6 ETFs Every Beginner Should Know About:
1. Vanguard S&P 500 (VOO)
This is essentially buying into the 500 biggest, most profitable companies in the U.S. It has averaged a ~15% annual return over the last five years. Think of it as owning the literal backbone of the American economy.
2. The Vanguard Total Stock Market (VTI)
If you want to own more than just the big names, this fund gives you a piece of over 3,500 companies.
It includes everything in the S&P 500 plus thousands of smaller and medium-sized businesses for extra diversification.
It has averaged a return of roughly 13.58% over the last five years.
3. The Invesco QQQ Trust (QQQ)
This is a favorite for those who want to lean heavily into growth and technology.
It tracks the 100 largest non-financial companies on the Nasdaq, including giants like Meta and Tesla.
While it can be more volatile, it has historically offered higher returns, averaging ~15.74% annually over the last 5 years.
4. The Vanguard Total World Stock (VT)
This is the ultimate one-fund portfolio for people who want zero guesswork.
You own a slice of approximately 10,000 companies across more than 40 different
countries.
It automatically rebalances between U.S. and international stocks, averaging an 11.5% return annually over the last 5 years.
5. The Schwab U.S. Dividend Equity (SCHD)
If you’re interested in building passive income while your investment grows, this is a heavy hitter.
It focuses on 100 high-quality companies with a history of consistent payouts, like Coca-Cola and PepsiCo.
With a current dividend yield of approximately 3.5%, it’s designed to provide steady cash flow alongside a 5-year average return of ~9.16%.
6. The Vanguard Total International Stock (VXUS)
This fund is your protection against only owning U.S. stocks.
It gives you exposure to markets in Europe, the Pacific, and emerging regions, covering everything except the U.S..
It has delivered a 5-year average annual return of approximately 9.22%.
95% of data analyst interviews repeat the same SQL questions.
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50 essential SQL questions you can master in just 7 days:
New video: leverage AI coding assistants to generate unit tests for #oracle#PLSQL.
- how to structure your project
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@PeterDellaPenna If you are a true cricket fan then you should know the chances of Pak women's team reaching semi or final. By the way, why do you focus more on negative stuffs? Haven't seen any positive things from you since ages.
Fresh vid!
Even if you know about ROLLUP, you might not know this cool trick to capture all of your raw data, plus all of the subtotals you need with a single SQL statement.
https://t.co/x14skl1jT6
Want to ensure no gaps or overlaps in start-end dates with #SQL?
Create constraints:
Primary key ( id, start )
Unique ( id, end ), nullable end
Deferrable self referencing foreign key ( id, end ) -> ( id, start )
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Yo Boys. I am write song.
Kohli Song
Edge Song
Why This Kohligiri Kohligiri Kohligiri-di
Why This Kohligiri Kohligiri Kohligiri-di.
Stance Correct?
Why This Kohligiri Kohligiri Kohligiridi.
No Drive Please?
Ah. Perth-la Hazle-wood-u
Coming down-u track-u
Line very tight-u tight-u
Josh gets extra bounce-u
Ah. Why This Kohligiri Kohligiri Kohligiri-di.
Why This Kohligiri Kohligiri Kohligiri-di
Next innings good-u start-u
Scores a ton at Perth-u
Eyes-u Eyes-u Relief-u Relief-u
Kohli Future-u bright-u
Ah. Why This Kohligiri Kohligiri Kohligiri-di
Why This Kohligiri Kohligiri Kohligiri-di
Maamaa Pink Ball Notes dekho?
No play at practice-u match-u
Pa Pa Pa Pan. Pa Pa Pa Pan
Pa Pa Pa Pan. Pa Pa Pan.
Ha Ha Ha Ha. Super V Ready?
Ready One. Two. Three. Four
Wha. What A Change Over Maamaa
Okay Maamaa. Now Ball Change-u!
Um. Starc-ka naya ball.... Only English.
Um. Ball-la Starc-u. Extra-bounce-u
Eyes-u Full-ah Fear-u
Confused mind-u. Ball-u come-u
Edge direct to Smith-u!
Ah. Love-u Love-u. Oh My Love-u
Got out same all tour-u
Cow-u Cow-u. Holy Cow-u
Please don't edge Scott-u!
God-u I am Dying Now-u
Virat will score how-u!
This-u Song-u For Kohli Boys-u
We Don't Have Choice-u
Why This Kohligiri Kohligiri Kohligiri-di. Oh
Why This Kohligiri Kohligiri Kohligiri-di
Edge Song.
@darshan221b Language is just a way of communication, not a measure of excellence. We all need to learn to be inclusive, not exclusive. World will be a better place. God bless you.