SaveOurYouths

Exposing the rot in our cyberspace to save our youths from the rot

[SaveOurYouths @NgForex]

@GloriousGod01 I pretended to have gotten a lucrative job with a firm which myself and one clean beautiful babe wrote an exam for. Na so I chop clean mouth until e come cast

[SaveOurYouths @NgForex]

@Prince_dc21_ How are you sure those kids are yours?

[SaveOurYouths @NgForex]

@Dammi_Esq It is not too late to quit.

[Larykul @Larykul2]

In 2023, we argued and deliberated about who was best between Peter Obi and Bola Ahmed Tinubu to lead this nation. I understand that everyone has the right to choose based on their records as governors in their respective states and the hope that they would bring the desired change to Nigeria. You chose BAT over Peter Obi and I had no issue with that. However, if after the cluelessness shown by BAT in handling the economy and security issues, you are still saying Peter Obi couldn't have done better and that he will never rule this country, you are being irrational, stupid and a bigot. I cannot fathom how a normal human being can judge a man who has not been given the power to rule this nation based on emotions or personal thought, while continuing to praise an incompetent leader who has tasted power and brought more hardship to Nigeria. I will not waste my time arguing with you about whether to believe in Peter Obi or not, because I know your kind lacks integrity, conscience and cannot survive in a workable Nigerian system.
No amount of propaganda from your camp can stop us from believing in the only governor and politician in this nation who invited the EFCC to investigate his administration, only for them to find nothing.
For those asking how many politicians he built during his time as governor: how have the 'disciples' BAT built impacted the lives of Nigerians or made this administration favourable to the common man? We will not tolerate any acts of foolishness or bigotry in the name of campaigning this year. You are free to choose and support BAT, but campaign based on what he has achieved and leave Peter Obi's name out of your stinking mouth.
Also note that the world will not end if Peter Obi decides not to contest today; we are looking for people of integrity, irrespective of ethnicity and religion, to lead and make Nigeria great again. Until you find someone better than Peter Obi, kindly let us know.
T for thanks😎@PeterObi @DeleFarotimi
@trigottista @UnkleAyo #APC
#ADC
#Obidients
#PeterObi

[SaveOurYouths @NgForex]

@YulEdochie The lion has finally begotten a dog.

[Wilberforce Theophilus @Eze_Wilberforce]

Whatever you do, don't open a bank account in your own name.

I didn't know this until my dad stopped me the day I got my first paycheck.

I'd done everything right. Got paid. Went to the bank, opened a savings account in my name, and deposited the whole thing.

My Boss looked at me and said, “You just put a target on your back.”

Then I had no idea what he meant.

He explained that the moment your money sits in your name, it's exposed.

Creditors can see it. Lawyers can find it. Anybody with a judgment against you can freeze it and take it completely legally.

So here's what he told me to do:

Step 1. Go to the IRS and apply for an EIN.

A tax ID number, but for a trust instead of a person.

Step 2. Select a revocable trust as your entity type. List yourself as both the grantor and trustee. It gives you full control of everything.

Step 3.

Take that EIN to any bank and open an account under that trust name, not yours.

The money is still yours. You spend it, move it, and invest it however you want. But on paper, it's not attached to you.

If someone sues you, they can't touch what they can't see.

This is the system intelligent billionaires have always used.

Own nothing on paper, control everything in reality.

[SaveOurYouths @NgForex]

@Omojuwa See who's talking about civility.

[SaveOurYouths @NgForex]

@PeterPsquare It is always in the compound of the coward that people stand and point at the ruin of the brave man. Wise words from Chinua Achebe

[SaveOurYouths @NgForex]

Develop your capacity to match your skill set

[Naijabrandchick @nellyagbogu]

There is this small lady that sows my clothes,
I love her styling she is good as far as I am concerned
But I have never given her any material above 40k to sow but the little I give her she sows it well.

[SaveOurYouths @NgForex]

@DrJoeAbah The actor that never got beaten, no stains. Rest in peace.

[SaveOurYouths @NgForex]

@Moonlight_myths Your husband didn't do well. You don't take sides with your parents over your wife. He was meant to protect you. He is meant to know you more than others. That they rejected your offer to pay for the service is even more painful. You could have still gone ahead and paid for it.

[SaveOurYouths @NgForex]

@renoomokri Twisting the narrative to suit your benefactor is something you are known for years.

[SaveOurYouths @NgForex]

The hustle is real

[SaveOurYouths @NgForex]

@Germanprinz @Etuk_Odiong Men must be avoided by all women. They are too wicked.

[SaveOurYouths @NgForex]

@kenkenlewu Service charge is nonrefundable

[SaveOurYouths @NgForex]

@seyilaw1 Like running on a treadmill, there’s motion everywhere but no mile gained.

[BSAT Properties @BSAT_Properties]

TIRED OF PAYING RENT? Here's Your Step-by-Step Plan to Become a Landlord

You don't need ₦50 million in the bank to become a landlord.

You don't need to finish everything in 6 months.

And you definitely don't need to keep enriching landlords while your own house dream sits there gathering dust.

What you need is a clear plan - and the discipline to follow it, one block at a time.

I've worked with dozens of Nigerians who started with "just the foundation" and today are living in their own homes. Some took 2 years.

Some took 5. But they all finished because they had a realistic, step-by-step approach.

If you're tired of paying rent and ready to build your own place (even if your budget is tight), this guide is for you.

Let's break down exactly how to do it.

