Open SIPP

Sharing my self-invested pension progress as I take my SIPP from £128k in 2021 (age 46), to £450k in 2035 (age 60). It needs to grow 8% each & every year.

[Open SIPP @OpenSipp]

Portfolio about £18k down in the last few weeks.

[Open SIPP @OpenSipp]

For once, this aged well today.

[Open SIPP @OpenSipp]

I sold the last of my #IAG shares, 148% up.

[Open SIPP @OpenSipp]

@SpikeDav It could go higher, but it was just the right time for me to sell - I wanted to lock in the profit and not lose it!

[Open SIPP @OpenSipp]

I sold the last of my #IAG shares, 148% up.

[Open SIPP @OpenSipp]

Vistry #VTY seems to be heading down more than the other house builders?

[Open SIPP @OpenSipp]

@a1exh Very good point! I don't reinvest into the same companies automatically. But that 8% a year from tw. really helps!

[Open SIPP @OpenSipp]

Thanks Housebuilders for spoiling this FTSE100 all time high for me...

[Open SIPP @OpenSipp]

@PEMunro I think it’s around 3 days from sale day.

[Open SIPP @OpenSipp]

Put £30k of my £46k cash held in my SiPP into Royal London Short Term Money Market (Acc) to get a better return on cash I'm holding. It means it's not instantly available to invest should an opportunity suddenly arise, but I'm ok with that for now. It should be fairly low risk.

[Open SIPP @OpenSipp]

@GarethHarper1 I think it’s around 3 days from sale day. It is very, very low risk…. But it zero, but close to!

[Open SIPP @OpenSipp]

@RonadatylJake That’s what ChatGPT says! ;)

[Open SIPP @OpenSipp]

@DavidNStocks1 Let’s hope it gets back to the 160-180 range!

[Open SIPP @OpenSipp]

@a1exh I had £20k of RR bought at £1, but sold it at £2... seemed good at the time! I've averaged down a lot with my housebuilders, too much... now they compose £170k out of total £270k portfolio. I need them to come good!

[Open SIPP @OpenSipp]

Crossing my fingers that the lower than expected inflation figures help my house builder shares long term. They certainly had a bump up today (so far)! #VTY #BTRW #TW. #PSN

[Open SIPP @OpenSipp]

@a1exh I'm 5% up on BTRW and VTY, 3% down on PSN and 11% down on TW. They are all profitable co's, can't see them ever not being - so, is it just time? Hope to have 30% up in 1-3 years, and 5-10% p.a. divs in the meantime. Even with TW 11% down, I've got 4% divs coming back soon.

[Open SIPP @OpenSipp]

Thinking of buying some B&M #BME, can't resist a bargain... but is it?

[Open SIPP @OpenSipp]

If I get an average of a 40% increase over a few years on my housebuilders (including some at 5-10% divs pa.) then that would add an extra 71k on my portfolio. Not guaranteed obvs, but definitely possible.

[Open SIPP @OpenSipp]

Portfolio Update: Total=£266,917. Shares=£229,848, cash=£37,069. Divs/Int ytd 25/26=£4652. Slightly up on July, plenty up on April. Very housebuilder heavy - and they are only just starting to pick up again.

[Open SIPP @OpenSipp]

@DavidNStocks1 I think it’s ’job blow’ ? 😂

[Open SIPP @OpenSipp]

A tale of two airlines... I bought #IAG and #EZJ pretty close together, one is up 168%, one is down 16%.