My advice to Gen Z
Exceed in secondary school
Get a degree from public university in a field with promising job path (unless in medicine or engineering, the a prestige university or poly-technical institute)
Make yourself indispensable in your career
Live frugally
Save money every paychecks
Buy a duplex when you can afford to
Regularly buy SPY and Bitcoin in 8 to 2 ratio -- then HOLD for 20-30 years
DO NOT BECOME AN ACTIVE TRADER
Hope for massive bear market in stocks so that you can avg down
Retire at age 55 in upper 1% of wealthy households