Paul

Co-Founder @zyfai_ | Building secure, automated finance

[Paul @Paul_Laulan]

We’ve been working so hard on this one for months

Tested and audited, it gives every agent the ability to interact directly with Morpho markets

We’re starting with popular markets like USDC/cbBTC, USDC/wstETH...

This also unlocks a ton of financial strategies: agent credit management, carry trades and more

[Zyfai @Zyfai_]

Introducing Morpho markets on @Zyfai_ ⬆️

Your Yield Agent can now supply capital directly to @Morpho markets, bypassing curated vaults.

Choose the markets and collateral exposure you're comfortable with. Your personal rule-based Agent handles allocation, rebalancing and risk monitoring from your self-custodial Yield Account.

You own the lending positions, bypassing the intermediary vault's fees and the added risk of relying on a curator's allocation decisions.

[Paul @Paul_Laulan]

Interesting rebalancing

[Mardeni @Mardeni01]

A whale just refinanced his entire $46M BTC loan from AAVE to Fluid.

628 BTC collateral & $24.1M debt.

Why? Better terms:

- Max LTV: 81% → 85%
- Liquidation threshold: 85% → 90%
- Liquidation penalty: 5–7.5% → 3%

Refinance your loans in one click https://t.co/TbSVfBRp7j

[Paul @Paul_Laulan]

@stablecoin_p Ofc 🤝

[Paul @Paul_Laulan]

@stablecoin_p Impressed by how clean the city is

[Paul @Paul_Laulan]

Senior/junior tranches are a smart idea in DeFi.

But they only protect you from economic risk: bad debt, yield drops, small depegs.

They do nothing if the foundation breaks:

– smart contract bug
– bad opsec / compromised keys
– underlying protocol hacked

[Paul @Paul_Laulan]

@Sophietechchain Ahah yes

[Paul @Paul_Laulan]

Just arrived in London for the next 3 months! 🇬🇧

I’ll be in DAS today and tomorrow.

If you're looking to add an "Earn" feature to your product, DM me and let's grab a coffee. We can help you ship it faster.

[Paul @Paul_Laulan]

I don’t expect DeFi to become mainstream.

My parents don’t need to know what Aave or Morpho are. They just want the best rates they can get.

Zyfai is the bridge.

[Paul @Paul_Laulan]

@ltldragon7 @Zyfai_ That's the goal 🤝

[Paul @Paul_Laulan]

@WNK611 thanks man!

[Paul @Paul_Laulan]

@Zyfai_ @TIME 🤣

[Paul @Paul_Laulan]

@FTDA_US @Zyfai_ is the way

[Paul @Paul_Laulan]

It’s indeed what we need.

[Franklin Templeton Digital Assets @FTDA_US]

24/7 markets will require 24/7 monitoring.

AI Agents could be the unlock.

[Paul @Paul_Laulan]

Onchain credit curation is powerful when interest are aligned.

A curator which try to max extract perf fees by taking higher risk for users doesn’t align with user’s interest.

Previous cases: Stream Finance, Telos...

But some of them may aligned with your and your risk appetite

For example: Steakhouse, Gauntlet…

That’s why, choosing your curators is important

[Paul @Paul_Laulan]

@jake_the_slug @Zyfai_ Always

[Paul @Paul_Laulan]

Just shipped borrower monitoring on https://t.co/LGXeonqnEo

→ Borrower concentration
→ Health factor, share, and debt of each borrower
→ Exit paths
→ 24h DEX volume and depth
→ Liquidation simulation: what a liquidator puts in vs what the sale returns

[Paul @Paul_Laulan]

The yield game is hard.
90% of projects are heavily VC-backed, competition is fierce, and fees are low.

The real moat comes from what can’t be copied. For us, that means:
- Our community
- The incidents we’ve already avoided
- The TVL we’ve built so far

[Paul @Paul_Laulan]

@Shaggyz5150 Interesting, for FDIC it’s indeed true, taxes seems to be a huge blocker as well

[Paul @Paul_Laulan]

We’re all saying blockchains and stablecoins are the endgame for the financial system.

So what’s actually blocking mass adoption?

[Paul @Paul_Laulan]

@Bookof_Eth Aligned

[Paul @Paul_Laulan]

We got an amazing new lately, I’m really looking forward to say more.

It’s just the beginning of the Zyfai story