My respect goes out to those grinding alone... working, studying, striving, going to the gym, and having values that doesn't fit in the crowd. I promise your sacrifices & focus will pay off, it's only a matter of time before you come up. You've started already, No going back Gee!
Leo Messi: "I can't ask for anything more, God gave me too much, now everything is just to enjoy.
"I'm just happy to being considered as one of the best in football history, I'm just grateful to be considered among many great players..."
Two people both invest N20,000 every month at 15% annual return and both retire at 60.
Person A starts at 25. Person B starts at 35.
Person A contributes N8.4 million total over 35 years and retires with N297 million.
Person B contributes N6 million total over 25 years and retires with N65 million.
Person A put in only N2.4 million more but retired with N231 million more.
That N231 million gap is not talent or income. It is not intelligence. It is simply ten years of starting earlier.
The best time to start investing was yesterday. The second best time is today.
One financial mistake many people make is confusing generosity with a lack of boundaries.
If someone even your wife, consistently disrespects you, takes you for granted, or only remembers you when they need something, continuing to give them money is rarely an investment. More often, it is a reward for behavior that should not be encouraged.
Money should solve problems, create opportunities, or strengthen healthy relationships. When it repeatedly goes to people who show no respect, appreciation, or reciprocity, it becomes an expensive lesson.
Not every request deserves a transfer. Sometimes the most profitable decision is keeping both your money and your self-respect.
Many of you want great relationships but all you want to do is take.
There’s nothing great that comes out of always taking. Even friendships but you want life long partners while being a leach.
If you like stay online and let people deceive you that you are some sort of prize that no one can get tired of.
Cooking gas is now N2,400 per kilogram in Nigeria.
A 12.5kg cylinder costs roughly N30,000.
The minimum wage is N70,000 a month.
Nearly half of one month’s salary to cook food for your family.
This is the same government that removed fuel subsidy without a transition plan. Floated the naira without a support framework. Raised electricity tariffs without improving supply.
They did not remove one subsidy. They declared war on the Nigerian kitchen from every direction simultaneously.
Petrol to get to work. Diesel for your generator. Gas to cook your food. The three things every household cannot survive without have all become luxury items under the same administration within two years.
Let me tell you what makes this a policy crime and not just an economic problem.
Nigeria is a gas producing nation. We flare billions of cubic feet of natural gas into the atmosphere every year as waste while our citizens cannot afford to cook.
The raw material is literally burning above our heads while the processed version sells for N2,400 per kilogram in our markets.
This is a governance failure with a specific address.
Tinubu’s handlers will call this market forces. They will mention deregulation. They will find an economist to explain why Nigerians suffering is actually progress in disguise.
What they will not answer is the simple question every hungry Nigerian is asking.
If we produce the gas, if we export the gas, why are we paying more for it than countries that have none?
That question does not have an economic answer.
Na political answer.
Most people focus on making more money but ignore the faster solution which is cutting waste. A salary increase can take months or years, but eliminating unnecessary expenses can improve your finances immediately. The money leaking through impulse purchases, subscriptions you barely use, frequent takeout, and lifestyle spending often adds up to more than many people realize. Sometimes the quickest way to get richer is not by earning more, but by keeping more of what you already earn.
You’re a man. Every bit of your focus should be on money, purpose, and fixing your life. Who likes you or dislikes you should be none of your business.