People are making videos on TikTok showing people how they can scam “TEMU” and bypass their 20k minimum order.
Tomorrow now when Temu bands Nigeria from shopping from them, let us not act like we don’t know the reason behind it.
They go as far as telling people how if they receive their goods, they should still click on not received yet so they can get a refund.
All we ever know in this country is how to scam people. Tufiakwa!!!
You bring in Expatriates and pay them in USD, give them a car, driver, chef, maid and house in ikoyi
You will employ Nigerians and pay them peanuts for the same role and expect them to have work ethic and not be preoccupied with survival
Stop watching other people’s lives.
Pay attention to your own finances, relationships, health, fitness, and retirement plans. You are the main character in your own life. Focus on that.
Remember His Name, He paid the ultimate price in the fight to rescue the kidnapped victims from Orire…laid to rest today…RIP Gallant Soldier 🪽🪽🪽🪽🪽🕊️🕊️🕊️🕊️
My parent no get much but they tried with giving us everything from Nickdel primary school to one of the best school in Osun for junior secondary school, before now trying federal for senior secondary.
I learnt beadmaking during my NYSC days in Lafia, Nasarawa State.
So when I got back home after my service year, I started making bead bags, flower pots and matted bags for sale alongside applying for jobs.
For context, at the time, I was already a chartered accountant with a first-class degree in accounting.
My mum would tell her friends and colleagues about my little business, and they would place orders, and I would stay up all night making those pieces for them.
Then one day, something happened.
My mum got back from work, and she said, ‘Ore, one of my friends placed an order for a bead purse; please help me make it for her’
My dad, who was also there, got instantly furious, and he said: ‘This is not my vision for her life, stop bringing her these orders, I want her to focus on getting good job opportunities’.
That was a reset moment for my mum and me. We just quietly dispersed, and it was the last order my mum ever brought me 🤣
I then refocused my time and energy on the aptitude tests I kept failing, began passing them, and landed a bank role and later a PwC role to kick-start my career.
When Lagos island rent and flooding gets out of hand, the rich will move to Ikeja, Surulere and Ogudu.
The struggling occupants of Ogudu, Surulere and Ikeja will be pushed to Ikotun.
Those in Ikotun will move to Sagamu.
Sagamu folks will move to Ikire.
Lekki employers are so funny
Tell employees, “you must be residing in Lekki because we can need you at any time”
But you want to pay salary of 150k meanwhile house rent in lekki costs nothing less than 1.5 million for a year . So tell me how 150k salary can sustain my life?
Before you chase aggressive returns, lock in your safety net first.
The Emergency Fund Formula is simple. Your monthly income multiplied by 6.
So if you earn ₦500,000 a month:
₦500,000 x 6 months = ₦3,000,000
That is the minimum that should be sitting somewhere safe before you touch any stock, crypto or business opportunity.
Where to keep it? A money market fund or a high yield savings account. It earns interest while staying liquid, so you can reach it the moment life happens.
Because life will happen. Sudden job loss. Medical bills. Family emergencies. Economic shocks that respect nobody.
Most people never lose money because their investments failed. They lose because an emergency forced them to sell at the worst possible time.
Your first investment goal is not wealth. It is the ability to survive anything without panic.
Build the floor before you build the tower.
It’s crazy how our body and brain adapt to things…
I’m always of the opinion to rest after a particular exam like I automatically shut my brain, but now I can attend class and even still make my brain active after an exam .