Mohammed Fokpo

A trained journalist || Father || Husband ||No competition, dey go i de come || critical thinker.

[Mohammed Fokpo @mrFokpo]

U dey mind them, their eyes go peel 😀😀

Him dey calculate profit and forget rent, offloaders etc.

[Ayomikun Olugbode @AEOlugbode]

Bro, have you done cement business before?
I’ve done one, as a matter of fact, we were a registered distributor.
It’s not as easy as you analyzed it.
What about rent, sales reps, off-loaders etc?
Making profit from a business goes beyond just having an idea and starting it as a business. So many factors must be considered.

[Mohammed Fokpo @mrFokpo]

@emmaoghenemaga @HarmlessHQ @Adedamola101 😀

[Mohammed Fokpo @mrFokpo]

@Onsogbu I see u br

[Mohammed Fokpo @mrFokpo]

@Maroup_ Impressive❤✅

[Mohammed Fokpo @mrFokpo]

@GloriousGod01 Reality of life ❤

[Mohammed Fokpo @mrFokpo]

@abdoulllmuhd Omo i don go do normal sub for my SIM today oo 😄. I never know say unlimited data dey finish within 24hours. babah MTN na scamm ahswer 😄😄

[Mohammed Fokpo @mrFokpo]

@egi_nupe So sorry abt this br

[Mohammed Fokpo @mrFokpo]

@itsSh0la @AUSalman1 ❤

[Mohammed Fokpo @mrFokpo]

Happy birthday to you sir..

Wish u many more years ahead full with grace and good health. ❤✅

[Mohammed Fokpo @mrFokpo]

@TahirTalba Alhamdulilahi. Happy birthday sir. Wish u many more years ahead full with blessings 🤲

[Glorious God @GloriousGod01]

I started my mutual funds journey in 2018 with just 30,000 naira monthly. Honestly it was a joke. I wanted to save for one year and use the money for December groove.

Then I saw how well it was growing and I stopped playing.

Mid 2023 I increased to 50,000 monthly. Last month I increased to 100,000 monthly. I currently have over 9 million naira sitting and compounding.

If I continue with 100,000 monthly for the next 12 years, that becomes approximately 143 million naira. But I am planning to increase to 200,000 monthly from January next year. If I stay consistent for 12 years, I will be sitting on approximately 430 million naira from a total deposit of just 28.8 million naira.

I am sharing this not to show off but to motivate you. When you see me in 12 years sitting on hundreds of millions, it would be even better knowing you are doing well for yourself too.

I am not a businessman. All my life I have worked and invested. If I can build this from 30,000 naira monthly, you can start with whatever you have right now.

Please, I beg you. Start now. 🙏

Above all, love God.

[Glorious God @GloriousGod01]

Let me break down some financial terms for you and how they work.

1. Mutual Fund: A pool of money collected from many investors and managed by professionals who invest it on your behalf to generate returns. You don't manage it yourself. They do the work, you earn the returns.

2. Money Market Fund (MMF): This is a type of mutual fund that invests only in short term, low risk instruments like Treasury Bills and government securities. Think of it as the safest version of a mutual fund. Your capital is protected and your returns are steady. Cowrywise Conservative Portfolio and PalmPay Cashbox are examples.

3. Treasury Bills (T-Bills): This is you lending money directly to the Federal Government of Nigeria for a fixed period, 91, 182 or 364 days. They pay you back with interest ranging from 15% to 16% per annum currently. It is one of the safest investments in Nigeria because the government backs it.

4. Compound Interest: This is interest earned on both your original deposit and the interest you have already earned. So your money grows on top of itself every month. For example, if you deposit 1 million naira at 18% per annum and leave it untouched, by the end of 10 years that 1 million would have grown to approximately 5.93 million naira. You earned nearly 4.93 million naira in interest from a single deposit. You did nothing. The money worked for you.

5. Interest Per Annum (p.a.): This simply means the interest rate per year. If a platform says 18% p.a., that means you earn 18% of your balance every year, paid monthly.

6. Risk Appetite: How much risk you are willing to take with your money. Low risk means lower but safer returns. High risk means higher potential returns but your balance can fluctuate.

The earlier you understand these terms, the better your financial decisions become.

