@vaewest I was just discussing the same with my HR this morning. I'd like to think that plans vary depending on what company your affiliated with. Still I cant say I'm fully familiarized with the scheme so I won't say I know in detail.
@vaewest we are well biased would be more appropriate in my opinion. Naturally we will have preferences to people close to our ethnicity, it's not a bad thing ( to me) But racism comes in various levels and once we are human we are capable of reaching those levels if we choose (?)
@lajondeau Yes its crazy.....and yes you hot the nail on the head with Flow. NCB for me personally not the worst but I do have the occasional issue with service.