Pete Cooling

Building @atumhq • The open payments network for global money movement

[Pete Cooling @PeteCooling]

the world is ready to be tokenized and crypto as a technology is winning

[Pete Cooling @PeteCooling]

@hashslayer76 @atumhq ✅

[Pete Cooling @PeteCooling]

The greatest magic trick of the mind is turning something you don't like to do into something you love doing.

[Pete Cooling @PeteCooling]

@hashslayer76 @atumhq hey @hashslayer76 please dm me and I’ll direct you to the appropriate place

[Pete Cooling @PeteCooling]

@cuysheffield 👀...

[Pete Cooling @PeteCooling]

@rparekh @cuysheffield @monad @wex @droes00 Love to see this, congrats @rparekh 🙌

[Pete Cooling @PeteCooling]

@cnaut Love this 🙌

[Pete Cooling @PeteCooling]

@rooqster 🔥

[Pete Cooling @PeteCooling]

I recently talked about my thesis on High-Frequency Payments on @TokenizedPod. Here’s a deeper dive into where I see the future of payments going.

https://t.co/3DT8M7TvuA

[Pete Cooling @PeteCooling]

@brettcalhounn execution velocity in the age of AI is not a moat

high quality, differentiated products you can sell is the only moat

[Pete Cooling @PeteCooling]

"For centuries, we built machines to extend our physical capabilities. For decades, computers extended our minds...What it meant to think, communicate, and ultimately, to be human, will fundamentally change."

Disagree. AI is another expression of life's evolution, not a fundamental change in its nature.

[Pete Cooling @PeteCooling]

@shivsiroya 🎯

[Pete Cooling @PeteCooling]

@mashadrokova bad take: founders who only think about the company miss out on acquiring wisdom gained from hobbies and interdisciplinary experiences

focusing obsessively means applying lessons learned from hobbies to advance the company. That is true obsession.

[Pete Cooling @PeteCooling]

AI will NEVER have what humans can offer: the right brain aka creativity + intuition.

AI can copy, replicate, repeat, remember what has already been created, find new patterns based on mathematics, code etc. But it can NEVER create something new and unique like the creative + intuitive mind is capable of.

The pyramids of giza, taj mahal, beethoven’s 9th, kind of blue, sistine chapel, the odyssey, etc etc will continue to be streamed as inspired thoughts into the human mind. AI can be prompted or take those inspired thoughts as inputs to the model and reproduce them from there…but that’s all

[sarah guo @saranormous]

the problem with writing an essay
is you really think you know what you're going to say
and then you say it
and it's ordered wrong
and then it's too long
and then it doesn't hang together
and then it doesn't have its meat anymore
and then...

sadly, AI cannot yet help with that

[Pete Cooling @PeteCooling]

@adamshuaib Learn to love rejection. Get better after every No. Never give up. And remember all the people who will live with the mistake of failing to invest in your company.

[Pete Cooling @PeteCooling]

@nassyweazy @Bastion Congrats @nassyweazy 🙌

[Pete Cooling @PeteCooling]

@0xAvious Agree there are huge network effects, but a single stablecoin issuer is not able to achieve them

If it were possible, Coinbase would never hedge their bets against USDC and join OUSD

[Pete Cooling @PeteCooling]

Love Circle and USDC, but it is highly unlikely a single company will domonate issuance of USD-backed tokenized money. We will see continued fragmentation likely leading to a fat head of ~5 USD denominated stablecoin issuers and a long tail that resembles internet traffic today.

OUSD is the first major experiment in this direction, and the brands behind it have major distribution channels.

People said the same thing about payments chains. The duopoly was supposed to be Base and Solana…then came Tempo and Arc.

This story is far from over, and I personally can’t wait to watch it play out.

[Yano 🟪 @JasonYanowitz]

People love to argue the bear case for Circle.

But every new founder I meet defaults to using USDC as their core asset.

> trading collateral, agent payments, lending markets, neobanks, stablecoin checkout, fundraising, etc

The network effects of money are very strong.

[Pete Cooling @PeteCooling]

@RogueCfpb Bingo! Stablecoins are and agent payments are next

[Pete Cooling @PeteCooling]

The ability to send and receive money quickly is a personal freedom we don’t experience in the world today

[Pete Cooling @PeteCooling]

@nealkhosla @sarthakgh 🎯