RateStreet Financial

Canada's REAL Best Mortgage Rates

[RateStreet Financial @RateStreet]

🏦 RateStreet Rate Outlook — week of July 2

The Bank of Canada policy rate sits at 2.25%.
Going into the July 15 decision, our engine's call is a hold — hold 66% / cut 13% / hike 21% (medium confidence).
https://t.co/7UH153xsA3

[RateStreet Financial @RateStreet]

Bank of Canada maintains policy rate at 2.25%.

Next policy rate announcements dates:

June 10th
July 15th
September 2nd

https://t.co/iJgaydNALB

[RateStreet Financial @RateStreet]

Bank of Canada maintains policy rate at 2.25%

https://t.co/O9ABRbx3Fx

[RateStreet Financial @RateStreet]

Bank of Canada maintains policy rate at 2.25%. Upcoming announcement dates:

March 18
April 29
June 10

https://t.co/xmxvT57iRb

[RateStreet Financial @RateStreet]

Merry Christmas and Happy Holidays To All!

[RateStreet Financial @RateStreet]

As broadly anticipated, the Bank of Canada maintains policy rate at 2.25%

Next Bank of Canada meeting schedule:

January 28
March 18
April 29

https://t.co/mHT0rk4XGV

[RateStreet Financial @RateStreet]

Employment declined by 66,000 jobs in August 2025, largely the result of a decline in part-time work. The unemployment rate rose to 7.1%.

Next Bank of Canada meeting, Sep. 17th. %⬇️

#CanadaEmployment #BankOfCanada #PolicyRate #VariableMortgageRates

https://t.co/LappRBULMZ

[RateStreet Financial @RateStreet]

2025 State of the Housing Market Report: Annual Consumer Survey

https://t.co/DV6DMiMHFj

#CanadaHousing #Mortgages

[RateStreet Financial @RateStreet]

Canada & US market volatility charts this week

Banks and mortgage investors don't have a crystal ball, but they do like stability. News like 35% Tariffs, and massive (258K) job loss revisions likely lead to increased risk premiums on both sides of the border.

#Mortgages

[RateStreet Financial @RateStreet]

Canada’s US Tariff’s increased to 35%

https://t.co/KohRk8Mlwv

#Tariffs #Inflation #CPI #BankOfCanada #PolicyRate #InterestRates #Mortgages

[RateStreet Financial @RateStreet]

Bank of Canada holds policy rate at 2.75%

“If a weakening economy puts further downward pressure on inflation and the upward price pressures from the trade disruptions are contained, there may be a need for a reduction in the policy interest rate.”

https://t.co/w1N9UelB77

[RateStreet Financial @RateStreet]

The Bank Of Canada is expected to stay put tomorrow, but perhaps what’s more interesting is the difference in predictions from the banks.

Desjardins expects 3 more cuts this year. BMO expects 3 cuts by July 2026, while RBC predicts no changes at all.

https://t.co/9CgzhbKKCt

[RateStreet Financial @RateStreet]

Employment Insurance stats for May are released tomorrow. Here’s a preview..

https://t.co/QcUsQSAfay

Bank of Canada’s next meeting July 30.

#CanadaEmployment #BankOfCanada
#PolicyRate #InterestRates #Mortgages

[RateStreet Financial @RateStreet]

Great question. On the surface it would appear that Seller's are slightly moderating prices, and pent-up Buyer's have had time to increase their affordability, as wages have increased.

[RateStreet Financial @RateStreet]

🏡 CREA’s Canadian housing market report for June 2025:

➡️ Home sales up 2.8% May to June

➡️ Non-seasonally adjusted sales up 3.5%

➡️ MLS® Home Price Index (HPI) flat (-0.2%) month-over-month, down 3.7% year-over-year

CREA’s Report 👉 https://t.co/hgvYLq7Trt

#CanadaHousing

[RateStreet Financial @RateStreet]

Happy Canada Day! 🇨🇦

[RateStreet Financial @RateStreet]

Today Switzerland’s central bank led the way to 0%, again.

https://t.co/fhlnBCT7QI

#CentralBanks #BankOfCanada #MonetaryPolicy #InterestRates

[RateStreet Financial @RateStreet]

Canadian renters are waiting for home prices to drop before buying — they could be disappointed

https://t.co/4IVgyu6RP3

#CanadaHousing #CanadaHomePrices

[RateStreet Financial @RateStreet]

CMHC gives up on goal to return to 2004 housing affordability levels

#CanadaHousing

https://t.co/1RgPn9D8jJ

[RateStreet Financial @RateStreet]

StatsCan: Unemployment rate rises to 7.0%, the highest since 2016

#StatsCan #Unemployment #BankOfCanada #MonetaryPolicy #InterestRates

https://t.co/oeH0j9ekWM