Pingu's Snowball ❄️ 🇬🇧

Waddling my way to financial freedom — one compound interest snowball at a time 🐧

Bullish Bitcoin/AI/Tech 🤑

Austrian Economics & Free Market Capitalism 📈

[Pingu's Snowball ❄️ 🇬🇧 @PinguStacks]

Here's where all the magic happens 👀

WFH I think it's really important you do everything you can to create the right environment for you to be productive and enjoy your job. 🙌

$SMSN @Samsung UW G9 Neo Odyssey doing bits. 😈

Whiteboard for important tasks for the day. ✅️

And a fridge for a cheeky energy drink on tap. 😂👀

I can have multiple applications open at once for multi tasking, secondary screen hooked up to my personal rig to keep an eye on the markets, you lovely lot, and run YouTube/Spotify in the background. 👍

What's everyone elses WFH and investment set up look like? 🐧

[Pingu's Snowball ❄️ 🇬🇧 @PinguStacks]

But you are seeing investments as binary, saying I cannot invest in blockchain technology... only bitcoin.

Yet you invest in ETFs, Tesla and rentals?

One rule for you one rule for me?

If you believe $BTC is the best, why not full port all your $TSLA, sell all your rentals, port your 401k into $BTC?

Because diversity is not a bad thing... you just have a strange unwillingness to accept blockchain technology has an value whatsoever outside of $BTC.

[Pingu's Snowball ❄️ 🇬🇧 @PinguStacks]

I'm not suggesting anyone goes out and buys USDC and holds it lets be clear.

But why would you have such a hard stance on $CRCL being a shitcoin business, when you clearly invest in other equities that are not BTC related?

You think they can disrupt payment rails, but the leading publicly traded stablecoin company is a useless investment?

I struggle to get your logic

[Pingu's Snowball ❄️ 🇬🇧 @PinguStacks]

@RonSwanonson You haven't really answered the question

[Pingu's Snowball ❄️ 🇬🇧 @PinguStacks]

@TimeSpeak_ I bought a load of $MSTR on US open today haha 😂

[Pingu's Snowball ❄️ 🇬🇧 @PinguStacks]

Tell me Ron, just out of curiosity, when you purchase your $BTC, you have never used stablecoins to complete that purchase?

You don't think stablecoins can innovate payment rails to stop Mastercard and Visa from taking their 3% fees?

$USDC is a shitcoin and the $CRCL business is a waste of time? But you'll buy Tesla at a extremely high P/E?

You are speaking to me like I've just said I've bought ShibaInu meme coins...

[Pingu's Snowball ❄️ 🇬🇧 @PinguStacks]

You don't have to be all in $BTC you know, you can believe in $BTC, and other things too.

Investing is about making money, not tying your entire wealth to one asset class.

And this is coming from someone that's literally got 75% or so of my NW in either $BTC or $BTC related equity positions.

[Pingu's Snowball ❄️ 🇬🇧 @PinguStacks]

@RonSwanonson How do you know what I bought?

Not *all* my allocations are pure $BTC companies, hence the wording

[Pingu's Snowball ❄️ 🇬🇧 @PinguStacks]

I was more terrified buying AI at ATHs, stocks that pumped 1000% in a year, than buying BTCTCs at an 75%+ discount from ATH personally 🙌

I'm young enough to go out on the risk curve for that life changing generational wealth, will rotate more into ETFs after the next run (if it happens) 👍

[Pingu's Snowball ❄️ 🇬🇧 @PinguStacks]

The ISA pivot is complete 👀

£16,454 rotated from wider stock market profits into cryptocurrency related companies.

$MSTR 50%, $ASST 10%, $XXI 10%, $COIN 10%, $BMNR 7.5%, $CRCL 7.5% $SWC 5%

Total value £48,682 as of market close, managed to get into green on the day, despite $BTC crashing overnight last night to $61.5K.

I have strong conviction in all of the above stocks and will most likely do a deeper dive on these on a separate occasion.

I have summarised my thesis on $BTC recently in other posts so I won't do so again, all I will say is the following...

The time is now to make generational wealth. 🫡🐧

If you have any questions about any of the holdings feel free to ask any questions - does anyone hold some of these?

[Pingu's Snowball ❄️ 🇬🇧 @PinguStacks]

@ViralMuzik1989 All depends on your conviction to the underlying $BTC really, if it recovers from here to ATHs, $MSTR by default will outperform.

You're looking at a 200% vs a 400% return.

Even as of today, it is the best performing asset class since $MSTR adopted a treasury strategy.

