@unusual_whales Every other loan in the world gets underwritten. Smart thing to do. Not only for the taxpayer, but the student as well. No reason to encourage taking out a loan for low ROI degrees.
To want something, is also to recognize something you don’t have.
Not having something gives us purpose. For there is nothing gained, unearned.
No great feat came from inaction.
Want with conviction, gain with discipline, achieve with grace.