Shriram Sharma

Founder - YourEA

CA, FRM, CFA

Living a low key life in a status-driven society

[Shriram Sharma @RamDadhich14]

We're #teaching this to our kids then we talk about #racism. My 10 years niece thinks that being fair is good thing.

We are failing them as a parent by showing them #white_is_beautiful and #black_is_ugly.

It's humble please look into this.

[Shriram Sharma @RamDadhich14]

Now I really don't understand which one to believe and which one to not. @ICICIBank @ICICIBank_Care @ICICI_Direct Please look in to it.

[Shriram Sharma @RamDadhich14]

It becomes really difficult to identify and avoid hidden charges when a bank like ICICI gives you false promises in writing. I don't know if I have misread or misinterpreted anything here, please correct me if anyone can.

Here is what happened, I'm attaching SS as well

[Shriram Sharma @RamDadhich14]

Then they completely changed their first answer and reverted to this

[SAUMYA SHAH @saumyashah6]

I am very excited about the growth of fixed/corporate deposits in the next 3 years.

At @tarrakki_ we will soon launch APIs and a white-labeled product for any/everyone who would like to distribute FDs.

DM me or @RamDadhich14 to know more.

[SAUMYA SHAH @saumyashah6]

Another interesting trend I noticed in one of the annual reports was over 61% of the public deposits are maturing beyond 3 years. This is helping NBFCs build stability and manage their ALM.

[SAUMYA SHAH @saumyashah6]

raising money from public deposits helps these NBFCs to control the WACC.

Raising from NCDs is at 7.43% v/s Deposits at 5.84%.

While deposits are just 8% of the o/s borrowing, I do expect this 8% to significantly incr in the coming years as digital initiatives increase

[SAUMYA SHAH @saumyashah6]

Keep an eye on the balance sheets of deposit-taking NBFCs in 2023-24. Monies collected from public deposits are going to increase significantly. Just between the top 3 NBFCs, this amount stands at 50,000+ Cr.

[Shriram Sharma @RamDadhich14]

🥳🥳

[SAUMYA SHAH @saumyashah6]

15 days into December and @tarrakki_ has already crossed last month's revenue and is set for a 2x MoM growth. Looks like the team is set to start 2023 with a bang. 🥳 💪🎅

@shailysshah @RamDadhich14 @JenilKothari3 @BhavikDrj

[Shriram Sharma @RamDadhich14]

@Kothari_Ankit @saumyashah6 @tarrakki_ Hi Ankit,

Tried reaching out to you on Sunday evening itself on your registered number but could not connect. Could you please DM me your contact number and convenient time?

We really appreciate your patience.

[tarrakki @tarrakki_]

Are you an NRI and looking to invest in mutual funds?

NRIs can now invest in mutual funds in India through https://t.co/LbYj1pFZgq

Checklist that NRI must have to invest in mutual funds in India (🧵)
#NRImutualfunds #mutualfunds #mutualfundssahihai #nonindividualresidents

[tarrakki @tarrakki_]

2021 investor: it is not a good time to invest as markets are on a rise
2022: Markets are going to fall further so let’s wait to start #investing

Timing the market is useless unless you are really good. So, continue your #SIPs to get the maximum benefit of rupee cost averaging

[tarrakki @tarrakki_]

tarrakki's vision is to make wealth-building accessible to everyone in India. To accomplish this, we set out to eliminate barriers for others to provide high quality investment experiences.
With our APIs, consumer-facing fintechs & banks can launch investing products in few weeks

[tarrakki @tarrakki_]

Papa k business treasury ko optimize karo 🚀

https://t.co/LbYj1pnQ2i pe login karo to start investing

[tarrakki @tarrakki_]

Shining light on some money lessons you can teach your kids.

Start an SIP in the name of your kid to fulfill his/her future goals

minor investing now available on https://t.co/LbYj1pnQ2i
@Elevo_ is a brand of tarrakki

#teens

[tarrakki @tarrakki_]

Have a baby 👶🏻?

Start planning for your kid under the age of 18 for his/her financial future by investing in his/her name in mutual funds on https://t.co/LbYj1pnQ2i

Yes, minor investing is now incredibly easy through @Elevo_

#children #goals #kids #parents #education

[Elevo @Elevo_]

Excited to share that @Elevo_ is now a part of the @Razorpay Rize Marketplace!

Offering: All the Razorpay Rize startups will be offered treasury advisory at no additional cost and receive help with allocating surplus capital based on their working capital cycles and cash flows

[Shriram Sharma @RamDadhich14]

@Elevo_ @Razorpay This will help a lot of startups in better treasury management of their surplus money.