The latest UK mortgage approvals data from the Bank of England this morning...
There were 53,443 mortgage approvals in September 2026, which is 2.5% lower than in August & 19.4% lower than a year ago. (1/n)
#ukhousing#ukconstruction
Outcode rankings scored 0 to 100 for Family, Young Professional or Investor help you get your bearings fast.
Check commute, safety, schools, amenities and flood risk with data first, then use persona-scored outcode rankings to compare places you have never visited.
House Prices vs Mortgage Rates vs Wages
You can see the rates shock in 2022 impacting affordability negatively, then wage growth helps it recover.
In the last few months, the rise in rates has dominated wages and affordability has slightly worsened.
On a £400,000 house, a standard buyer pays £10,000 in stamp duty, due within 14 days of completion.
Stamp duty is tiered, so you only pay each rate on the slice above the threshold. Second homes and buy-to-lets add 5% on every band.
Retail sales volumes rose by 0.7% in the three months to September 2026 compared with the previous three months.
Fuel sales rose following their poor previous quarter, whilst warm weather helped sales of food and beverages in the latest three months.
Before you offer, check
What would you investigate first at a viewing: flood information, nearby planning, or the sales history?
Check your postcode for free at https://t.co/ZWmtu27zgg.
#UKProperty
Before you offer, check. What would you investigate first at a viewing: flood information, nearby planning, or the sales history?
https://t.co/UNIRzxXhTL