Above all, love God.

[Slim @onu_slim]

How to Check Which Loan App Has Reported You

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It pulls your credit report for free across all three Nigerian credit bureaus, CRC, CreditRegistry, and FirstCentral. No more guessing why you got rejected. You see the actual numbers lenders see.

It also breaks the jargon into plain language, shows you what is hurting your score, and helps you dispute errors that should not be on your file in the first place. Paying your airtime and bills consistently can even feed into building your profile over time.

For checking your credit report itself, this is one of the few free, straightforward options built specifically for the Nigerian system.

Know your score before the bank tells you no.

[Mohammed Fokpo @mrFokpo]

@onu_slim U are really doing good job here bro... Thank u for this legit and stress free update. 👍

[Talba na Kashim @TahirTalba]

Congratulations Kashim Shettima.

By Tahir Ibrahim Tahir Talban Bauchi.

On Friday evening, the 10th of July, 2026; the All Peoples Congress, APC, formally received the presidential nomination forms of President Bola Ahmed Tinubu, GCFR; and that of the Vice-President Sen. Kashim Shettima, GCON; for the 2027 general elections, confirming Shettima's retention as the party's Vice-Presidential candidate. The National Chairman of the APC Professor Nentawe Yilwatda received the nomination forms during a formal ceremony held at the Continental Hotel in the Federal Capital Territory, Abuja. The forms were presented on behalf of President Tinubu, by his Special Adviser on Political and Other Matters; Hon. Ibrahim Masari. The event was attended by dignitaries of the APC including the Governors of Imo, Kebbi, Kaduna, Borno, Yobe and Adamawa states. Senior party leaders and other stakeholders were all present in the elaborate event. This has put to bed years of speculation and political rigmarole over the Tinubu/ Shettima ticket. The controversy and tension it has generated is multiples more than when Shettima clinched the running mate nomination at first in 2022.

Sen. Shettima as far back as 2020, two years before the APC nomination process for the 2023 elections was already an out and out campaigner for the emergence of President Tinubu as APC's flag bearer, and eventual winner of the elections. It put him at loggerheads with officials and powers that be of the Buhari administration who were averse to the idea of President Tinubu as the successor to Late President Buhari, may his soul rest in peace. One could actually call Kashim Shettima the leader of the Asiwaju for President campaigns. He was vocal, he was vociferous in his mobilisation drive for the Tinubu ticket, and he led the activities of various support groups of President Tinubu. We tagged him the 'Jagaban of Jagaban's team, for his activeness in the fight for the APC ticket. Despite the many hurdles and shenanigans of those in power, Shettima was one of those who believed in the struggle and believed it can come to fruition. The Jagaban himself recently confessed that he had lost hope, hence his tirade famously remembered as Emilokan! President Tinubu recently said that if not for the confidence reposed in him by former governor Masari who was the Chairman of the North West Stakeholders of the APC, he was losing hope and he almost withdrew from the race. But former gov. Masari implored him to be steadfast and have confidence in their support for him. The Jagaban was no quitter. The rest is history.

Continued next page

[Mohammed Fokpo @mrFokpo]

@TahirTalba We are happy for u sir @TahirTalba ❤

[Mohammed Fokpo @mrFokpo]

@TahirTalba Congratulations sir❤

[Slim @onu_slim]

If you are a family man earning N150,000 a month with 3 children in today’s economy, please read this carefully.

This is not the time to live in denial.

Your biggest priority should not be looking rich. It should be keeping your family financially secure.

Cut every unnecessary expense. Learn a high-income skill. Find an additional source of income, no matter how small. Build an emergency fund. Avoid debt that doesn’t increase your earning capacity. Invest in your health because illness can wipe out years of savings.

Most importantly, don’t allow pride to stop you from starting small. A side business that brings in an extra N50,000 to N100,000 monthly can completely change your family’s future.

The economy may not change anytime soon, but your strategy can.

Your children are depending on the decisions you make today, not the excuses you make tomorrow.

[Mohammed Fokpo @mrFokpo]

@TahirTalba @KashimSM @officialSKSM Congratulations sir.

[Mohammed Fokpo @mrFokpo]

@NigerStateNG 😏