myEMISaver

Jedi FinSaver for Everyone

[myEMISaver @myEMIsaver]

Rajesh finally realised that EMIs weren’t the enemy - lack of planning was. Once he shifted to a disciplined SIP habit, the stress that felt permanent slowly disappeared. His confidence grew with every month of consistency.

[myEMISaver @myEMIsaver]

Happy Diwali to all our MyEMIsaver friends, family, and clients!
May your life shine brighter than ever, your finances stay strong, and your dreams stay unstoppable. 🪔✨

[myEMISaver @myEMIsaver]

Do you know?
Investing a small portion of your home loan EMI in a monthly SIP can outgrow the interest you pay. All you need to do is invest in a disciplined manner throughout the tenure of your loan and step up your investments annually by just 5%.
https://t.co/uaFKNze7PD

[myEMISaver @myEMIsaver]

Imagine if banks gave you a QR code linked to your home loan account—stick it on your fridge & pay small amounts whenever you can! 🏡💳 Every little bit counts toward paying it off faster. #FinTech #HomeLoanHack #SmartMoneyMoves

[myEMISaver @myEMIsaver]

Dreaming of your own home? Make it a reality with home loans starting at just 7.85% from a trusted nationalized bank! Secure your future today with #MyEMISaver! #HomeLoan #DreamHome #LowInterestRates Check your savings https://t.co/6CiyRQbykS

[myEMISaver @myEMIsaver]

Buying a property jointly with your wife has multiple benefits.

1) Higher loan
2) Better credit score
3) Lower stamp duty
4) Lower home loan rates
5) Doubling tax deductions.

[myEMISaver @myEMIsaver]

🏡💰 Switch your home loan from HDFC to PSU Banks & save big! 📉💸 Get home loans at just 8.1%! 🔥 Check out 👉 https://t.co/6CiyRQc6aq 🚀

[Nabila Jamal @nabilajamal_]

HDFC Bank Plays Spoilsport!

While RBI slashed repo rates from 6.50% to 6.25%, to ease loan burdens, HDFC Bank hiked MCLR from 9.15% to 9.20%, making loans now costlier

Loan with HDFC would mean higher EMIs for home, auto and personal

HDFC clearly squeezing borrowers instead of passing on the benefit👎🏽
#hdfcbank #Loan #EMI

[myEMISaver @myEMIsaver]

Apart from being debt free, Home Loans are the cheapest loans effectively 2-3% if you take inflation

[Alok Jain ⚡ @WeekendInvestng]

Some people are in a hurry to clear off their home loan.
This is the cheapest money you will ever raise in your life!!!. If you can even make market returns in the next few decades or even more returns in your business, you will be better off keeping the loan and using the tax advantages.

Don't let fear mongers ruin this math for you.

I learnt it late in life but taking a home loan was the best decision i took.

1. It helped in double check on property docs
2. Helps in discipline of setting aside payments
3. Taxation advantages
4. The leverage can help in case your timing also was luckily right.
5. As you grow in life EMIs will appear smaller in context over the years.

[myEMISaver @myEMIsaver]

More money in your pocket! 💸
The budget just made saving easier!
✅ Lower taxes
✅ Higher disposable income
✅ Faster loan repayments 🏡🚗
Plan smarter with https://t.co/6CiyRQc6aq

#FinanceSimplified #TaxSavings #Budget2025

[myEMISaver @myEMIsaver]

Taimur taking #SaifAliKhan to hospital

[Elon Musk @elonmusk]

And people will say this is AI 😂

[myEMISaver @myEMIsaver]

Avoid investing in under construction property, the pitfalls are crazy.. One may never recover from it.

[Akshat Shrivastava @Akshat_World]

A house that costs 1Cr today
Will cost 3Cr in a few years.

Why? because the price of things go up when there is speculation on assets.

Builders in India found a new way to turn Real Estate into a speculative asset.

- Buy under construction
- Link a payment plan
- Ease the EMI
- Lock you for the next 20 years

They make you buy, promising that:

"Price of a flat never really falls".
"If you buy today, you will be able to sell 3 months from now at X% returns".
"We sold tower A at X, now we are selling tower B at 2X. You can do the same".

This game people are understanding now.
What they don't understand is: REITs is Real Estate on steroids.

Think about it? a house/real estate owned by a REITs firm is an asset for it. They can add a PE multiple, which a builder can't.

They of course would want to inflate the value of that asset. And, our entire corrupt system will support it.

Financially ill-educated people, who have not even bought 1Rs of (REAL) Real Estate would tell you how "great" REITs are. Because these have found success in countries like US, UAE

But, brother: laws function in those countries. Not in ours'-- especially when it comes to Real Estate

How to save yourself from all this? Buy a (REAL) Real Estate.

[myEMISaver @myEMIsaver]

🌞✨ Wishing You a Joyous Makar Sankranti! ✨🌞

As the sun begins its northward journey, may this auspicious festival bring prosperity, success, and new opportunities to your life and ventures.
🪁🎉
#makarsankranti #myemisaver #homeloans #homeloansmadesimple

[myEMISaver @myEMIsaver]

🌾✨ Happy Pongal! ✨🌾
May this harvest festival bring joy, prosperity, and harmony to you and your loved ones. Wishing you a season filled with good health, happiness, and the sweetness of Pongal! 🪔🥥🎉
#Happypongal #myemisaver #homeloans #homeloansmadesimple

[myEMISaver @myEMIsaver]

Wishing you a New Year filled with prosperity, financial growth, and abundant opportunities for wealth creation!

[myEMISaver @myEMIsaver]

🎄 Merry Christmas & Happy New Year! 🎉

Wishing you and your loved ones a season filled with joy, peace, and prosperity. 🌟

Thank you for being part of the MyEMISaver journey this year. We look forward to helping you achieve your financial goals in 2025!

[myEMISaver @myEMIsaver]

As we celebrate the triumph of good over evil, may this festive season bring you joy, prosperity, and new beginnings. Just as Lord Rama conquered Ravana, let us conquer our challenges with courage and determination
Wishing you and your loved ones a Dussehra.
#happydussehra

[Cycle Chain Shankar @dakuwithchaku]

I keep alerts to once glance at my MFs on the yearly anniversary. Started a few MFs SIPs in Aug 2022 with @myEMIsaver which is handled by @bombaylives 40% Returns ♥️

[myEMISaver @myEMIsaver]

Always, Always avoid under construction projects, better to pay 10-15@% extra to secure your Life savings

[Vishal Bhargava @VishalBhargava5]

Stalled homes in India’s Tier 1 cities

Total: 430k
Greater Noida: 75k
Thane: 58k
Gurgaon: 52k
Noida: 41k
Bangalore: 40k
Mumbai: 38k
Navi Mumbai: 28k
Pune: 24k
Kolkata: 24k
Chennai: 22k
Ghaziabad: 15k

NCR and MMR account for almost 70% of stalled homes

Source: Business Standard

[myEMISaver @myEMIsaver]

Thank you Daku ❤️🙏

[Cycle Chain Shankar @dakuwithchaku]

I keep alerts to once glance at my MFs on the yearly anniversary. Started a few MFs SIPs in Aug 2022 with @myEMIsaver which is handled by @bombaylives 40% Returns ♥️

[myEMISaver @myEMIsaver]

Eid Mubarak! Wishing you peace, happiness, and prosperity. May your heart be filled with joy and blessings this Eid. Enjoy the day with warmth, laughter, and love. Remember to cherish every moment and think of those in need. Have a blessed Eid! #EidMubarak #Eid2024