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iClip

[N.Clips @Nugaclips]

@JacobStrumMcD You would be caught 💀

[N.Clips @Nugaclips]

This caller went from making millions to going broke and being in a $350k debt.

Carlos(Caller): I kind of did what you probably did a long time ago. I started a business and it was booming. Made my first million in a couple of years. And it just kind of went it just my financial life just spiraled out of control. And now I don't know if I should go bankrupt and figure out a way how to get back on track. I haven't done any payroll taxes, and I owe since 2017, 2018. I also haven't filed taxes since I was in 2017, 2018. And credit cards, I have over $70,000 in credit card debt. I have a commercial line of credit, which is another $30,000 I owe the bank. I took an SBA loan out, which was the emergency funding this is during the PPP time. Sorry, it's the one for COVID. I didn't qualify for that because I didn't file my 2021 or 2020 taxes, so I had to actually get a loan out to keep my employees on board with me. And that's $132,500 there. So all together, it's well over $350,000 in debt.

[N.Clips @Nugaclips]

Ft @sircalebhammer

[N.Clips @Nugaclips]

Caleb Hammer exposes a cheating guest on his financial audit.

Caleb Hammer reads out flirtatious, deleted text messages and Snapchat conversations a guest had with other women while his partner was backstage, leading to a tense confrontation on the Financial Audit podcast.

Caleb: All messages from previous of yesterday have been deleted.

Girlfriend : Why the hell have they been deleted?

Boyfriend : What messages? This

Girlfriend : She is from... I think she's from Serbia? Met her through... Discord.

Caleb: And?

Girlfriend : So he talks to people on Discord. I've been asking who the hell he's talking to on Discord.

Boyfriend: I'd tell you.

Girlfriend : No, you don't! You just say like... you just say "group chat," "group chat," "group chat," "group chat."

Boyfriend : It is a group chat.

Caleb: So this morning, she says, "I miss talking to you," frowny face. Uh, you said, "Hi, you know where to find me," smiley face. "I didn't leave this time, I miss your voice too." This is... ooh. He says to her, "Nerdy looks good on you though, it's cute."

[N.Clips @Nugaclips]

Former CIA officer John Kiriakou explains being charged under the Intelligence Identities Protection Act of 1982 for exposing the CIA's torture program, highlighting the severe disparity between his potential 45-year sentence and a previous case involving actual treason.

John Kiriakou: Well, I was only the second American who had ever been charged with this crime of, um, violating the Intelligence Identities Protection Act of 1982. Uh, the only other person that was charged with it was a woman named Sharon Scranage. She was a CIA secretary in Ghana in the '80s, and she was having an affair with a member of Ghana's intelligence service. And in the course of pillow talk, she revealed the names of all of the CIA officers in the station and the names of the sources they were running. And so the Ghanaians executed these guys.

Joe Rogan: Oh my God.

[N.Clips @Nugaclips]

@SpiritedBeyond1 Bad funds management still

[N.Clips @Nugaclips]

Ft. @joeroganhq

[N.Clips @Nugaclips]

Former CIA officer John Kiriakou explains being charged under the Intelligence Identities Protection Act of 1982 for exposing the CIA's torture program, highlighting the severe disparity between his potential 45-year sentence and a previous case involving actual treason.

John Kiriakou: Well, I was only the second American who had ever been charged with this crime of, um, violating the Intelligence Identities Protection Act of 1982. Uh, the only other person that was charged with it was a woman named Sharon Scranage. She was a CIA secretary in Ghana in the '80s, and she was having an affair with a member of Ghana's intelligence service. And in the course of pillow talk, she revealed the names of all of the CIA officers in the station and the names of the sources they were running. And so the Ghanaians executed these guys.

Joe Rogan: Oh my God.

[N.Clips @Nugaclips]

This caller went from making millions to going broke and being in a $350k debt.

Carlos(Caller): I kind of did what you probably did a long time ago. I started a business and it was booming. Made my first million in a couple of years. And it just kind of went it just my financial life just spiraled out of control. And now I don't know if I should go bankrupt and figure out a way how to get back on track. I haven't done any payroll taxes, and I owe since 2017, 2018. I also haven't filed taxes since I was in 2017, 2018. And credit cards, I have over $70,000 in credit card debt. I have a commercial line of credit, which is another $30,000 I owe the bank. I took an SBA loan out, which was the emergency funding this is during the PPP time. Sorry, it's the one for COVID. I didn't qualify for that because I didn't file my 2021 or 2020 taxes, so I had to actually get a loan out to keep my employees on board with me. And that's $132,500 there. So all together, it's well over $350,000 in debt.

