Somewhere in your 20s or 30s you'll get the opportunity to rebuild your life after a negative loop. It's very important that you see that journey through
Yes, in fact, I do think the guy flipping burgers at McDonald’s should be able to afford rent, bills, and groceries with his paycheck alone. That’s kind of the whole point of having a job and I can’t believe this is considered a radical position for me to take.
Your credit score didn’t exist before 1989. For 200 years Americans bought homes and cars without it. Then 3 private companies invented a number that now controls your entire financial life