STEP 1: GET CRYSTAL CLEAR ON WHAT YOU WANT

Before you buy a single block, answer these questions honestly:

1. What kind of house do you need?

A simple 1-bedroom? A 2-bedroom flat? A 3-bedroom bungalow? Don't build what impresses people—build what fits your actual needs and budget.

2. Where do you want to build?

City center (expensive but accessible)? Outskirts (cheaper, still developing)? Your village (cheapest, but maybe far from work)? Location affects everything from land price to material transport costs.

3. What's your realistic budget?

Are we talking ₦5 million? ₦10 million? ₦20 million and above? Be honest. It's better to build a solid 2-bedroom you can afford than to start a 4-bedroom that stalls at roofing level for 3 years.

4. How will you fund this?

Monthly salary savings? Cooperative contributions? Sold another property? Have a clear funding plan, not just hope and vibes.

STEP 2: SECURE YOUR LAND (AND DO IT PROPERLY)

This is where many people's building dreams crash before they even start.

Find a plot in a safe, accessible location. Don't just buy land because it's cheap, ask why it's cheap. Is there a community dispute? Flooding issues? Government acquisition plans?

Verify the documents like your financial future depends on it (because it does):
✅ Survey Plan – Confirms the boundaries
✅ Deed of Assignment – Proves you legally own it
✅ Certificate of Occupancy (C of O) – The gold standard (not always available, but try)

Don't skip this step. I've seen people build complete houses on land they don't legally own. The heartbreak is unimaginable.

STEP 3: GET A PROPER BUILDING PLAN

You can't just start throwing blocks around and hope it becomes a house.

Hire an architect (yes, even for a simple bungalow) to:

* Design a floor plan that maximizes your space
* Create a 3D visual so you can actually see what you're building (optional but very helpful)
* Submit the plan for building approval from your Local Government or Town Planning Authority

Building without approval can lead to demolition or heavy fines. It's not worth the risk.

STEP 4: BUILD LITTLE BY LITTLE (THE SMART WAY)
Here's the secret that separates people who finish from people who abandon projects halfway: break it into bite-sized phases.

You don't have to do everything at once. Build in stages as money comes:

PHASE 1: FOUNDATION

Clear the site, dig your trenches, lay a solid concrete foundation, and build blockwork up to DPC (damp-proof course) level. This is your base—do it right or regret it forever.

PHASE 2: WALLING

Raise your walls with blocks. Leave proper spaces for windows and doors (measure twice, build once). Fix your lintels over openings.

PHASE 3: ROOFING

Decide between wood structure or metal truss. Install your roofing sheets. Make sure everything is properly waterproofed. A house with a roof protects everything you've built so far.

PHASE 4: PLUMBING & ELECTRICAL (FIRST FIX)

This happens before plastering. Embed your pipes and electrical conduits in the walls. Doing this later means breaking walls—expensive and annoying.

PHASE 5: PLASTERING & FINISHES

Internal and external plastering smooths everything out. Then comes flooring (tiles or cement screed, depending on budget) and ceilings (PVC is cheaper, POP is fancier).

PHASE 6: FIXTURES & FINAL TOUCHES

Install doors and windows. Paint the walls. Fix your plumbing fixtures (toilets, sinks, taps). Install switches and bulbs. You're almost home!

STEP 5: MOVE IN OR MAKE MONEY

Here's the beautiful part about building in phases:

You can finish room by room and move into the completed sections while you finish the rest. No need to wait until everything is 100% done.

Or, if you don't need to live there immediately, rent out the completed portion and use that income to finish the remaining work. Your house literally pays for itself.

PRO TIPS TO BUILD SMART AND SAVE MONEY

After years of watching people build (and watching some waste money unnecessarily), here's what actually works:

* Buy materials in bulk during promo periods – Cement, blocks, and iron rod prices fluctuate. Buy when prices drop.

* Use trusted, experienced artisans – A cheap, careless mason will cost you more in rework than you saved on his fee.

* Build during dry season – We covered this in another post, but it bears repeating: don't fight rain with cement.

* Plan your soakaway/septic tank early – Don't finish the house and realize you have nowhere for waste to go.

* Keep detailed records of every expense – Know where your money is going. It helps you budget better for the next phase.

THE TRUTH ABOUT BUILDING YOUR OWN HOUSE

It's not easy.

There will be moments when you're tempted to quit. When the money runs out. When rain delays your schedule. When materials get expensive. When your contractor disappoints you.

But here's what I know for sure:

Every landlord you're paying rent to started somewhere. Most of them built slowly, just like you're about to. The difference between them and people still renting is simple—they didn't give up.

Your own house is possible, even if you're building small small. Even if it takes 3 years instead of 6 months.

One block at a time, one phase at a time, one salary at a time, you will finish.

And the day you hand over your last rent receipt and move into your own place? That feeling is priceless.

READY TO START BUILDING YOUR DREAM HOME?

Whether you need cost estimation, project management, material sourcing, or just honest advice on how to start, we're here to guide you every step of the way.

Don't build blindly. Build smartly.

Call or WhatsApp: [phone]

Let's sit down, review your budget, and create a realistic building plan that actually works for you.

Your dream of becoming a landlord starts with one conversation.

#BSATProperties

[SaveOurYouths @NgForex]

@GbengaWemimo Continue talking, don't listen to advice, 'Mr Not in my world '

[SaveOurYouths @NgForex]

@lekan_olayinka1 Leave the church out of your drama

[SaveOurYouths @NgForex]

@AlfaYalayala Nobody would have said no to tax if there was accountability. Why tax people heavily only to misuse the funds or funnel them into private coffers.