You work 40 hours a week to earn more money, and one of the richest men in America has spent 60 years earning his by sitting on his ass and reading for half of every single one of them.
That is Warren Buffett, and the man on this tape spent 46 years in the office next door and walked out a billionaire doing the exact same thing.
And on this tape he names the one rule that decides whether the extra hours you put in ever turn into extra money...
His name is Charlie Munger. He was Warren Buffett's partner at Berkshire Hathaway for 46 years. He walked out with over two billion dollars of his own. He died in November 2023, one month short of a hundred.
He is speaking at a law school graduation in Los Angeles. He does not congratulate the graduates. He tells them the profession they just spent three years studying is not what will ever make them rich, and then he replaces it with a rule that fits in one sentence.
At 24:57 he describes a friend who carried a stack of business cards and handed one to every person who ever complained to him about their circumstances. The card carried a single printed sentence. That sentence is why most people never earn what they think they deserve.
He is 83 years old on this tape, standing in front of graduates who will spend the next 40 years figuring out he was right the first minute they refused to listen.
It does not make sense to hire smart people and then tell them what to do; we hire smart people so they can tell us what to do.
You have to be run by ideas not hierarchy. The best ideas have to win, otherwise good people do not stay.
—Steve Jobs
A woman asked her grandmother:
"How did you stay loyal to one man for 52 years?"
Her grandmother laughed and said:
"Because I understood one thing about men that most women learn too late."
Then she explained...
Over a decade ago, a physicist in Chennai explained why nothing is ever certain until it happens, and it is the exact rule every prediction market runs on today.
NPTEL filmed it. it has been free ever since. 477,000 people have watched it, almost none of them trade.
her point: a quantum system is not one outcome, it is every outcome at once, each carrying a probability, until something forces it to pick. that is a live market. every price is a cloud of maybes waiting to collapse into yes or no.
no trading desk, no terminal. a woman at a green board in Chennai teaching the deepest idea we have about uncertainty.
skip to the board in the first ten minutes. she takes a particle sitting in two states at once and shows why you can only ever know the odds, never the answer, in notation a beginner can follow.
no slides. no app. one green board and a piece of chalk.
a quant i know watched it twice and said it explained his own book better than any finance lecture ever did.
I put the practical aspects of this lecture into practice and developed a strategy that generates income, the results surprised me.
25 days.
$100 → $22,300.
73% win rate.
Sharpe 2.45.
I'm giving away the full configuration of my bot for free. 24 hours only.
Here's how:
>Comment "SEND"
>Like and Follow me
I'll send the complete setup in your DMs.
The Importance of Geometry, Shapes, and Measurement in Islam by Shaykh Abdullah al-Houzoui
In this video, our Shaykh explains why these fields of knowledge are important, including understanding the shape of the crescent moon, the origin and meaning of the word Kaa'ba, and the importance of measurement when purchasing a piece of land.
Mrityunjoy Chakraborty, IIT Kharagpur professor:
"every hedge fund, every trading bot, every bet you have ever made obeys three rules. Citadel pays $500,000 to people who truly understand them. this professor writes all three on a blackboard for free"
these are the axioms of probability, the ground rules sitting under all of it.
three simple statements. a probability is never negative. something is certain to happen. separate outcomes add up. that is the entire foundation.
get comfortable with these three and every model in finance becomes readable. skip them and you are just guessing with extra steps.
Chakraborty proves them from zero, slowly, in notation anyone can follow.
Wall Street rents you these rules for half a million a year. an IIT professor hands you the deed for nothing.
Don’t even stress,
leave it up to GOD.
Some things are out of your hands for a reason.
Do your part, stay solid, and trust that He’s working it out behind the scenes.
Faith over fear, always.
Pakistan’s stock market (PSX) has turned 6B → 18T.
But how do you actually make money from it?
I asked @YousufMFarooq to break it down:
✅ Basics of PSX
✅ Why compounding > property & gold
✅ Investing frameworks that work
🎥 Watch: https://t.co/85pbbAF533