[Strategy @Strategy]

Think in Epochs. $MSTR

[Pingu's Snowball ❄️ 🇬🇧 @PinguStacks]

@KraussH0use @HermesLux I think he's referring to higher lows... but I can see what you mean too tbh

[Pingu's Snowball ❄️ 🇬🇧 @PinguStacks]

@AFCTMG Sounds good mate have a good one 🫡

[Pingu's Snowball ❄️ 🇬🇧 @PinguStacks]

You are right there, I'm investing in the idea that the company will continue to be able to inrease BPS, whilst not facing any problems with converts due between 2028 - 2032, and the dividend obligations.

I listen to all the earnings calls and keep up to date with all the news, I'm relatively unphased to be honest, I think he is an easy scapegoat in a bear market but imo digital credit is a financial innovation and he's been the biggest supporter of the $BTC industry.

The only way I see $MSTR facing difficulties, is if $BTC tanks to $20k and stays there for years, past the convert timeliness... but if that did happen, the fundamentals thesis for $BTC itself would be in question.

Basically, I think if you're bullish $BTC it is a no brainer trade. If $BTC has a multi-year severe and sustained bear market... yeah okay I'm in trouble, more than I would be in spot $BTC.

But I'm willing to take that risk 👍

[Pingu's Snowball ❄️ 🇬🇧 @PinguStacks]

@Lizardhunt_ Exactly mate.

I think best place for asymmetric returns bets is definitely the ISA.

My GIA can tick away at a more sensible pace hopefully in the right direction and I will unlikely need to pay any CGT because it's a less volatile selection.

[Pingu's Snowball ❄️ 🇬🇧 @PinguStacks]

Honestly mate I've spent hundreds of hours researching the lot accumulatively haha, and even more on the underlying $BTC 😂

I think I will put a post out on each of them to give them a bit more background, but in the meantime if you have any qs fire away... I can try and provide as brief summaries as possible.

Delving into the financial engineering of treasury companies though usually sends people to sleep ( they aren't all treasuries) 😂

[Pingu's Snowball ❄️ 🇬🇧 @PinguStacks]

@Bhavin40324 @wildgoosejon Thank you mate, I did watch a little bit of it... it was actually held on my Birthday haha I had just got back from holiday.

Need to have a propr watch of the full thing at some point 👍

[Pingu's Snowball ❄️ 🇬🇧 @PinguStacks]

Stock to watch out for for anyone bullish on $BTC 🚀

$SWC has a great community behind it and they are leading the way with integrity and transparency.

Largest BTCTC in the UK, listed on LSE and has a digital credit offering in the pipeline.

If you're from the UK and want to support your home turf - give this one a look. 🫡🐧

[Chief OG @andysmith_asap]

Its been a rough couple of weeks with Bitcoin and The Smarter Web Company share price; however, mNAV has got above par when other treasury companies have seem a compression in mNAV over the same period, which i think is not an accident after Monday's Proposed Capital Reduction announcement to issue the first preferred perpetual equity in the UK.

LSE: #SWC | OTCQB: $TSWCF | FRA: $3M8

[Pingu's Snowball ❄️ 🇬🇧 @PinguStacks]

Thank you mate, ill need it haha 🙌

Honestly I made a £18K gain on BTC last year and it really put me off, if it did run up to crazy numbers, the tax bill would be substantial.

But more importantly, if I believe in BTC fundamentally, I would rather invest in assets that would outperform the underlying on the run up.

$MSTR for example peaked at $550.

BTC return to ATH is a 200% ROI from here, $MSTR to ATH is a 400% ROI

I'll take the tax free 400% over the taxable 200% any day of the week.

Of course this is all heavily reliant on BTC going up over the next couple of years, if it doesn't... then I'm screwed double time 😂 haha.

[Pingu's Snowball ❄️ 🇬🇧 @PinguStacks]

I agree with your message entirely, as the general public should be investing in index funds, but...

The wealthiest people I have seen are not index fund investors, /r/raceto10million is full of degenerate traders buying hundreds of thousands of short dated options out the money, LEAPs etc. on high beta stocks with high concentration.

Index funds secure wealth and guarantee steady compounding... but next level generational wealth is only possible through going out on the risk curve.

Nobody is becoming a multi millionaire on a normal salary through 8% a year compounding.

[Pingu's Snowball ❄️ 🇬🇧 @PinguStacks]

Thank you mate appreciate it.

What's your NW and allocations looking like at the moment?

It was so tempting to go heavy on AI, but selling low to buy high just felt fundamentally risky to me.

I'm bullish tech/AI and always will be, but these are now just smaller plays in my GIA whilst I bring in new cash flow.

Hoping for 20K GIA target by next April so can move it all across to ISA on the reset 👍

[Pingu's Snowball ❄️ 🇬🇧 @PinguStacks]

@FynnBryan Good luck mate amazing for your age, following along on the journey 🫡