And here's why JPM is crushing everyone and expects to make a record $81BN in net interest income this year (up $7BN from its forecast just 3 months ago): it is funded by $2.4TN in deposits which cost it... 0.01%.
I think about this quote every day:
“I’m at that stage in life where I stay out of discussions. Even if you say 1+1=5, you’re right. Have fun.” - Keanu Reeves