[N.Clips @Nugaclips]

Ft. @DaveRamsey

[N.Clips @Nugaclips]

Ft. @DaveRamsey @JadeWarshaw

[N.Clips @Nugaclips]

A caller explains how her husband put his name on all of his mother's assets to help her after his father passed away. However, after the mother-in-law got into a car accident, the husband was also named in a $50,000 lawsuit.

Paula: My mother-in-law and husband put his name on all her assets before we got married because my husband's father passed away. Um, recently we have an issue where since my husband's name was on her car, she was sued for a car accident, which means that he was also sued. We tried to dissolve those agreements with her, but we're getting some pushback, we can't get copies, so we need some help getting some financial freedom from my mother-in-law.

Dave Ramsey: Wow. Okay, so you said there were agreements, what do you mean?

Paula: Uh, so they decided to put his name on all her assets. The cars, the houses, the insurance. He signed all the paperwork to be on the mortgage, on the title, the deeds, etc.

Dave Ramsey: Mhm. You can't add yourself to a mortgage.

Paula: Okay.

Dave Ramsey: So he did not do that. Um, huh. Okay.

Paula: He helped her purchase a home and so he was part of that.

Dave Ramsey: Oh, okay. Okay, then if it was part of the purchase, he could be on the mortgage with her. Okay.

Paula: Yeah, and then they refinanced the original home, and so he is on those documents.

Jade Warshaw: Oh boy.

[N.Clips @Nugaclips]

Caleb Hammer passionately breaks down tax economics, explaining progressive tax systems and European VAT taxes to a guest who argues about billionaires and tax shares.

Caleb: You're probably a "raise taxes" person, aren't you? But you didn't even know that we have the most progressive income tax in the entire Western world?

Guest: I know that...

Caleb: You think the top 1% pays 0%? Okay, well that's actually just not true according to IRS data.

Guest: They... I mean, comparatively.

Caleb: No, comparatively that is the percentage. Compared to what? Compared to the bottom 50%? No, compared to the bottom 50%, the bottom 50% only pays 1%.

Guest: It's a lot more than what...
Caleb: Than they should?
Guest: Yes.
Caleb: The bottom 50% shouldn't pay 1%?

[N.Clips @Nugaclips]

Ft. @sircalebhammer

[N.Clips @Nugaclips]

Caleb Hammer passionately breaks down tax economics, explaining progressive tax systems and European VAT taxes to a guest who argues about billionaires and tax shares.

Caleb: You're probably a "raise taxes" person, aren't you? But you didn't even know that we have the most progressive income tax in the entire Western world?

Guest: I know that...

Caleb: You think the top 1% pays 0%? Okay, well that's actually just not true according to IRS data.

Guest: They... I mean, comparatively.

Caleb: No, comparatively that is the percentage. Compared to what? Compared to the bottom 50%? No, compared to the bottom 50%, the bottom 50% only pays 1%.

Guest: It's a lot more than what...
Caleb: Than they should?
Guest: Yes.
Caleb: The bottom 50% shouldn't pay 1%?

[N.Clips @Nugaclips]

She says She cut off her parents for "extremism," but Caleb Hammer isn’t buying the definition . a breakdown over political differences turns into a debate on what "extreme" really means.

Guest: I do not speak with my parents. Their decisions have made our relationship what it is today. They chose extremism over their child.

Caleb Hammer: What's their extremism?

Guest: Their extremes are just not very minority inclusive... they're not helping them.

Caleb Hammer: Oh, so not helping is extreme?

[N.Clips @Nugaclips]

@TobesMagee She even said worse

More clips coming lol

[N.Clips @Nugaclips]

She says She cut off her parents for "extremism," but Caleb Hammer isn’t buying the definition . a breakdown over political differences turns into a debate on what "extreme" really means.

Guest: I do not speak with my parents. Their decisions have made our relationship what it is today. They chose extremism over their child.

Caleb Hammer: What's their extremism?

Guest: Their extremes are just not very minority inclusive... they're not helping them.

Caleb Hammer: Oh, so not helping is extreme?

[N.Clips @Nugaclips]

Ft. @sircalebhammer

[N.Clips @Nugaclips]

Micheal B Jordan says sharing a name with basketball legend Michael Jordan gave him a competitive chip on his shoulder and a strong desire to forge his own unique identity growing up.

Michael B. Jordan: "When there's another guy out there who's, you know, the guy... I think it kind of created like a healthy chip, so to speak... of wanting to be competitive at whatever it was, or a sense of wanting your own identity."