Nasiru Mu'azu Isa

Ex-BBC Media producer with a speciality for radio productions. Can be very crazy and Fun. Coffee lover. Team OAU. Passionate Nigerian

[A.Y.O @YusufAsunmogejo]

To those of you who operate Hire Purchase businesses where you seize the vehicle the moment the buyer defaults on the final few payments, that model is Haram. It is fundamentally unjust and amounts to eating the buyer's hard-earned sweat.

Instead of that exploitative system, a highly sustainable and Halal alternative is what scholars call: Ijarah Muntahiyah Bittamleek (Lease Ending in Ownership).

Here is how the two models actually differ and why the Halal approach protects everyone:

1) Ownership and Liability:

In a conventional Hire Purchase agreement, the contract forces a confusing mix of sale and lease simultaneously. This often leaves the buyer to bear all maintenance costs and risks while the seller retains the right to confiscate everything upon a single default.

In the Halal model, the transaction is treated strictly as an operating lease first. The business owner retains ownership and remains responsible for the fundamental insurance and major (emphasis on major) maintenance of the asset, while the client pays regular rent to use it.

2) The Fair Ending:

Under the Halal model, a completely separate promise or contract is signed stating that once the lease period ends, the ownership will transfer to the client, either as a gift or for a specified token payment.

3) Handling Default:

This is where the true difference lies. If the buyer pays for two years but faces financial hardship in the third year and defaults, the business owner cannot just seize the asset and keep all the past payments.

Under the Halal system, the past payments are recognized as valid rent for the time the asset was used. The equity the buyer built up over those years must be accounted for fairly, rather than being wiped out in an aggressive, one-sided repossession as we see in the conventional hire purchase.

In conclusion, let’s be mindful of how we conduct our businesses. Wealth is only truly blessed when it is acquired through justice and fairness to the vulnerable.

If you are running a Hire Purchase business, look into restructuring your contracts to align with the Shariah. It protects your investment, honors the dignity of your clients, and keeps your earnings pure.

Allah knows best.

[Bakatsine @DanKatsina50]

VIDEO: Members of Katsina Community Watch Corps (C-Watch) security outfit in Malumfashi reportedly rescued eight people who had been held captive by bandits.

This is the effort that make two C-Watch operatives lost their lives during the rescue operation. The operation reportedly resulted in the deaths of more than 30 armed bandits.

In the video below, one of the rescued victims can be heard saying that the chain fastened to his leg could not be removed, and that he was willing to lose the leg if that was what it took to regain his freedom.

The footage offers a stark glimpse into the conditions endured by kidnapping victims and the risks taken by local security volunteers in rescue efforts.

How terrifying must captivity be for a man to beg for his leg to be cut off, so long as he can return home alive?

[UNCLE DEJI™️ @DejiAdesogan]

FCT POLICE ARREST BANDITS SPOTTED BRANDISHING WEAPONS IN VIRAL VIDEO

The Federal Capital Territory (FCT) Police Command has arrested three kidnappers who appeared in a viral video openly brandishing AK-47 rifles, ammunition, and walkie-talkies while dressed in military camouflage. The kidnappers are identified as Umar Babangida (25), Adamu Yeti (22), and Yahaya Idris (24), are all residents of Rijana, Kaduna State.

Confirming the development to journalists, the Commissioner of Police, FCT Command, CP Ahmed Sanusi, disclosed that he immediately ordered a forensic analysis to determine the origin of the footage and directed a manhunt for the suspects as soon as the video surfaced.

According to the Commissioner, digital forensic tracking and actionable intelligence led operatives to the suspects’ hideout. Acting on the intelligence, police operatives carried out a coordinated dawn raid at Runji Village in Zuba on May 25 at about 3:22 a.m., leading to the successful arrest of the suspects.

[Mohammed Jammal @whitenigerian]

Ya Allah, bring peace to our nation, protect our children and their families, and safeguard their rights. Return those in captivity safely to their loved ones and bless our land with peace and security. Ameen. 🤲🏻

[Nigeria Stories @NigeriaStories]

Meet the Nigerians 🇳🇬 who made the world smallest GPS

[Mohammed Jammal @whitenigerian]

🚀 APPLICATIONS ARE NOW OPEN!

