Nirvesh Wisdom 🧘 Investment Monk

FIRE follower | Demystifying Indian Markets | Stock picks, wealth strategies, sector trends, valuations | Not SEBI registered | Views personal, DYOR

[Nirvesh Wisdom 🧘 Investment Monk @NirveshWisdom]

The Dec 2025 portfolio of Parag Parikh Flexi Cap Fund is out!

With AUM hitting ₹1.33 Lakh Cr, the team is making some bold "Value" moves. Here’s the 2-minute breakdown:

👉New Entry: GE Shipping (Great Eastern Shipping). A classic value pick joins the fold with 16.5L shares.

👉The Big Adds: They are doubling down on "Old Economy" giants.
- Power Grid: Added a massive 2.12 Crore shares.
- ITC: Added 39 Lakh shares.
- Private Banks: Big top-ups in HDFC Bank (52L shares) and ICICI Bank (40L shares).

👉The Trims: Lightened the load on Infosys, selling about 12L shares.

👉Patience is Key: They are still sitting on a ~24% cash/arbitrage pile. They aren't chasing the market; they’re waiting for the right price.

Total stock count is now 30. The "Skin in the Game" approach continues.

Deep-dive posted in my Substack: https://t.co/Udiy2qukxo

#StockMarketIndia #PPFAS #Investing

[Nirvesh Wisdom 🧘 Investment Monk @NirveshWisdom]

@sunilgurjar01 I don't understand why you degrading the quality of your tweets by such nonsense posts. You are so good at technical analysis, many follow you for that instead of these generic nonsense stuff.

[Nirvesh Wisdom 🧘 Investment Monk @NirveshWisdom]

@Alphamojo1 Where is your 8.25 cr?

[Nirvesh Wisdom 🧘 Investment Monk @NirveshWisdom]

@AshishMeher7 Why does anyone need to predict the bottom? Predicting the bottom is plain stupidity, no one can do it. Better add on dips for every 10% drop.

[Nirvesh Wisdom 🧘 Investment Monk @NirveshWisdom]

@BaluGorade I think that's still fine. Whatever gives him a good night's sleep is good enough.

[Nirvesh Wisdom 🧘 Investment Monk @NirveshWisdom]

@money_theory Try redeeming this liquid MF on a Saturday, Sunday, or any other holiday. You'll realise the true value of money in savings account.

[Nirvesh Wisdom 🧘 Investment Monk @NirveshWisdom]

@soul4tech @archiexzzz Bro please don't crash Nifty

[Nirvesh Wisdom 🧘 Investment Monk @NirveshWisdom]

@gemsofbabus_ Smart cities it seems. Majority of the cities have open drains. Govt needs to fix that first before calling anything 'Smart'.

[Nirvesh Wisdom 🧘 Investment Monk @NirveshWisdom]

Umiya Buildcon (UMIYA-MRO) Q3 results are out. Sales are up, but the "profit" story needs a closer look.

The Headlines (Consolidated):
✅ Sales: ₹14.75 Cr (Up 21% YoY)
❌ Net Profit: ₹1.01 Cr (Down 51% YoY)
📉 Operating Margins: 32% (vs 45% last year)

Why the drop?
It’s the classic debt trap. The company earned ₹4.74 Cr in operating profit but had to pay ₹2.90 Cr just in interest. High borrowings are currently eating more than half of what the business earns.

The "Hidden" Good News:
Promoters are doubling down. Their stake has increased from 60.03% to 64.43% over the last few months. They clearly see value that the market might be missing right now.

Also, remember that massive profit spike earlier this year? That was a one-time gain. We are now back to the real run rate of the business.

Summary:
The rental income from the Hebbal property (HDFC/Tata tenants) provides a floor, but the debt is a ceiling. Until they deleverage, expect the bottom line to stay thin.

Full breakdown on Substack: https://t.co/x4KAIxpaCA

#StockMarketIndia #Investing #UmiyaBuildcon #SmallCap #MROTEK

[Nirvesh Wisdom 🧘 Investment Monk @NirveshWisdom]

I'm in IT for multiple years now. Have seen all kinds of bubbles including dot-com, Covid, and few others.
Trust me, this is different. Expect many to become jobless in next few months. Going further, getting a new job will be next to impossible. I believe this is the turning point in IY industry (both product and services).

[Nirvesh Wisdom 🧘 Investment Monk @NirveshWisdom]

@arun10venkat Travel time within Bangalore > Travel time to Bangalore

[Nirvesh Wisdom 🧘 Investment Monk @NirveshWisdom]

@aditya942000 @PMOIndia @nsitharamanoffc Compare with Indian GDP and make it appear small. Wow, what an idea.
If you can't convince people, confuse them!

[Nirvesh Wisdom 🧘 Investment Monk @NirveshWisdom]

@Fintech00 This has greatly demotivated me. With that many followers, if you get less than 4k in 15 days, not worth putting that much effort on X.

If one puts similar effort in trading, he/she can make more than this.

[Nirvesh Wisdom 🧘 Investment Monk @NirveshWisdom]

@BaluGorade Balu sir, please tell me, when was the budget fair for retailers in all these years? People daydream rosy expectations, and in the end they get disappointed.

[Nirvesh Wisdom 🧘 Investment Monk @NirveshWisdom]

@InvestorOfJAMMU Wo minister hai, kuch bhi kar sakti hai

[Nirvesh Wisdom 🧘 Investment Monk @NirveshWisdom]

@varinder_bansal That is like showing middle finger. They were already cribbing about STT. Instead of acknowledging or trying to reduce, madam increases. Wow, I'm speechless!

[Nirvesh Wisdom 🧘 Investment Monk @NirveshWisdom]

@talok253 Maybe you are confusing industrial synthetic rubber or lab-grown diamonds with precious metals. Creating gold in lab is possible, but needs nuclear reactors, and it is way too expensive.

[Nirvesh Wisdom 🧘 Investment Monk @NirveshWisdom]

@shanaka86 Government is securing India's energy future. We just locked in a $3 billion UAE LNG deal and a EU Free Trade Agreement. With the US now offering Venezuelan crude to replace Russian oil, India is doing everything possible to keep energy costs down and growth high.

[Nirvesh Wisdom 🧘 Investment Monk @NirveshWisdom]

@Vismaya9999 It'll come back - especially when Nifty breaks its ATH again. People become extremely bullish and that sentiment will come again.
A simple drop of 1000 points makes them panic.

[Nirvesh Wisdom 🧘 Investment Monk @NirveshWisdom]

@indiaemerges The focus is shifting from "how much will you pay" to "how will the country grow"