by curators. Morpho is the underlying credit network.

Not available to US persons or persons in other restricted jurisdictions.

[Morpho 🦋 @Morpho]

Robinhood Stock Tokens are live on Morpho

Users can now use Stock Tokens as collateral to borrow stablecoins.

Any app can integrate credit markets for Stock Tokens, with Morpho as the credit network and Robinhood Chain by @RobinhoodCrypto as the tokenization infrastructure.

[RWA Foundation @RWAFoundation_]

Stablecoin TVL in DeFi grew by $4.8B over the past 90 days, led by @morpho with +$3.0B.

Morpho alone took more than 60% of the growth.

Data: @tokenterminal

[Merlin Egalite 🕛 @MerlinEgalite]

Morpho is not relying on Railway, nor PHP as programming language to run different services.

Morpho Apps and products are safe to use.

[Morpho 🦋 @Morpho]

Read the paper here ↓

https://t.co/EwVsvTSAuc

[Morpho 🦋 @Morpho]

An @ecb paper cites @coinbase's integration of Morpho as an example of how major platforms use DeFi lending protocols as the "yield generation layer".

The widened distribution of onchain credit is increasingly relevant for macro finance and monetary policies.