Pat Betley

[Pat Betley @PBets2142]

@TKopelman 5 years of expenses should be in bonds. A good advisor will never let you sell stocks during that 20-25% dip. Bonds ladders or Bond ETFs (maybe some in a Money Market) fund your withdrawal needs until the market recovers, which it always. Then you re-balance accordingly. Cheers!

[Pat Betley @PBets2142]

@RedWaveCrewHP 900

[Pat Betley @PBets2142]

@NycVipers Sorry to ruin your post, but Shaq was on the Magic in the 95-96 season. He signed with the Lakers in 96, which would make the 96-97 season his first in LA. They lost to the Jazz in the WCSF in 97. The Jazz lost in the NBA Finals a few weeks later to the Bulls. MJ avg 32 7 and 6.

[Pat Betley @PBets2142]

@Megalodon423589 @hovah76 Players with 75+ PTS & 25+ AST over any 3-game span in WNBA history:

— Caitlin Clark (9x)
— Sabrina Ionescu
I wonder if MJ was this much better at scoring and passing to teammates to score than the rest of the world?

[Pat Betley @PBets2142]

@Megalodon423589 @hovah76 The two of you have the most pathetic existence on the internet. Your entire personality is based on the hatred of another player. In a world full of hate, be a lover. Bless both your hearts!!

[Pat Betley @PBets2142]

@coachvint @CoachNickerson Did the mutual fund get to have fun playing baseball with his friends for 11 years? Although this analysis is accurate it assumes that the kid would have stayed in his basement for 11 years playing video games instead of going to camps or the family taking vacations.

[Pat Betley @PBets2142]

@CarolPe97937872 @FollowIncentiv This viewpoint has a huge crack in it. What about the 15-30 years before they pay off the mortgage? They will have no liquidity if you lose a job while you’re paying it off. They won’t be able to get a HELOC without a job.

[Pat Betley @PBets2142]

@zachmelloh26 If his 401(k) was $2m less he would still easily be over the income amounts to tax his SS income at its fullest extent. Also if he has $3.8m in his 401(k), he received hundreds of thousands of tax deductions. And he had decades of uninterrupted tax deferral.

[Pat Betley @PBets2142]

@Megalodon423589 @hovah76 She’s in Year 3 lol. MJ’s teams were under .500 in each of his first three seasons.

[Pat Betley @PBets2142]

@DBGyt_ You stole this from me haha. I said this a few days ago on another post siting Tyrone’s rant.

[Pat Betley @PBets2142]

@AtomicCafe7 @Ballislife The best part of this post is that Jordan’s teams were below .500 each season in his first three years lol.

[Pat Betley @PBets2142]

@drjaguarjd This guy lives in a delusional world. Her TS% was .588 her rookie year. Of the top scorers in the league the only ones ahead of her were Kelsey and A’ja which were .003% higher haha. Also, her assist% was off the charts compared to all other high scorers. Absolute non sense.

[Pat Betley @PBets2142]

@BobbyBizScout @DannyMcdou50156 A 30% tax rate at that income level doesn’t exist. No FICA, likely no state taxes and probably less than 15% effective federal tax rate. If you have a bond allocation to support income in a down market withdrawing 4% or less is not necessary. Probably could withdraw close to 6%.

[Pat Betley @PBets2142]

@BobbyBizScout @chaimshlomo18 @elyasandkhoy Even if there are no other options, in the event you may need to access money in a 401(k) you can still get it. The 10% will undoubtedly be less than the taxes saved when you contributed along with years of tax deferred growth. The main downside is loss of compounding growth.

[Pat Betley @PBets2142]

@hovah76 @vandal_muldoon It’s called an algorithm. CC fans get fed people who hate on CC so they engage in this site. Your entire life is built around hating on CC, therefore you inevitably pop up lol.

[Pat Betley @PBets2142]

@hovah76 This is some serious gaslighting. Your entire online personality is built around criticism of one player.

[Pat Betley @PBets2142]

@Ny_Skywalker @fatouyoomi Learn how to drive? It’s evident you’ve never watched her play and that you’re a bot.

[Pat Betley @PBets2142]

@nousername01rs @maestroxv_ But I was responding to the original post whining. And your post referenced whining. Are you sure?

[Pat Betley @PBets2142]

@nousername01rs @maestroxv_ This looks like it was in response to me instead of the original post. Must have been a mistake by you.