I’ll give you 10.
1. Buy a car before you build a house.
2. Start investing now. Even if it’s just ₦10,000 every single month. Give it 10 years and you’ll thank yourself.
3. Never spend money to please anybody. Spend only when it's needed. Know the difference between needs and wants.
4. Invest in your future, not in validation. Don’t buy the latest iPhone just so people can see you have money. A smartphone is a smartphone.
5. Live on 70% of your salary. The other 30% goes strictly into savings and investments. No excuses.
6. Stop womanizing. Find one good woman and stay loyal. Womanizing costs far more than you think.
7. Never engage in fraud. You’ll only destroy your future. Dirty money will cost you your peace and your health.
8. If you earn ₦100k a month, your rent should never exceed ₦100–150k. You shouldn’t have to save for months just to pay rent. One month’s salary (or one and a half at most) should cover it.
9. Invest in mutual funds.
10. Invest in good books. Read financial books. Here are 10 I recommend:
- The Richest Man in Babylon - George S. Clason
- Rich Dad Poor Dad - Robert Kiyosaki
- The Psychology of Money – Morgan Housel
- I Will Teach You To Be Rich – Ramit Sethi
- The Millionaire Next Door – Thomas J. Stanley
- Think and Grow Rich – Napoleon Hill
- Your Money or Your Life – Vicki Robin
- The Intelligent Investor – Benjamin Graham
- Atomic Habits – James Clear (money is built on habits)
- A Random Walk Down Wall Street by Burton Malkiel
Above all, love God.
“Apart from that, what else do you do?”
Nigerians have been conditioned to think you must be doing multiple things to make money. You tell somebody what you’re doing and they ask “apart from that, what else do you do?”
You people don’t know how to sleep or relax? There are people with multiple jobs whose total income is not up to N400k monthly. Don’t get me wrong, I’m not blaming you. I just hate what Nigeria does to us as a people. It is really not fair.
People are doing care job alone and they comfortably pay their bills. In Nigeria, Lawyers and Doctors are being told to learn a skill. Learn what skill again? Engineers are learning other skills just to add another N200k to their salary. It is not fair ooo
Heavenly Father, thank You for the gift of a new week. Thank You for Your love, mercy, and faithfulness that have carried us this far.
As we begin this week, go before us,
Protect us and our families from every evil. Let this week bring good news, divine opportunities, answered prayers, and unexpected blessings. Replace every fear with peace, every delay with progress, and every struggle with victory.
May our hearts remain grateful, our faith remain strong, and our hope never fade. Let this be a week of breakthroughs, testimonies, and joy.
In Jesus’ name, Amen. 🙏❤️
#HAPPYNEWWEEK❤️🙌
I am a magnet for wealth and abundance flows to me effortlessly from multiple streams. Every door I need open is already open. Favor follows me wherever I go. My cup overflows. There is more than enough for me and everyone connected to me.
I affirm.
I attract money 🍀
I attract wealth 🍀
I attract security and stability 🍀
The universe pours money into my life
Wealth is my birthright 🍀
I was born to be abundant 🍀
Money is always available to me 🍀
I place no limits on the amount of money I can make 🍀
I am a master at attracting money into my life 🍀
The universe is on my side 🍀
I Affirm 🍀
Everything works to my favor. Even in moments of uncertainty, I know the universe is guiding me toward the best possible outcomes.
Every delay, every detour, every challenge is a setup for something greater.
I attract blessings, opportunities and breakthroughs effortlessly.
What is meant for me will always find me and I trust that all things both seen and unseen are aligning perfectly for my success, peace and abundance.
I affirm.