Prism Yield

your stock stays. its interest pays for ai. xstocks and usdc on solana earn NOTE, $1 of ai across 300+ models. $PRISM

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[Prism Yield @Prism_Yield]

Three of the four things on the Then list were built this weekend: routing for every app, agents over MCP, and agents that pay from their own vault interest. What was built, how it was checked, and what holders get. https://t.co/dbuRVSXjlt

[Prism Yield @Prism_Yield]

1.5 million people hold tokenized stocks on Solana.

A Prism stock vault will let one earn on top of its price, without selling it:
SPYx, NVDAx or QQQx stays as collateral on Kamino,
30% of its value is borrowed in PYUSD and lent in Kamino's main market,
and the spread becomes NOTE.

Kamino's record of that route starts on 4 Sep:
1,241 hours, not one below zero.

An outside review comes before the first vault opens.

[Solana @solana]

1.5 million people now hold tokenized equities on Solana. A new all-time high, 5x since August.

[Prism Yield @Prism_Yield]

Not once below a dollar per NOTE.

Every NOTE is minted in the same transaction that pays its dollar into the reserve.
The drops page now draws the reserve after every transaction since launch, read from the chain:

595 transactions
lowest 1.0000 USDC per NOTE
now 1.0229: 236.73 USDC behind 231.43 NOTE

Some holders burned NOTE from their own wallets.
Those dollars stayed in the reserve.

Interest and drops mint through this one reserve today.
Stock vaults will too.

[Prism Yield @Prism_Yield]

Not one hour below zero.

A Prism stock vault will hold SPYx, NVDAx or QQQx as collateral on Kamino,
borrow PYUSD against 30% of its value,
and lend that PYUSD in Kamino's main market.
It earns only while lending pays more than borrowing costs.

Kamino keeps a record of that route, hour by hour, from 4 Sep:
1,237 hours
lowest +0.08%
mean +3.60% a year
now +4.48%

None of them below zero.

The stock is never sold.
The spread becomes NOTE.
The roadmap now draws this every hour, before the first vault opens.

[Prism Yield @Prism_Yield]

14 million wallets on Solana hold stablecoins.

Sitting in a wallet, a stablecoin earns its holder nothing.

In Prism's USDC vault it is lent on Kamino, 4.40% a year today,
and every 30 minutes the interest becomes NOTE:
one per dollar, backed by USDC in the reserve,
spendable on AI once chat opens.

Withdraw at any slot.

[Solana @solana]

JUST IN: 14M+ stablecoin holders on Solana

[Prism Yield @Prism_Yield]

Monday.

Over the weekend:
20 more drops, 34 in all
234.42 NOTE paid to 280 wallets
three Then items built and moved up to Next
the front page now says what holding pays

Next, in order:
the outside review and the first stock vault
chat and the API, with MCP, routing and agents opening together

No dates.
The order is set.

[Prism Yield @Prism_Yield]

Routing for every app, in one file.

Wrap the OpenAI client you already use.
Simple requests go to the same lab's cheaper model.
Everything else stays on yours.

If Prism takes longer than 0.8 seconds, the request goes to your model unchanged.

Prism never sees your provider key or the reply.

Opens with the API.

[Prism Yield @Prism_Yield]

There is a changelog now.

Every day since launch, in one list:
what went live
what is built and opens next

Today so far:
the next stock, read every hour
closed stocks across every Kamino market
chat that starts on a model you can use

10 live.
6 built.

[Prism Yield @Prism_Yield]

Every hour, Prism now reads all 50 Kamino lending markets.

It is looking for the next stock a vault can open.

The test:
does the stock's own market lend PYUSD
for less than Prism earns lending it on?

Today 3 stocks pass.
8 more are waiting on a market that lends PYUSD.

When one opens, the vault program can take it without a change.

[Prism Yield @Prism_Yield]

Before chat and the API open, every line of the docs has to run.

As of this weekend, it does:
spending limits per key
allowed models per key
pause a key at once
OpenAI-style error codes
streaming, charged when it ends
a list of every charge, with tokens and cost

And agents will sign in with their own wallet and get their own key.

It all opens together.

[Prism Yield @Prism_Yield]

Sunday preflight for the stock vaults.

Twelve checks per stock, read from mainnet.
36 of 36 pass.

The spread is still open:
PYUSD borrowed at 0.88%
lent at 5.42%

On a 30% loan, that is about 1.38% a year on top of the stock.

Next step: the outside review.

[Prism Yield @Prism_Yield]

25 drops so far.

202.06 NOTE paid to 219 wallets.
No staking.
No claim.

Hold 0.1% of the supply and it lands in your wallet.

Every NOTE is backed by USDC in the reserve.
Right now: 202.06 USDC for 197.79 NOTE.

[Prism Yield @Prism_Yield]

Update to the map.

Three things from the Then list are built and moved up to Next:

Routing for every app.
Agents over MCP.
Agents that pay from their own vault interest.

Once it opens, an agent signs in with its wallet,
deposits USDC,
and the interest becomes the credit it spends on AI.

The deposit is never touched.

All of it opens together with chat and the API.

[Prism Yield @Prism_Yield]

Interest that pays for AI: from dollars today, from stocks next, spent by people, apps and agents after that. Everything Prism is building, in the order it ships, and where $PRISM holders sit in it. https://t.co/eYO3UDuxQc

[Prism Yield @Prism_Yield]

Shipped today:

Links to Prism now open as a card.

The drops page gets its own, drawn live from the vault program.
Drops so far.
NOTE paid to holders.
Wallets paid.
USDC behind each NOTE.

As of the moment someone shares it.

[Prism Yield @Prism_Yield]

Six NOTE drops since 08:00 UTC.

Wallets above the 0.1% line in each one:
55, 57, 62, 72, 73, 71.

Yesterday that number sat between 33 and 51.

21 drops in all.
192.62 NOTE to 206 different wallets.
Every NOTE backed by USDC in the reserve, read straight from the vault program.

[Prism Yield @Prism_Yield]

Then on the roadmap: routing for every app.

Most apps send every request to one strong model.
Plenty of those requests don't need it.

Routing will let any app, on any chain, ask Prism which model fits each request, then call that model with its own key.

Prism never sees the key.
It doesn't keep the request.
If Prism is slow, the request goes to the app's usual model.

$0.0002 a routed request.
After chat and the API.

[Prism Yield @Prism_Yield]

Then on the roadmap: agents over MCP. Prism will run a remote MCP server, so Claude Code, Cursor and other agents can call any model with NOTE: ask_model for a second opinion or a cheaper hand-off, list_models with prices, and get_balance for what the key can still spend. Adding it to Claude Code will be one command. It comes after chat and the API.

[Prism Yield @Prism_Yield]

Shipped today: the drops page now draws every drop. Bars are the NOTE each one minted, dots are the wallets it reached, and the launch-hour drops are cut and labelled so the rest stay readable. 15 drops so far, 175.89 NOTE, 155 different wallets, all read from the vault program.

[Prism Yield @Prism_Yield]

Over 100 tokenized stocks and $300 billion of volume, and every one of those stocks earns nothing while it sits in a wallet. That is the gap the next Prism vault is for: keep the stock, borrow 30% of its value against it, lend that, and turn the spread into NOTE, about 1.59% a year of the stock's value at today's rates. Not deployed yet; an outside review comes first.

[Solana @solana]

This is what tokenized equities on Solana look like right now

“We’ve done over 100 listings on Solana. Over $300 billion in volume, and that’s rising. When SpaceX launched, we launched that within minutes of the IPO.”

@shadddowfax @sunrise @scottmelker