The Arewa Business Support Fund is officially open for applications.

Apply now at: https://t.co/NdO77B6eui

RT Aggressively to help others!

Cc @CaptJamyl

[Mohammed Jammal @whitenigerian]

Do you have an existing business in the Northern part of Nigeria? This is your chance to apply for the Arewa Business Support Fund. Don’t say we didn’t tell you.

[Abuja Streets @abujastreets]

All these floods in Abuja became worse in the last 3 years. No more proper drainages, and a lot of green areas have been converted to buildings/structures… very sad to see what my City has turned into. Sad, very sad 😔

[Al Jazeera English @AJEnglish]

Nigeria's military remains male-dominated, but female officers are steadily breaking barriers.

Lieutenant Queeneth Ofor has spoken to Al Jazeera about becoming the first woman to command a vessel in the Nigerian Navy.

[Gimba Kakanda @gimbakakanda]

The rush to own a house in Nigeria has never been driven strictly by investment logic. Historically, it has been driven by uncertainty, by the fear that once the breadwinner’s income dips, or once he dies, his dependants may be left exposed. That is the context in which Nigerians rush to own property. Those who can afford more even go as far as building houses for rent, because even when it is not the most profitable economic venture, it is the only form of hedging most Nigerians know or trust.

At the heart of this mindset is also the awareness that there is no welfare system strong enough to protect one’s dependants. So breadwinners do what they feel they must do.

This same instinct plays out across the country, even in public service. Officeholders rush to divert public resources entrusted to them in order to acquire property for themselves, aware that the “opportunity” may not return, and that there is no reliable welfare system to cushion them when the income stops. In fact, their families and friends are often the first to remind them of this. In the end, personal financial security is prioritised over public welfare, and this is partly why we are where we are: a country with one of the widest inequality gaps on the planet.

Those who argue against the wisdom of spending one’s savings to build a house are often speaking from a different reality. Some have lived abroad, where the desperation of the struggling class to own property is not always considered a smart move. Others are financially informed enough to know there are better investment options than dumping all one’s money into property while denying oneself a decent life. But Nigeria is a breadwinner’s nightmare. Every day, you live with the fear that your dependants may not be able to afford the next rent if your income, or your existence, stops.

Where I draw the line is in building a mansion that nobody in your family can maintain after you are gone. I have seen this happen in Abuja, where families had to sell a large family house just to buy a smaller, more manageable one to live in.

So, perhaps both sides of the argument can agree on where to draw the line. Owning a house in Nigeria is not a black-and-white matter. It is not always the smartest investment, but it is often the most emotionally and socially understandable one.

[Nasiru Mu'azu Isa @Nastiq]

@channelstv just did an interview with the founder of The Boys Quarter, Ayodele sorry if I got the name wrong. What I found interesting is his take on boys and how to bring them up to become good men. This idea resonates with me especially for our Northern young men. Well done.

[Bakatsine @DanKatsina50]

BREAKING: Last night, bandits reportedly stormed the residence of Hon. Dan Musa Garin Kwairi, a councillor representing Futuk-west constituency, and abducted him alongside his two wives.

The incident occurred in Futuk community, Gwana District of Alkaleri Local Government Area in Bauchi State. According to local sources, the gunmen went directly to his home before taking the victims to an undisclosed location.

Residents say the attack has heightened tension in the area, with growing fears of a widening security crisis. Community members are praying for their safe return and calling on authorities to take swift action to address the deteriorating security situation in the LGA.

With this latest incident signaling a troubling pattern, what urgent steps will security agencies take to curb the emerging wave of bandit attacks in Gwana District and prevent further escalation?

NB: Below is the photo of the Honourable Councillor.

