It seems like it would be much better for most individuals to have established entities handle and manage their money while providing allotments for casual spending and the like.
Every day it’s “the office is too hot. The office is too cold, we don’t have enough/the right milk/coffee/tea in the break room. The lights are too bright/dark. The printer prints too slowly. The wifi isn’t fast enough ect.
In 2020, at 94 kg, I pushed through a strict diet for six months and lost 12 kg, getting down to 82 kg. But as soon as I stopped, every single kilogram came back. By 2023, I was at 97 kg. In 2024, I reached 99 kg. The last time I stepped on a scale, I was at 112 kg.