abang ini cerita hati hati kalo ada KPR yang DP 0%:
- dp itu indikator kesiapan finansial
- kalau nabung dp aja susah, berarti belum mampu
- beli rumah bukan cuma dp
- ada biaya ajb, bphtb, pajak, biaya bank (3,5-4% dari plafon)
- kalau dp & biaya bank sama-sama disubsidi developer, itu makin bahaya
- dp 0% bikin orang cepat dapat rumah, tapi belum tentu layak punya rumah
- biasanya orang yang kepincut dp 0% juga kepincut bunga fix murah di awal
- ujungnya kejebak bunga floating yang bisa naik sampai 4x lipat
FT > Foreign investors are selling Indonesia’s stocks, bonds and currency in one of the biggest liquidations of its assets in decades, as they question President Prabowo Subianto’s populist and interventionist policies in south-east Asia’s largest economy.
Foreigners have sold a net $3.9bn worth of stocks this year, the largest sell-off since at least 1996, according to an FT analysis of exchange data. That has contributed to a 32 per cent slump in Indonesia’s benchmark stock index — which is the world’s worst-performing equity market this year.