@SenBalaMohammed @NGRSenate @CaptJamyl @BashirAhmaad @AM_Saleeeem @___Bils @Belshagy @AbdulGidadoo @Umar__farruk @flexiblenancy @FaridaAshu @woye1 @dawisu @AhmadUsman__ @AhmadGanga @HAHayatu @OurFavOnlineDoc @YarKafanchan @embee309 @A_Y_Rafindadi @Sarki_sultan @Waspapping_ @Dongarrus1 @Ladyposhhhhh @beegeaglesblog @Abdul_kimalle

[TENIOLA @Teeniiola]

A man in Edo State spotted spårks coming from his solar inverter battery inside his house. He quickly disconnected it and carried it outside… what followed was shocking. Na God save this man o!😳

[Defense News Nigeria @DefenseNigeria]

How the operation to take down Abu-Bilal Al-Manuki went down. The weapons systems used :

MQ-9 Reapers.
AC-130 Spectre gunship.

[Sir Kay @Rise_Forge]

What looked like ordinary bags of garri… almost passed as just another roadside shipment.

But inside, it wasn’t food.
It was firepower.

Operatives of the National Drug Law Enforcement Agency uncovered a hidden cache of military-grade ammunition carefully concealed beneath cassava flakes a chilling reminder that in today’s Nigeria, danger doesn’t always come looking dangerous.

This wasn’t just smuggling… it was strategy.

A quiet attempt to move weapons through everyday channels, blending into normal life, avoiding suspicion, and slipping past watchful eyes. But this time, the system caught it.

And that changes everything.

Because it exposes a deeper reality the growing link between criminal networks and national security threats. The battlefield is no longer just in forests or highways… it’s hidden in markets, in transport routes, in plain sight.

What was meant to fuel violence was intercepted before it could speak.

And sometimes, that’s the victory we don’t see the danger that never gets the chance to happen. 🔥

[KEPUKEPU TV 📺 @kepukepunews]

Dear Deputy Speaker, Rt. Hon. Rep. Benjamin Okezie Kalu,

Yesterday, we visited the site of the “construction and furnishing of an ultra-modern conference and e-learning facility at Bende Secondary Grammar School, Bende, Abia State” captured in the 2024 FG budget.

Findings from https://t.co/XxqeLo41J0 show that N265.3m has already been paid to Muslac Techno Company Limited since December 2025.

However, the school informed us that they are completely unaware of the project. More troubling is the fact that despite the school having sufficient available land, the project was seen diverted from the original beneficiary to another community in Ọnụ Inyang, at an isolated location along the Bende-Ohafia express road.

At the time of our visit, no workers were found on site. The construction site already appears abandoned, with grasses gradually overtaking the structure on ground. For a project that has received such substantial payment for over six months, the level of work visible raises serious concerns about implementation, supervision, and value for public funds.

Kindly call on the Federal Ministry of Science,Technology and Innovation, the implementing agency, and anti-graft agencies Economic and Financial Crimes Commission and ICPC Nigeria to investigate this project and provide the public with clear answers.

- Why was the project moved away from the beneficiary school?
- Who approved the relocation?
- What exactly justifies the N265.3m already paid?

Public projects must serve the communities they were budgeted for, not become another case of questionable execution and weak accountability.

#publicfundsmustworkforthegoodofthepeople
#askquestions

@TrackaNG

@OfficialBenKalu

[Nasiru Mu'azu Isa @Nastiq]

@PoliceNG Well done, the next step I think for us is to put up their pictures. The NPF has concluded that they are guilty, let's also shame them.

[Nigeria Stories @NigeriaStories]

JUST IN: 42 students and pupils are feared abducted after suspected Boko Haram terrorists attacked Mussa Primary and Junior Secondary School in Askira/Uba Local Government Area of Borno State.

~ Senator Ndume says

[The ICIR @TheICIR]

VIDEO: A viral video shows comedian MC Okrika confronting police officers in Ikom, Cross River State, over an alleged ₦150k extortion, while pointing out an officer holding suspected weed.

[NAFDAC NIGERIA @NafdacAgency]

Public Alert No. 024/2026.
Alert on counterfeit Augmentin 625mg Tablets (Batch No. AC3N) in Nigeria
#NAFDACAlerts

https://t.co/I39qv1MGe9