Learning Real Estate Investing | Day 8
Topic: Subject-To Financing
Subject-To lets buyers take ownership while paying the seller's existing mortgage.
The upside? Keep a potentially lower interest rate.
The catch? Due-on-sale risks and the seller remains liable for the loan.
Learning Real Estate Investing | Day 7
Topic: Balloon Payments
A balloon payment is a large lump sum owed at the end of a loan term.
The upside? Smaller monthly payments.
The catch? You may need to refinance or sell the property to pay the remaining balance.
Learning Real Estate Investing | Day 7
Topic: Due-on-Sale Clauses
A due-on-sale clause lets a lender demand full loan repayment if a property is sold or transferred.
The risk? Seller financing may trigger this clause if the seller still has a mortgage.
Learning Real Estate Investing | Day 6
Topic: Seller Financing
Seller financing lets buyers pay the seller directly instead of a bank.
The upside? Negotiable down payments, rates, and terms.
The catch? Balloon payments and potential risks with existing mortgages.
Learning Real Estate Investing | Day 5
Topic: BRRRR Method
BRRRR = Buy, Rehab, Rent, Refinance, Repeat.
Buy undervalued, renovate, rent, and refinance to recover capital.
The upside? Reuse capital to grow your portfolio.
The catch? Renovation costs and refinancing risks.