Recovery should not depend on manual processes.
Surplo automates post-liquidation fund recovery by streamlining the return of eligible remaining collateral to borrowers, reducing friction between liquidation settlement and surplus recovery.
Multiple liquidators can create multiple settlement records.
Surplo brings liquidation costs and settlement data together, reconciling the records across liquidators to determine the distributable surplus with greater consistency.
Once the surplus is verified, the next step is simple: route it back.
Surplo directs verified remaining funds to the rightful borrower, removing the need to manually coordinate surplus claims across individual liquidators.
Not every post-liquidation balance is automatically distributable.
Surplo verifies whether excess collateral remains after liquidation completion, establishing eligibility before any remaining value is routed back to the borrower.
Accurate cost accounting creates the foundation for a reliable surplus calculation.
What remains should be determined from the complete settlement picture.
Every liquidation cost matters.
Surplo tracks eligible liquidation expenses such as gas and auction costs, helping establish an accurate accounting of what remains after the liquidation process is complete.
Surplo tracks eligible liquidation expenses, including gas and auction-related costs, so the calculation reflects the actual settlement process rather than a simplified estimate.
Once the required obligations are accounted for, the remaining balance can move into the next stage of the process: surplus eligibility and distribution.
Before surplus can be returned, the numbers need to be settled.
Surplo verifies outstanding borrower obligations first, ensuring that only the collateral remaining after debt settlement is considered for distribution.
Surplo verifies the debt settlement state before treating any remaining collateral as distributable surplus.
This helps prevent unsettled obligations from being confused with recoverable funds.
The result is a post-liquidation balance that can be evaluated before any surplus is routed.
This turns an often fragmented process into a structured settlement flow.
Liquidation does not always mean the collateral is fully consumed.
Surplo calculates what remains after debt, penalties, gas, and auction expenses are deducted, creating a clear picture of the post-liquidation balance.
Debt, penalties, gas, and auction expenses can all affect the final balance.
By accounting for them systematically, Surplo creates a clearer calculation of the actual remaining collateral.